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  Jersey Mortgage Company Mortgage Refinance

Jersey Mortgage Company Mortgage Refinance

in Mortgage Refinance from Jersey Mortgage Company · NMLS ID #2761

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Jersey Mortgage Company Mortgage Refinance

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in Mortgage Refinance from Jersey Mortgage Company · NMLS ID #2761

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Highlights
Highlights
Loan Amount Up to $5,000,000
Loan Term (Years) 15 - 30 years

Jersey Mortgage Company Mortgage Refinance Review

Jersey Mortgage Company Mortgage Refinance is offered by Jersey Mortgage Company (NMLS #2761), a direct lender founded in 1938 and based in Cranford, NJ. Jersey Mortgage Company Mortgage Refinance is available in 5 states across the USA.

What is the maximum loan term for a mortgage refinance via Jersey Mortgage Company Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Jersey Mortgage Company Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Jersey Mortgage Company Mortgage Refinance charge a mortgage origination fee?

Yes, Jersey Mortgage Company Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Jersey Mortgage Company Mortgage Refinance offer?

Jersey Mortgage Company Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Jersey Mortgage Company Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company Mortgage Refinance allows the following property usage types: 

  • Primary home
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Other Services by Jersey Mortgage Company

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Home Purchase Mortgages

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Reverse Mortgages

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Availability

  Available in 5 states
  • Connecticut
  • Florida
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Intended Use Primary Home
APR Starting at 3.54%
Loan Term 15 - 30 years
Loan Amount Up to $5,000,000

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