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  American Express® National Bank Green Card

American Express® National Bank Green Card

in Personal Credit Cards from American Express National Bank

Claimed

American Express® National Bank Green Card

Claimed

in Personal Credit Cards from American Express National Bank

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

+50%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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2 users recommend
2 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.99% - 22.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $150

American Express® National Bank Green Card Review

If you're wondering whether American Express® National Bank Green Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3 points per dollar spent.
  • Signup bonus. Offers a signup bonus of 45000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. American Express® National Bank Green Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
  • Annual fee waived the first year. American Express® National Bank Green Card gives you the chance to have the card for a year without paying the $150 annual fee.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
American Express® National Bank Green Card Pros & Cons
The Good The Bad
  • You can earn up to $100 in statement credits per calendar year when you use your American Express Green Card to pay for your annual CLEAR membership.
  • Lower than average purchase APRs.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere American Express® National Bank Green Card is accepted.
  • American Express® National Bank Green Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges an annual fee of $150
American Express® National Bank Green Card FAQ

Is there a American Express® National Bank Green Card cash back or rewards program?

American Express® National Bank Green Card offers a rewards program to its customers.

American Express® National Bank Green Card Rewards
Minimum rewards rate 1x
Max rewards rate 3x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 45000
Signup Bonus Spend Requirement $2000
Signup Bonus Spend Period (months) 3 months

Does American Express® National Bank Green Card have a signup bonus?

American Express® National Bank Green Card doesn't offer a cash signup bonus. However, it does include a 45000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does American Express® National Bank Green Card offer an annual loyalty bonus?

American Express® National Bank Green Card doesn't offer a cash loyalty bonus.

What are the American Express® National Bank Green Card benefits?

American Express® National Bank Green Card provides the following benefits:

  • No blackout dates when redeeming miles
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for American Express® National Bank Green Card?

American Express® National Bank Green Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for American Express® National Bank Green Card?

The following fees apply to American Express® National Bank Green Card:

American Express® National Bank Green Card Fees
Fees Amount
Annual Fee $150
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does American Express® National Bank Green Card have a foreign transaction fee?

American Express® National Bank Green Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does American Express® National Bank Green Card report your account activity to credit bureaus?

Yes, American Express® National Bank Green Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Express® National Bank Green Card

  • Visit the American Express® National Bank Green Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Car Rentals (Points) 1 - 3
Airfare (Points) 3
Every Purchase (Points) 1x
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Annual Fee First Year  
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $150
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
No Reward Expiration Period  
No Blackout Dates  
Rewards Categories
  • Every Purchase
  • Travel
  • Airfare
Signup Bonus (points) 45,000
Cash Advance APR (Variable APR) 25.24%
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 15.99% - 22.99%
Card Type
  • Rewards
  • Travel
  • Charge Card
Card Network American Express

American Express® National Bank Green Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+50%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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