SuperMoney 

Blue Cash Preferred Card from American Express

in Personal Credit Cards from American Express Bank

Unaffiliated Apply Now

Blue Cash Preferred Card from American Express

Unaffiliated

in Personal Credit Cards from American Express Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Blue Cash Preferred Card from American Express to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Purchase APR 14.49% - 25.49%
Balance Transfer APR 14.49% - 25.49%
Annual Fee $95
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

Blue Cash Preferred Card from American Express is a credit card issued by American Express Bank, which is based in New York, NY. 

Blue Cash Preferred Card from American Express is designed for people with a credit score of 700 to 850. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Blue Cash Preferred Card from American Express has a variable purchase APR that ranges from 14.49% up to 25.49%.

The card has a variable balance transfer APR that ranges from 14.49% up to 25.49%.

It also has a variable cash advance APR starting at 26.74%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, Blue Cash Preferred Card from American Express offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

What are the fees?

The following fees apply to Blue Cash Preferred Card from American Express:

  • An annual fee of $95. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $38.
  • There is no overlimit fee
  • A foreign transaction fee of 2.7%. Transactions in a foreign currency get hit with a 2.7% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $27.

Is a rewards program offered?

Blue Cash Preferred Card from American Express offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Retail

Is a signup bonus offered?

Yes, Blue Cash Preferred Card from American Express offers card users a signup bonus worth up to $200 after spending $1000.

Is an annual loyalty bonus offered?

Blue Cash Preferred Card from American Express doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Blue Cash Preferred Card from American Express provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Blue Cash Preferred Card from American Express report your account activity to credit bureaus?

    Blue Cash Preferred Card from American Express reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Returned Payment Fee $38
    Annual Fee $95
    Late Fee Amount $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Foreign Currency Transaction Fee 2.7%
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Flight Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards 6x
    Every Purchase 1x
    No Reward Expiration Period  
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Retail
    Signup Bonus $200
    Purchase APR (Variable APR) 14.49% - 25.49%
    Cash Advance APR (Variable APR) Starting at 26.74%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 29.99%
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 14.49% - 25.49%
    Introductory Rate 0%
    Intro APR period (months) 12

    Be the first to rate

     
     

    Would you recommend Blue Cash Preferred Card from American Express to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    American Express Bank Personal Credit Cards

    Product

    Reviews

    Purchase APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    Amex EveryDay® Credit Card

    Amex EveryDay® Credit Card

    Be the first to rate

    Purchase APR 14.49% - 25.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 25.49%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 640 - 850     300 850
    Hilton Honors American Express Card
    Purchase APR 17.74% - 26.74%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.74% - 26.74%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 650 - 850     300 850
    Premier Rewards Gold Card from American Express®

    Premier Rewards Gold Card from American Express®

    3
    1
    1
    5 total votes
    Purchase APR N/A Purchase APR
    Balance Transfer APR N/A Balance Transfer APR
    Annual Fee $195 Annual Fee
    Credit Score Range 700 - 850     300 850
    American Express® Green Card

    American Express® Green Card

    2
    2
     
    4 total votes
    Purchase APR N/A Purchase APR
    Balance Transfer APR N/A Balance Transfer APR
    Annual Fee $95 Annual Fee
    Credit Score Range 700 - 850     300 850
    Platinum Delta SkyMiles Credit Card

    Platinum Delta SkyMiles Credit Card

     
     
    1
    1 total votes
    Purchase APR 17.24% - 26.24%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.24% - 26.24%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $195 Annual Fee
    Credit Score Range 700 - 850     300 850
    Gold Delta SkyMiles® Credit Card from American Express
    Purchase APR 17.74% - 26.74%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.74% - 26.74%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $95 Annual Fee
    Credit Score Range 700 - 850     300 850
    Delta Reserve Credit Card from American Express®
    Purchase APR 17.24% - 26.24%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.24% - 26.24%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $450 Annual Fee
    Credit Score Range 700 - 850     300 850
    The Starwood Preferred Guest Credit Card from American Express®
    Purchase APR 16.74% - 20.74%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 16.74% - 20.74%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $95 Annual Fee
    Credit Score Range 700 - 850     300 850