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  Goodmortgage Home Mortgage

Goodmortgage Home Mortgage

in Home Purchase Mortgages from goodmortgage.com · NMLS ID #2917

Unaffiliated

Goodmortgage Home Mortgage

Unaffiliated

in Home Purchase Mortgages from goodmortgage.com · NMLS ID #2917

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users recommend
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4 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Loan Amount $200,000 - $550,000
Loan Term (Years) N/A
Credit Score Range N/A

Goodmortgage Home Mortgage Review

Goodmortgage Home Mortgage is offered by goodmortgage.com (NMLS #2917), a direct lender founded in 1999 and based in Charlotte, NC. Goodmortgage Home Mortgage is available in 27 states (and Washington, DC).

Key Takeaways
  • 3 different mortgage programs offered. Goodmortgage Home Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Goodmortgage Home Mortgage offers and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Goodmortgage Home Mortgage does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Goodmortgage Home Mortgage Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 27 states.
Goodmortgage FAQ

How much can you borrow via goodmortgage.com?

Goodmortgage allows borrowers to apply for loan amounts of up to $550,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does goodmortgage.com offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Goodmortgage offers home loans with APRs starting at 2.88% .

What is the estimated funding time?

Goodmortgage will typically fund mortgages within 14 and 28 days of approval.

Does Goodmortgage charge an application fee?

Do they charge mortgage origination fees?

Yes, Goodmortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Goodmortgage offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Goodmortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Goodmortgage allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for this business card is (844) 372-3042.

What is the support contact email?

The support contact email for this business credit card is customerservice@goodmortgage.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Other Services by goodmortgage.com

Availability

  Available in 27 states and Washington, D.C.
  • Alabama
  • California
  • Colorado
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • New Jersey
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Processing Fee $395
Intended Use Primary Home
Primary Residence
APR Starting at 2.88%
Loan Amount $200,000 - $550,000
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • USDA
  • VA
Terms 3, 5, 7, 10, 15 & 30 year

Goodmortgage Home Mortgage Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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