Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $3,000,000
Loan Term (Years)
10 - 30
goodmortgage.com Mortgage Refinance Review
goodmortgage.com Mortgage Refinance is offered by goodmortgage.com (NMLS #2917), a direct lender founded in 1999 and based in Charlotte, NC. Good mortgage are available in 27 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. goodmortgage.com Mortgage Refinance refinances FHA, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. goodmortgage.com Mortgage Refinance only offers hybrid mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
goodmortgage.com Mortgage Refinance Pros & Cons
| Pros | Cons |
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goodmortgage.com Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via Good mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. goodmortgage.com Mortgage Refinance offers mortgage refinancing with terms ranging from 10 to 30 years.
How long does Good mortgage take to refinance?
Good mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does Good mortgage charge a mortgage origination fee?
Yes, goodmortgage.com Mortgage Refinance will charge a loan origination fee .
What mortgage programs does Good mortgage offer?
goodmortgage.com Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Good mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. goodmortgage.com Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Other Services by goodmortgage.com
Home Mortgage Loans
Rating not yet determined (4 Reviews)
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goodmortgage.com Mortgage Refinance Community Reviews
Would you recommend goodmortgage.com Mortgage Refinance to your friends?
Ed T.
Apr 14, 2021
May or may not recommend
I also was having the same issues don't use them warning!!!!!!!!!!!
They are terrible at communication. They have been fairly disorganized through the entire process making statements like "even if the numbers aren't right, this is just the initial disclosure and it doesn't matter". Requesting documents several weeks after they should have been requested. According to the person working our account, they don't have enough underwriters. There are several hundred loans ...Show More
U
Anonymous
Dec 19, 2019
May or may not recommend
They are terrible at communication. They have been fairly disorganized through the entire process making statements like "even if the numbers aren't right, this is just the initial disclosure and it doesn't matter". Requesting documents several weeks after they should have been requested. According to the person working our account, they don't have enough underwriters. There are several hundred loans they have to review ...Show More
Showing 2 of 2 reviews
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