Accentra Credit Union Visa Credit Card
Explore a similar product
Try this top product in Credit Cards.
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 8.90% - 15.90% |
| Balance Transfer APR (Variable APR) | 8.90% - 15.90% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Accentra Credit Union Visa Credit Card Review
This is a credit card issued by Accentra Credit Union. If you're wondering whether Accentra Credit Union Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Competitive APRs. Accentra Credit Union Visa Credit Card has a variable purchase APR that ranges from 8.90% up to 15.90%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Accentra Credit Union Visa Credit Card
| The Good | The Bad |
|---|---|
|
|
Accentra Credit Union Visa Credit Card FAQ
Does Accentra Credit Union Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Accentra Credit Union Visa Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Accentra Credit Union Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Accentra Credit Union Visa Credit Card has a variable purchase APR that ranges from 8.90% up to 15.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 15.90%. It also has a variable cash advance APR that ranges from 8.90% up to 15.90%.
Does Accentra Credit Union Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Accentra Credit Union Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Accentra Credit Union Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $15 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Accentra Credit Union Visa Credit Card have a foreign transaction fee?
Accentra Credit Union Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Accentra Credit Union Visa Credit Card?
The Accentra Credit Union Visa Credit Card customer service number is (800) 533-0448.
What is the support contact email for Accentra Credit Union Visa Credit Card?
The support contact email for Accentra Credit Union Visa Credit Card is ask@accentracu.org.
What is the Accentra Credit Union Visa Credit Card login page?
You can access the Accentra Credit Union Visa Credit Card login page here.
How do people rate the customer service and user experience of Accentra Credit Union Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Accentra Credit Union Visa Credit Card report your account activity to credit bureaus?
Yes, Accentra Credit Union Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Accentra Credit Union Visa Credit Card
- Visit the Accentra Credit Union Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
400 Fourth Avenue N.E.
PO Box 657
Austin, MN 55912 USA - (800) 533-0448
- Visit Site
- Email Support
About Accentra Credit Union Visa Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 0% |
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $15 |
| Late Fee Amount | Up to $20 |
Accentra Credit Union Visa Credit Card Community Reviews
Would you recommend Accentra Credit Union Visa Credit Card to your friends?
Other Credit Cards
- 1800Mattress Credit Card
- American Airlines CU Visa Low-Rate Credit Card
- BPme Rewards Visa
- Credit Union of Denver Secured MasterCard
- Discover it Balance Transfer
- Grow Financial FCU Visa Platinum Preferred Secured
- HSBC Cash Rewards Mastercard Credit Card
- IHG® Rewards Traveler Credit Card
- J Jill Credit Card
- Marine Federal Credit Union VISA Signature Card
- Nissan Visa Card
- Nuvision Credit Union Platinum Visa Credit Card
