Summit Funding Mortgage Refinance
in Mortgage Refinance from Summit Funding · NMLS ID #3199
UnaffiliatedSummit Funding Mortgage Refinance
in Mortgage Refinance from Summit Funding · NMLS ID #3199
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| Loan Amount | Up to $4,000,000 |
| Loan Term (Years) | 15 - 40 years |
Summit Funding Mortgage Refinance Review
Summit Funding Mortgage Refinance is offered by Summit Funding (NMLS #3199), a direct lender founded in 1995 and based in Sacramento, CA. Summit Funding Mortgage Refinance is available in 33 states across the USA.
- Mortgage programs available. Summit Funding Mortgage Refinance refinances FHA, USDA, VA, conforming, and conventional mortgages.
- Interest Rate Types. Summit Funding Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
- Long loan terms. Summit Funding Mortgage Refinance offers mortgage terms of up to 40 years. Most mortgage refinancing loans have a maximum term of 30 years.
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What is the maximum loan term for a mortgage refinance via Summit Funding Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Summit Funding Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 40 years.
Does Summit Funding Mortgage Refinance charge a mortgage origination fee?
Yes, Summit Funding Mortgage Refinance will charge a loan origination fee.
What mortgage programs does Summit Funding Mortgage Refinance offer?
Summit Funding Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Summit Funding Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Summit Funding Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Contact
- Headquarters
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2241 Harvard Street,
Suite 200
Sacramento, CA 95815 USA - (916) 571-3000
- Visit Site
Other Services by Summit Funding
Availability
- Alabama
- Arizona
- California
- Colorado
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- Ohio
- Oregon
- South Carolina
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
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