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Last Updated: 04/18/2025

Goodmortgage Home Mortgage

in Home Mortgage Loans from goodmortgage.com

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$200,000 - $550,000

Loan Term (Years)

N/A

Goodmortgage Home Mortgage Review

Goodmortgage Home Mortgage is offered by goodmortgage.com (NMLS #2917), a direct lender founded in 1999 and based in Charlotte, NC. Goodmortgage are available in 27 states and Washington, DC.

Key Takeaways

Wide selection of mortgage programs offered. Goodmortgage Home Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types.
Only primary residences considered. Goodmortgage Home Mortgage does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Goodmortgage Home Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 27 states.

Goodmortgage FAQ

How much can you borrow via goodmortgage.com?

Goodmortgage allows borrowers to apply for loan amounts of up to $550,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does goodmortgage.com offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

What is the estimated funding time?

Goodmortgage will typically fund mortgages within 14 and 28 days of approval.

Do they charge mortgage origination fees?

Yes, Goodmortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Goodmortgage offers the following mortgage types:

FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Goodmortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Goodmortgage allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Goodmortgage Home Mortgage is (844) 372-3042.

What is the support contact email?

The support contact email for is customerservice@goodmortgage.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3325 South Tryon Street

Charlotte, NC 28217

(877) 523-3886

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