Accentra Credit Union Visa Credit Card
in Personal Credit Cards from Accentra Credit Union
UnaffiliatedAccentra Credit Union Visa Credit Card
in Personal Credit Cards from Accentra Credit Union
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| Purchase APR (Variable APR) | 8.90% - 15.90% |
| Balance Transfer APR (Variable APR) | 8.90% - 15.90% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Accentra Credit Union Visa Credit Card Review
Accentra Credit Union Visa Credit Card is a credit card issued by Accentra Credit Union. If you're wondering whether Accentra Credit Union Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Accentra Credit Union Visa Credit Card has a variable purchase APR that ranges from 8.90% up to 15.90%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
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Is there a Accentra Credit Union Visa Credit Card cash back or rewards program?
No, Accentra Credit Union Visa Credit Card does not offer a rewards program.
What are the Accentra Credit Union Visa Credit Card benefits?
Accentra Credit Union Visa Credit Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Accentra Credit Union Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Accentra Credit Union Visa Credit Card has lower than average purchase APRs.Accentra Credit Union Visa Credit Card has a variable purchase APR that ranges from 8.90% up to 15.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 15.90%. It also has a variable cash advance APR that ranges from 8.90% up to 15.90%.
Does Accentra Credit Union Visa Credit Card have an introductory APR offer on balance transfers?
No, Accentra Credit Union Visa Credit Card does not come with an introductory APR offer for balance transfers.Does Accentra Credit Union Visa Credit Card have an introductory APR offer on new purchases?
Accentra Credit Union Visa Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Accentra Credit Union Visa Credit Card?
The following fees apply to Accentra Credit Union Visa Credit Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $15 |
| Late Payment Fee | up to $20 |
Does Accentra Credit Union Visa Credit Card have a foreign transaction fee?
Accentra Credit Union Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Accentra Credit Union Visa Credit Card report your account activity to credit bureaus?
Accentra Credit Union Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Accentra Credit Union Visa Credit Card
- Visit the Accentra Credit Union Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
400 Fourth Avenue N.E.
PO Box 657
Austin, MN 55912 - (800) 533-0448
- Visit Site
About Accentra Credit Union Visa Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 0% |
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $15 |
| Late Fee Amount | Up to $20 |
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