Jersey Mortgage Company Mortgage Refinance
in Mortgage Refinance from Jersey Mortgage Company · NMLS ID #2761
UnaffiliatedJersey Mortgage Company Mortgage Refinance
in Mortgage Refinance from Jersey Mortgage Company · NMLS ID #2761
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| Loan Amount | Up to $5,000,000 |
| Loan Term (Years) | 15 - 30 years |
Jersey Mortgage Company Mortgage Refinance Review
Jersey Mortgage Company Mortgage Refinance is offered by Jersey Mortgage Company (NMLS #2761), a direct lender founded in 1938 and based in Cranford, NJ. Jersey Mortgage Company Mortgage Refinance is available in 5 states across the USA.
- 4 different mortgage programs offered. Jersey Mortgage Company Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. Jersey Mortgage Company Mortgage Refinance offers hybrid mortgages, and fixed-rate mortgages.
- Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for refinancing. However, Jersey Mortgage Company Mortgage Refinance does offer refinancing for primary and secondary homes (e.g. vacation properties).
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
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What is the maximum loan term for a mortgage refinance via Jersey Mortgage Company Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Jersey Mortgage Company Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.
Does Jersey Mortgage Company Mortgage Refinance charge a mortgage origination fee?
Yes, Jersey Mortgage Company Mortgage Refinance will charge a loan origination fee.
What mortgage programs does Jersey Mortgage Company Mortgage Refinance offer?
Jersey Mortgage Company Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Jersey Mortgage Company Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company Mortgage Refinance allows the following property usage types:
- Primary home
Contact
- Headquarters
-
20 Commerce Drive,
Suite 340
Cranford, NJ 07016 USA - (800) 342-6597
- Visit Site
Other Services by Jersey Mortgage Company
Availability
- Connecticut
- Florida
- New Jersey
- New York
- Pennsylvania
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