Alabama Credit Union Traditions Credit Card
in Personal Credit Cards from Alabama Credit Union
UnaffiliatedAlabama Credit Union Traditions Credit Card
in Personal Credit Cards from Alabama Credit Union
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| Purchase APR (Variable APR) | 8.90% - 12.90% |
| Balance Transfer APR (Variable APR) | 8.90% - 12.90% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Alabama Credit Union Traditions Credit Card Review
Alabama Credit Union Traditions Credit Card is a credit card issued by Alabama Credit Union. If you're wondering whether Alabama Credit Union Traditions Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Alabama Credit Union Traditions Credit Card has a variable purchase APR that ranges from 8.90% up to 12.90%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, price protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Alabama Credit Union Traditions Credit Card cash back or rewards program?
No, Alabama Credit Union Traditions Credit Card does not offer a rewards program.
What are the Alabama Credit Union Traditions Credit Card benefits?
Alabama Credit Union Traditions Credit Card provides the following benefits:
- Price Protection
- Cellular Telephone Protection
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Alabama Credit Union Traditions Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alabama Credit Union Traditions Credit Card has lower than average purchase APRs.Alabama Credit Union Traditions Credit Card has a variable purchase APR that ranges from 8.90% up to 12.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 12.90%. It also has a variable cash advance APR that ranges from 8.90% up to 12.90%.
Does Alabama Credit Union Traditions Credit Card have an introductory APR offer on balance transfers?
No, Alabama Credit Union Traditions Credit Card does not come with an introductory APR offer for balance transfers.Does Alabama Credit Union Traditions Credit Card have an introductory APR offer on new purchases?
Alabama Credit Union Traditions Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Alabama Credit Union Traditions Credit Card?
The following fees apply to Alabama Credit Union Traditions Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1.1% |
| Late Payment Fee | $20 |
Does Alabama Credit Union Traditions Credit Card have a foreign transaction fee?
Alabama Credit Union Traditions Credit Card charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Alabama Credit Union Traditions Credit Card report your account activity to credit bureaus?
Alabama Credit Union Traditions Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Alabama Credit Union Traditions Credit Card
- Visit the Alabama Credit Union Traditions Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
220 Paul W Bryant Drive East
Tuscaloosa, AL 35401 - (888) 817-2002
- Visit Site
About Alabama Credit Union Traditions Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1.1% |
| Late Fee Amount | $20 |
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