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Is Cash America Payday Loans the right fit for you?
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Last Updated: 04/18/2025

Cash America Payday Loans

from First Cash Inc

Last Updated: 04/18/2025
Cash America Payday Loans logo
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Mostly not recommended9 total votes
3 users recommend
6 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Key Takeaway 3

N/A

Amount Range

$100 - $1,500

Fee

$13 - $102

Minimum Monthly Income

N/A

Number of Reviews

9
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Cash America Payday Loans Review

Cash America Payday Loans is offered by First Cash Inc, a direct lender founded in 1983 and based in Jersey City, NJ. Cash America Payday Loans are available in 10 states.

Cash America Payday Loans FAQ

What rates and fees does Cash America Payday Loans charge?

Cash America Payday Loans offers advances with fees ranging from $13 to $102. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 235.58% to 533.4%.

How much cash can you access from Cash America Payday Loans?

Advances start at $100 and go up to $1,500 depending on how much you qualify for.

What do you need to qualify for Cash America Payday Loans?

Cash America Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Cash America Payday Loans run credit checks?

No, Cash America Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion).

What is the estimated funding time for a cash advance via Cash America Payday Loans?

Cash America Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is First Cash Inc a legit company?

First Cash Inc was founded in 1983, it is a well-established company that has been in business for 43 years. Cash America Payday Loans is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

480 Washington Boulevard
26th Floor
Jersey City, NJ 07310
Visit Site
Email Support

Other Services by First Cash Inc

SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -33, or 2.3 on a 5-point rating scale.

-33

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Cash America Payday Loans Community Reviews

Would you recommend Cash America Payday Loans to your friends?

RC

Rashad C.

Oct 9, 2022

May or may not recommend

Great Service , Good Leadership , Great Ownership , Keep Up The Good Work .
AH

Amy H.

Sep 16, 2020

May or may not recommend

Ice been getting voicemails from a daisy Smith and when I called and asked for her the non English speaking guy says she died. I said I've been getting voicemails from her for two days and he called me a bitch and a liar and said I have your information Amy. You fuck with me bitch and he said don't call back and hung up on me and now refuses ...Show More
Ashley T. avatar image

Ashley T.

Dec 29, 2019

May or may not recommend

I need s loan to get my package it cost 950$ to get my package to me
JW

James W.

Oct 29, 2019

May or may not recommend

I don't believe anything they say at this time or understand them ????
RR

Rocky R.

Sep 25, 2019

May or may not recommend

My fiance uses them to get loans from time to time with no issues she usually never exceeds 400.00 and is required to pay back in two weeks
SS

Stacey S.

Sep 4, 2019

May or may not recommend

I have friends have with u i work they to me about it
DS

David S.

May 8, 2018

May or may not recommend

Hikes La store in Louisville KY- very rude and arrogant employees, particularly a woman, I believe her name is Jamie. I was looking to purchase not pawn but I will take the business elsewhere rather than deal with those people.
AS

Austin S.

Mar 10, 2017

May or may not recommend

Service was deplorable. I brought in a 20g 18k gold coin from the 1923 opening of the Panama Canal. I didn't expect even full value of the coins precious medal content. The representative had the temerity to claim he didn't believe it was gold even though I the coins composition and purity confirmed by a separate retailer that confirmed the alloy as 18 karat gold using a ...Show More
U

Anonymous

Feb 4, 2015

May or may not recommend

Their website says that its easy as 1-2-3 to get a loan with them, but my experience was much different. I had some electronics sitting around and a cash shortage, so I gave them a call to see about bringing the items in. My first warning should have been the terrible customer service I received over the phone. Really grouchy guy should have turned me off. Unfortunately, I went in ...Show More

Showing 9 of 9 reviews

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