SuperMoney 
  American Express Hilton Honors Ascend

Out of Business

American Express Hilton Honors Ascend

in Personal Credit Cards from American Express National Bank

Out of Business

American Express Hilton Honors Ascend

in Personal Credit Cards from American Express National Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend American Express Hilton Honors Ascend to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 17.74% - 26.74%
Balance Transfer APR  (Variable APR) 17.74% - 26.74%
Credit Score Range 650 - 850
Rewards Rates
  • Up to 3 on Every Purchase
  • Up to 5 on Gas
  • Up to 5 on Groceries
  • Up to 7 on Hotels
  • Up to 5 on Restaurants

American Express Hilton Honors Ascend Review

American Express Hilton Honors Ascend is a rewards credit card issued by American Express National Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether American Express Hilton Honors Ascend is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of American Express Hilton Honors Ascend
The Good The Bad
  • No annual fee.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Purchase Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • American Express Hilton Honors Ascend reports to multiple credit bureaus.
  • No annual fee.
  • No foreign transaction fees.
  • Points can be earned quickly at 3-7 points per dollar.
  • Hilton occasionally offers to double or triple your points per stay or purchase.
  • Higher than average purchase APRs.
  • More points are necessary to redeem rewards with this card than with other loyalty programs. Higher Category hotels consume drastically more points per night.
  • Is there a American Express Hilton Honors Ascend cash back or rewards program?

    American Express Hilton Honors Ascend offers a rewards program to its customers.

    American Express Hilton Honors Ascend Rewards
    Rewards rate (all purchases) 3%
    Max rewards rate 7%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 75000
    Signup Bonus Spend Requirement $1000
    Signup Bonus Spend Period (months) 90 months

    Does American Express Hilton Honors Ascend have a signup bonus?

    American Express Hilton Honors Ascend doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

    Does American Express Hilton Honors Ascend offer an annual loyalty bonus?

    American Express Hilton Honors Ascend doesn't offer a cash loyalty bonus.

    What are the American Express Hilton Honors Ascend benefits?

    American Express Hilton Honors Ascend provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Zero fraud liability
    • Travel Accident Insurance
    • Cellular Telephone Protection
    • Travel Assistance
    • Reports to major credit bureaus

    What are the relevant APRs for American Express Hilton Honors Ascend?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Express Hilton Honors Ascend has higher than average purchase APRs.

    American Express Hilton Honors Ascend has a variable purchase APR that ranges from 17.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 26.74%. It also has a variable cash advance APR starting at 27.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does American Express Hilton Honors Ascend have an introductory APR offer?

    No, American Express Hilton Honors Ascend does not come with an introductory APR offer for balance transfers. American Express Hilton Honors Ascend does not offer an introductory rate on new purchases.
    American Express Hilton Honors Ascend Balance Transfers
    Description
    Balance Transfer APR 17.74% - 26.74%
    Introductory Rate N/A
    Intro APR period (months) N/A
    American Express Hilton Honors Ascend Rates & Terms
    Description
    Balance Computation average daily balance
    Purchase APR 17.74% - 26.74%
    Credit Limit N/A
    Penalty APR 29.99%
    Cash Advance APR Starting at 27.24%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the American Express Hilton Honors Ascend fees?

    The following fees apply to American Express Hilton Honors Ascend:

    • There is no overlimit fee
    American Express Hilton Honors Ascend Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does American Express Hilton Honors Ascend have a foreign transaction fee?

    American Express Hilton Honors Ascend does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does American Express Hilton Honors Ascend report your account activity to credit bureaus?

    American Express Hilton Honors Ascend reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for American Express Hilton Honors Ascend

    • Visit the American Express Hilton Honors Ascend website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    AMERICAN EXPRESS HILTON HONORS ASCEND Disclosure: Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership. Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility. Terms and limitations apply. View American Express Hilton Honors Ascend's published terms & conditions.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   World Financial Center
      200 Vesey Street
      New York, NY 10285
    •   Visit Site

    Message from American Express National Bank

    Earn 75.000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card membership.

    Other Services by American Express National Bank

    Icon for Personal Credit Cards
    View all personal credit cards offered by American Express National Bank

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) 7x Hilton Portfolio hotels or resorts 5x Restaurants 5x Supermarkets 5x Gas stations 3x on all other purchases.
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Over-Limit Fee $0
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $10
    Late Fee Amount Up to $39
    Minimum Cash Advance Fee ($) Starting at $10
    Returned Payment Fee Up to $39
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Card Network
    • American Express
    Card Type
    • Balance Transfer
    • Bonus Offers
    • Gas
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Cellular Telephone Protection
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Emergency Support  
    Extended Warranty  
    Fraud Liability  
    Lost Luggage Insurance  
    Travel Insurance  
    Bonus Rewards EARN 75,000 HILTON HONORS BONUS POINTS after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership.
    Rewards Rates
    • Up to 3 on Every Purchase
    • Up to 5 on Gas
    • Up to 5 on Groceries
    • Up to 7 on Hotels
    • Up to 5 on Restaurants
    Signup Bonus (points) 75,000
    Cash Advance APR (Variable APR) Starting at 27.24%
    Purchase APR (Variable APR) 17.74% - 26.74%
    Balance Computation average daily balance
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 17.74% - 26.74%

