Last Updated: 04/18/2025
Tennessee Employees Credit Union VA 30 Fixed IRRRL
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
Up to 30
Tennessee Employees Credit Union VA 30 Fixed IRRRL Review
Tennessee Employees Credit Union VA 30 Fixed IRRRL is offered by Tennessee Employees Credit Union , a credit union founded in 1969 and based in Nashville, TN. Tennessee Employees Credit Union VA 30 Fixed IRRRL are available in 50 states and Washington, DC.
Key Takeaways
- Only offers one mortgage program. Tennessee Employees Credit Union VA 30 Fixed IRRRL only refinances VA mortgages.
- Financing for a variety of property types. Offers refinancing for manufactured, single, and multi-family homes.
- Standard interest rates types. Tennessee Employees Credit Union VA 30 Fixed IRRRL only offers fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Tennessee Employees Credit Union VA 30 Fixed IRRRL Pros & Cons
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Tennessee Employees Credit Union VA 30 Fixed IRRRL FAQ
What is the maximum loan term for a mortgage refinance via Tennessee Employees Credit Union VA 30 Fixed IRRRL?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Tennessee Employees Credit Union VA 30 Fixed IRRRL offers mortgage refinancing with terms of up to 30 years.
How long does Tennessee Employees Credit Union VA 30 Fixed IRRRL take to refinance?
Tennessee Employees Credit Union VA 30 Fixed IRRRL does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does Tennessee Employees Credit Union VA 30 Fixed IRRRL charge a mortgage origination fee?
Yes, Tennessee Employees Credit Union VA 30 Fixed IRRRL will charge a loan origination fee .
What mortgage programs does Tennessee Employees Credit Union VA 30 Fixed IRRRL offer?
Tennessee Employees Credit Union VA 30 Fixed IRRRL offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Tennessee Employees Credit Union VA 30 Fixed IRRRL allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Tennessee Employees Credit Union VA 30 Fixed IRRRL allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
Closed
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed