American Express Hilton Honors Ascend Review

American Express Hilton Honors Ascend is a rewards credit card issued by American Express National Bank. If you're wondering whether American Express Hilton Honors Ascend is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a a rewards rate of 7 points per dollar spent.
• Earn 3 points for every dollar spent on everyday purchases. Terms and conditions apply. This is higher than the average reward rate (1 point per dollar spent) for everyday purchases.
• Signup bonus. Offers a signup bonus of 75000 points after spending $1,000 within 90 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 26.74%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. American Express Hilton Honors Ascend charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Gas rewards.
• Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.