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Americas First FCU Platinum Visa Credit Card
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Purchase APR (Variable APR) | 10.8% - 18% |
Balance Transfer APR (Variable APR) | 10.8% - 18% |
Credit Score Range | N/A |
Annual Fee | $0 |
Americas First FCU Platinum Visa Credit Card Review
This is a cashback card issued by America's First Federal Credit Union. If you're wondering whether Americas First FCU Platinum Visa Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- Competitive APRs. Americas First FCU Platinum Visa Credit Card has a variable purchase APR that ranges from 10.8% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
Pros & Cons of Americas First FCU Platinum Visa Credit Card
The Good | The Bad |
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Americas First FCU Platinum Visa Credit Card FAQ
Does Americas First FCU Platinum Visa Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Americas First FCU Platinum Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Americas First FCU Platinum Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Americas First FCU Platinum Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Americas First FCU Platinum Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Americas First FCU Platinum Visa Credit Card has a variable purchase APR that ranges from 10.8% up to 18%. The card has a variable balance transfer APR that ranges from 10.8% up to 18%. It also has a variable cash advance APR that ranges from 10.8% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Americas First FCU Platinum Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Americas First FCU Platinum Visa Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
This card does offer an intro APR rate of 0% on qualified purchases
What are the fees for Americas First FCU Platinum Visa Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Returned Payment Fee | up to $27 |
Late Payment Fee | up to $27 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Americas First FCU Platinum Visa Credit Card?
The Americas First FCU Platinum Visa Credit Card customer service number is (205) 320-4185.
What is the support contact email for Americas First FCU Platinum Visa Credit Card?
The support contact email for Americas First FCU Platinum Visa Credit Card is memberservices@amfirst.org.
What is the Americas First FCU Platinum Visa Credit Card login page?
You can access the Americas First FCU Platinum Visa Credit Card login page here.
How do people rate the customer service and user experience of Americas First FCU Platinum Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Americas First FCU Platinum Visa Credit Card report your account activity to credit bureaus?
Yes, Americas First FCU Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Americas First FCU Platinum Visa Credit Card
- Visit the Americas First FCU Platinum Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1200 4th Avenue North Birmingham, AL 35203
Birmingham, AL 35203 USA - (205) 320-4185
- Visit Site
- Email Support
Other Services by America's First Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
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- New Hampshire
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- Ohio
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- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
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- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
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