    Be the first to rate

     

    Would you recommend American Express Hilton Honors Ascend to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    American Express National Bank Personal Credit Cards

    Product

    Reviews

    Annual Fee

    Purchase APR

    Balance Transfer APR

    Credit Score Range

    Rewards Rates

    Marriott Bonvoy Brilliant American Express® Card

    Marriott Bonvoy Brilliant American Express® Card

    Rating not yet determined

    1 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $450 Annual Fee
    Purchase APR 17.49% - 26.49%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.49% - 26.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range N/A Credit Score Range
    Rewards Categories
    • Airfare
    • Hotels
    • Restaurants
    Blue Cash Everyday Card from American Express®

    Blue Cash Everyday Card from American Express®

    Rating not yet determined

    1 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $0 Annual Fee
    Purchase APR 14.74% - 25.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.74% - 25.74%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 640 - 850     300 850
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Retail
    Show More
    Amex EveryDay® Credit Card

    Amex EveryDay® Credit Card

    Rating not yet determined

    1 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $0 Annual Fee
    Purchase APR 14.74% - 25.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.49% - 25.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 640 - 850     300 850
    Rewards Categories
    • Airfare
    • Every Purchase
    • Groceries
    • Hotels
    • Travel
    Show More
    American Express® Green Card

    American Express® Green Card

    Rating not yet determined

    4 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $95 Annual Fee
    Purchase APR N/A Purchase APR
    Balance Transfer APR N/A Balance Transfer APR
    Credit Score Range 700 - 850     300 850
    Rewards Categories
    • Airfare
    • Every Purchase
    • Travel
    American Express® Gold Card

    American Express® Gold Card

    3
    1
    1
    5 total votes
    Annual Fee $250 Annual Fee
    Purchase APR 19.99% Variable APR
    Balance Transfer APR N/A Balance Transfer APR
    Credit Score Range 700 - 850     300 850
    Rewards Categories
    • Airfare
    • Every Purchase
    • Gas
    • Groceries
    • Hotels
    • Restaurants
    • Travel
    Show More
    Platinum Delta SkyMiles Credit Card

    Platinum Delta SkyMiles Credit Card

    Rating not yet determined

    1 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $195 Annual Fee
    Purchase APR 17.24% - 26.24%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.24% - 26.24%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Rates
    • Up to 2 on Airfare
    • 1 on Every Purchase
    • Travel
    Amex EveryDay® Preferred Credit Card
    Annual Fee $95 Annual Fee
    Purchase APR 14.74% - 24.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.74% - 24.74%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Rates N/A Rewards Rates
    Hilton Honors American Express Aspire Card
    Annual Fee $450 Annual Fee
    Purchase APR 17.49% - 26.49%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.49% - 26.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 750 - 850     300 850
    Rewards Categories
    • Airfare
    • Car Rentals
    • Every Purchase
    • Hotels
    Show More
    Hilton Honors Card from American Express
    Annual Fee $0 Annual Fee
    Purchase APR 17.49% - 26.49%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.49% - 26.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 750 - 850     300 850
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Hotels
    • Restaurants
    Show More
    Blue Delta SkyMiles

    Blue Delta SkyMiles

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 17.49% - 26.49%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.49% - 26.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 750 - 850     300 850
    Rewards Categories
    • Airfare
    • Every Purchase
    • Restaurants
    Blue from American Express®

    Blue from American Express®

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 25.74% Variable APR
    Balance Transfer APR 25.74% Variable APR
    Credit Score Range 750 - 850     300 850
    Rewards Categories
    • Every Purchase
    Hilton Honors American Express Surpass®  Credit Card
    Annual Fee $95 Annual Fee
    Purchase APR 17.99% - 26.99%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.99% - 26.99%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 690 - 850     300 850
    Rewards Categories
    • Car Rentals
    • Every Purchase
    • Gas
    • Groceries
    • Hotels
    • Restaurants
    Show More
    Blue Cash Preferred Card from American Express
    Annual Fee $95 Annual Fee
    Purchase APR 14.74% - 25.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.74% - 25.74%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Rates
    • 1 on Every Purchase
    • 3 on Gas
    • 6 on Groceries
    Gold Delta SkyMiles from American Express
    Annual Fee $95 Annual Fee
    Purchase APR 17.49% - 26.49%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.49% - 26.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Rates
    • Airfare
    • 1 on Every Purchase
    • Travel
    Delta Reserve from American Express
    Annual Fee $450 Annual Fee
    Purchase APR 17.49% - 26.49%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.49% - 26.49%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Rates
    • Airfare
    • 1 on Every Purchase
    Platinum Card from American Express®
    Annual Fee $550 Annual Fee
    Purchase APR 26.99% Variable APR
    Balance Transfer APR N/A Balance Transfer APR
    Credit Score Range 700 - 850     300 850
    Rewards Categories
    • Airfare
    • Every Purchase
    • Hotels
    The Starwood Preferred Guest Credit Card from American Express®
    Annual Fee $95 Annual Fee
    Purchase APR 16.74% - 20.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 16.74% - 20.74%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Categories
    • Every Purchase
    • Hotels
    American Express Cash Magnet

    American Express Cash Magnet

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 14.74% - 25.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.74% - 25.74%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    Rewards Rates
    • 1.5 on Every Purchase