Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
$200,000 - $550,000
Loan Term (Years)
N/A
Goodmortgage Home Mortgage Review
Goodmortgage Home Mortgage is offered by goodmortgage.com (NMLS #2917), a direct lender founded in 1999 and based in Charlotte, NC. Goodmortgage are available in 27 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Goodmortgage Home Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Only primary residences considered. Goodmortgage Home Mortgage does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Goodmortgage Home Mortgage Pros & Cons
| Pros | Cons |
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Goodmortgage FAQ
How much can you borrow via goodmortgage.com?
Goodmortgage allows borrowers to apply for loan amounts of up to $550,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does goodmortgage.com offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
What is the estimated funding time?
Goodmortgage will typically fund mortgages within 14 and 28 days of approval.
Do they charge mortgage origination fees?
Yes, Goodmortgage may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Goodmortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Goodmortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Goodmortgage allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Goodmortgage Home Mortgage is (844) 372-3042.
What is the support contact email?
The support contact email for is customerservice@goodmortgage.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Other Services by goodmortgage.com
Mortgage Refinance
Rating not yet determined (2 Reviews)
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Goodmortgage Home Mortgage Community Reviews
Would you recommend Goodmortgage Home Mortgage to your friends?
U
Anonymous
Oct 29, 2021
May or may not recommend
Although the person I dealt directly with was great, Goodmortgage itself was terrible. It was one mistake after another. Really unbelievable and it cost me a lot of money. I moved on to another lender.
U
Anonymous
Oct 31, 2020
May or may not recommend
Trying to refinance with Goodmortgage has been an horrific, dragged out, frustrating experience. I started an online search in early August, provided all docs requested, and got a fair rate with minimal points for an investment property when some lenders were not interested in lending for investment properties.The loan was for less than half of the value of the home, my credit score is over 830, And Goodmortgage was promoted ...Show More
U
Anonymous
Oct 21, 2019
May or may not recommend
Goodmortgage is a shining example of bait and switch. Stay away. Not only they are mismanaged, they are highly unethical.
U
Anonymous
May 8, 2015
May or may not recommend
It's a little frustrating when your loan officer fails to communicate with you. I sent various emails and called numerous times, and not one time was anything returned. I felt so out of the loop, and it took a lot longer than I expected. It took them three and a half months to refinance my home. I don't think they were worth my time.
Showing 4 of 4 reviews
