America First Credit Union Visa® Signature Credit Card

America First Credit Union Visa® Signature Credit Card Review

This is a cashback credit card issued by America First Credit Union. If you're wondering whether America First Credit Union Visa® Signature Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. America First Credit Union Visa® Signature Credit Card has a variable purchase APR of 13.49%
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of America First Credit Union Visa® Signature Credit Card

America First Credit Union Visa® Signature Credit Card FAQ

Does America First Credit Union Visa® Signature Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the America First Credit Union Visa® Signature Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for America First Credit Union Visa® Signature Credit Card?

America First Credit Union Visa® Signature Credit Card has a variable purchase APR of 13.49%. The card has a variable balance transfer APR of 13.49% . It also has a variable cash advance APR of 13.49% .

What are the fees for America First Credit Union Visa® Signature Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does America First Credit Union Visa® Signature Credit Card report your account activity to credit bureaus?

Yes, America First Credit Union Visa® Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for America First Credit Union Visa® Signature Credit Card

• Visit the America First Credit Union Visa® Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.