SuperMoney
Explore
Compare Rates

Compare All Mortgage Refinance

Filter & compare all your options in one place.

View All Mortgage Refinance
x No thanks, not right now
Advertiser Disclosure
  Jersey Mortgage Company Mortgage Refinance

Jersey Mortgage Company Mortgage Refinance

in Mortgage Refinance from Jersey Mortgage Company · NMLS ID #2761

Unaffiliated

Jersey Mortgage Company Mortgage Refinance

Unaffiliated

in Mortgage Refinance from Jersey Mortgage Company · NMLS ID #2761

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Jersey Mortgage Company Mortgage Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Highlights
Loan Amount Up to $5,000,000
Loan Term (Years) 15 - 30 years

Jersey Mortgage Company Mortgage Refinance Review

Jersey Mortgage Company Mortgage Refinance is offered by Jersey Mortgage Company (NMLS #2761), a direct lender founded in 1938 and based in Cranford, NJ. Jersey Mortgage Company Mortgage Refinance is available in 5 states across the USA.

Key Takeaways
  • Mortgage programs available. Jersey Mortgage Company Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
  • Interest Rate Types. Jersey Mortgage Company Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for refinancing. However, Jersey Mortgage Company Mortgage Refinance does offer refinancing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
Jersey Mortgage Company Mortgage Refinance Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • No co-sign option.
  • Only available in 5 states.
Jersey Mortgage Company Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Jersey Mortgage Company Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Jersey Mortgage Company Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Jersey Mortgage Company Mortgage Refinance charge a mortgage origination fee?

Yes, Jersey Mortgage Company Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Jersey Mortgage Company Mortgage Refinance offer?

Jersey Mortgage Company Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Jersey Mortgage Company Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company Mortgage Refinance allows the following property usage types: 

  • Primary home
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Jersey Mortgage Company

Icon for Mortgage Mortgage

Home Purchase Mortgages

Be the first to rate

Reverse Mortgages

Be the first to rate

Availability

  Available in 5 states
  • Connecticut
  • Florida
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Intended Use Primary Home
APR Starting at 3.54%
Loan Term 15 - 30 years
Loan Amount Up to $5,000,000
Interest Rate Types Offered
  • Hybrid Mortgage
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA
Terms 3/1, 5/1, 7/1, 15, 20, 30 years

Be the first to rate

 

Would you recommend Jersey Mortgage Company Mortgage Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Mortgage Refinance

loanDepot Mortgage Refinance
Strongly recommended

10 Reviews

Quicken Loans Mortgage Refinance
Strongly recommended

9 Reviews

View All
Browse Mortgage Refinance Lenders
SuperMoney
Goals
Expert Guides
Partner with us
SuperMoney
Goals
Expert Guides
Partner with us
Go to homepage

Copyright 2020 SuperMoney, LLC. All rights reserved.

NMLS Consumer Access ID #1520999

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.