American Express Green Card Review

If you're wondering whether American Express Green Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of 3 points per dollar spent.
• Signup bonus. Offers a signup bonus of 45000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. American Express Green Card has a variable purchase APR that ranges from 15.24% up to 22.24%.
• Annual fee waived the first year. American Express Green Card gives you the chance to have the card for a year without paying the $150 annual fee.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

American Express Green Card Pros and Cons:

The Good

The Bad

You can earn up to $100 in statement credits per calendar year when you use your American Express Green Card to pay for your annual CLEAR membership. Lower than average purchase APRs. Annual fee waived during the first year. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance. No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. American Express Green Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

Requires good to excellent credit. Charges an annual fee of $150

Is there a American Express Green Card cash back or rewards program?

American Express Green Card offers a rewards program to its customers.

American Express Green Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	3%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	45000
Signup Bonus Spend Requirement	$2000
Signup Bonus Spend Period (months)	3 months

What are the American Express Green Card benefits?

American Express Green Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for American Express Green Card?

American Express Green Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for American Express Green Card?

The following fees apply to American Express Green Card:

American Express Green Card Fees

Fees	Amount
Annual Fee	$150
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does American Express Green Card report your account activity to credit bureaus?

American Express Green Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for American Express Green Card

• Visit the American Express Green Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.