
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card
in Personal Credit Cards from American Eagle Financial Credit Union
UnaffiliatedAmerican Eagle Financial Credit Union Platinum Rewards Visa Credit Card
in Personal Credit Cards from American Eagle Financial Credit Union
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Purchase APR (Variable APR) | 11.9% - 18% |
Balance Transfer APR (Variable APR) | 11.9% - 18% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card Review
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card is a rewards credit card issued by American Eagle Financial Credit Union. If you're wondering whether American Eagle Financial Credit Union Platinum Rewards Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. American Eagle Financial Credit Union Platinum Rewards Visa Credit Card has a variable purchase APR that ranges from 11.9% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. American Eagle Financial Credit Union Platinum Rewards Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a American Eagle Financial Credit Union Platinum Rewards Visa Credit Card cash back or rewards program?
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card offers a rewards program to its customers.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does American Eagle Financial Credit Union Platinum Rewards Visa Credit Card have a signup bonus?
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card doesn't offer a cash signup bonus.Does American Eagle Financial Credit Union Platinum Rewards Visa Credit Card offer an annual loyalty bonus?
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card doesn't offer a cash loyalty bonus.What are the American Eagle Financial Credit Union Platinum Rewards Visa Credit Card benefits?
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Cellular Telephone Protection
- Reports to major credit bureaus
What are the relevant APRs for American Eagle Financial Credit Union Platinum Rewards Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Eagle Financial Credit Union Platinum Rewards Visa Credit Card has lower than average purchase APRs.American Eagle Financial Credit Union Platinum Rewards Visa Credit Card has a variable purchase APR that ranges from 11.9% up to 18%. The card has a variable balance transfer APR that ranges from 11.9% up to 18%. It also has a variable cash advance APR that ranges from 11.9% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does American Eagle Financial Credit Union Platinum Rewards Visa Credit Card have an introductory APR offer on balance transfers?
Yes, American Eagle Financial Credit Union Platinum Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
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Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.9% - 18% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 3% |
Does American Eagle Financial Credit Union Platinum Rewards Visa Credit Card have an introductory APR offer on new purchases?
Description | |
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Introductory Rate | 2.99% |
Purchase Intro APR Period | 12 months |
This card does offer an introductory APR rate of 2.99% on qualified purchases for a period of up to 12 months.
What are the fees for American Eagle Financial Credit Union Platinum Rewards Visa Credit Card?
The following fees apply to American Eagle Financial Credit Union Platinum Rewards Visa Credit Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $37 |
Does American Eagle Financial Credit Union Platinum Rewards Visa Credit Card have a foreign transaction fee?
American Eagle Financial Credit Union Platinum Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does American Eagle Financial Credit Union Platinum Rewards Visa Credit Card report your account activity to credit bureaus?
Yes, American Eagle Financial Credit Union Platinum Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for American Eagle Financial Credit Union Platinum Rewards Visa Credit Card
- Visit the American Eagle Financial Credit Union Platinum Rewards Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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PO Box 280128 East Hartford, CT 06128-0128
East Hartford, CT 06128 - (800) 842-0145
- Visit Site
About American Eagle Financial Credit Union Platinum Rewards Visa Credit Card

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Every Purchase (Points) | Earn points on every purchase and enjoy the benefits of your rewards for discounts on merchandise, gift cards, travel services, or as cash back as a statement credit on your account |
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