Jersey Mortgage Company Home Loans
Jersey Mortgage Company Home Loans
in Home Mortgage Loans from Jersey Mortgage Company · NMLS ID #2761

Jersey Mortgage Company Home Loans

in Home Mortgage Loans from Jersey Mortgage Company · NMLS ID #2761
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Jersey Mortgage Company Home Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Loan Amount Up to $5
Loan Term (Years) N/A
Credit Score Range N/A
No Origination Fee N/A

Jersey Mortgage Company Home Loans Review

Jersey Mortgage Company Home Loans is offered by Jersey Mortgage Company (NMLS #2761), a direct lender founded in 1938 and based in Cranford, NJ. Jersey Mortgage Company are available in 5 states across the USA.

Key Takeaways

  • 4 different mortgage programs offered. Jersey Mortgage Company Home Loans offers FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Jersey Mortgage Company Home Loans does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Jersey Mortgage Company Home Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 5 states.

Jersey Mortgage Company FAQ

How much can you borrow via Jersey Mortgage Company?

Jersey Mortgage Company allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Jersey Mortgage Company offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Jersey Mortgage Company offers home loans with APRs starting at 4% .

Do they charge mortgage origination fees?

Yes, Jersey Mortgage Company may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Jersey Mortgage Company offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.

What property usage types does Jersey Mortgage Company allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for Jersey Mortgage Company Home Loans is (800) 342-6597.

What is the support contact email?

The support contact email for is

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Other Services by Jersey Mortgage Company


  Available in 5 states
  • Connecticut
  • Florida
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Intended Use Primary Home
Primary Residence
APR Starting at 4%
(Verified 08/04/2023)
Loan Amount Up to $5
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA

Be the first to rate


Would you recommend Jersey Mortgage Company Home Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Home Mortgage Loans