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Mortgage Refinance
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Last Updated: 04/18/2025

BC Finance Mortgage Refinance

in Mortgage Refinance from BC Finance, LLC

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A


Amount Range

$30,000 - $999,000

Loan Term (Years)

15 - 30

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BC Finance Mortgage Refinance Review

BC Finance Mortgage Refinance is offered by BC Finance, LLC (NMLS #116874), a direct lender founded in 2012 and based in Miami, FL. BC Finance Mortgage Refinance are available in 3 states.

Key Takeaways

  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types.
  • Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

BC Finance Mortgage Refinance Pros & Cons

BC Finance Mortgage Refinance FAQ

What range of mortgage balances will BC Finance Mortgage Refinance refinance?

Mortgage refinancing loans start at $30,000 and go up to $999,000

What is the maximum loan term for a mortgage refinance via BC Finance Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. BC Finance Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does BC Finance Mortgage Refinance take to refinance?

BC Finance Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does BC Finance Mortgage Refinance charge a mortgage origination fee?

Yes, BC Finance Mortgage Refinance will charge a loan origination fee .

What property usage types does BC Finance Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. BC Finance Mortgage Refinance allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties

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Contact

Headquarters

1001 Brickell Bay Drive, Suite 1210
Miami, FL 33131
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