Cash America Payday Loans Review

Cash America Payday Loans is offered by First Cash Inc, a direct lender founded in 1983 and based in Jersey City, NJ. Cash America Payday Loans is available in 10 states across the USA.

What are the Cash America Payday Loans rates & fees?

Cash America Payday Loans offers payday loans with loan fees ranging from $13 to $102. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 235.58% to 533.4%.

How much can you borrow from Cash America Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What do you need to qualify for Cash America Payday Loans?

Applicants with a credit score of at least 300 and up to 840 are eligible for Cash America Payday Loans.

Cash America Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Cash America Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

Does Cash America Payday Loans run credit checks?

No, Cash America Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Cash America Payday Loans?

Cash America Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 7 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.