
Americas First Federal Credit Union Platinum Plus Visa® Credit Card
in Personal Credit Cards from America's First Federal Credit Union
UnaffiliatedAmericas First Federal Credit Union Platinum Plus Visa® Credit Card
in Personal Credit Cards from America's First Federal Credit Union
Not enough votes for recommendation
Would you recommend Americas First Federal Credit Union Platinum Plus Visa® Credit Card to your friends?
Purchase APR (Variable APR) | 10.8% - 18% |
Balance Transfer APR (Variable APR) | 10.8% - 18% |
Credit Score Range | N/A |
Annual Fee | $0 |
Americas First Federal Credit Union Platinum Plus Visa® Credit Card Review
Americas First Federal Credit Union Platinum Plus Visa® Credit Card is a cashback credit card issued by America's First Federal Credit Union. If you're wondering whether Americas First Federal Credit Union Platinum Plus Visa® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- Competitive APRs. Americas First Federal Credit Union Platinum Plus Visa® Credit Card has a variable purchase APR that ranges from 10.8% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
The Good | The Bad |
---|---|
|
|
Is there a Americas First Federal Credit Union Platinum Plus Visa® Credit Card cash back or rewards program?
Americas First Federal Credit Union Platinum Plus Visa® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Americas First Federal Credit Union Platinum Plus Visa® Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Americas First Federal Credit Union Platinum Plus Visa® Credit Card have a signup bonus?
Americas First Federal Credit Union Platinum Plus Visa® Credit Card doesn't offer a cash signup bonus.Does Americas First Federal Credit Union Platinum Plus Visa® Credit Card offer an annual loyalty bonus?
Americas First Federal Credit Union Platinum Plus Visa® Credit Card doesn't offer a cash loyalty bonus.What are the Americas First Federal Credit Union Platinum Plus Visa® Credit Card benefits?
Americas First Federal Credit Union Platinum Plus Visa® Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Americas First Federal Credit Union Platinum Plus Visa® Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Americas First Federal Credit Union Platinum Plus Visa® Credit Card has lower than average purchase APRs.Americas First Federal Credit Union Platinum Plus Visa® Credit Card has a variable purchase APR that ranges from 10.8% up to 18%. The card has a variable balance transfer APR that ranges from 10.8% up to 18%. It also has a variable cash advance APR that ranges from 10.8% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Americas First Federal Credit Union Platinum Plus Visa® Credit Card have an introductory APR offer on balance transfers?
No, Americas First Federal Credit Union Platinum Plus Visa® Credit Card does not come with an introductory APR offer for balance transfers.Does Americas First Federal Credit Union Platinum Plus Visa® Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases
Description | |
---|---|
Introductory Rate | 0% |
What are the fees for Americas First Federal Credit Union Platinum Plus Visa® Credit Card?
The following fees apply to Americas First Federal Credit Union Platinum Plus Visa® Credit Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Returned Payment Fee | up to $27 |
Late Payment Fee | up to $27 |
Does Americas First Federal Credit Union Platinum Plus Visa® Credit Card report your account activity to credit bureaus?
Yes, Americas First Federal Credit Union Platinum Plus Visa® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Americas First Federal Credit Union Platinum Plus Visa® Credit Card
- Visit the Americas First Federal Credit Union Platinum Plus Visa® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1200 4th Avenue North Birmingham, AL 35203
Birmingham, AL 35203 - (205) 320-4185
- Visit Site
Other Services by America's First Federal Credit Union

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | Starting at $0 |
No Annual Fee | |
Annual Fee | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $27 |
Late Fee Amount | Up to $27 |
Be the first to rate
Would you recommend Americas First Federal Credit Union Platinum Plus Visa® Credit Card to your friends?
America's First Federal Credit Union Personal Credit Cards
- American Eagle Financial Credit Union Platinum Visa Credit Card
- American Express National Bank Hilton Honors Credit Card
- Coastal Federal Credit Union Rate Advantage Secured Visa Credit Card
- Congressional Federal Credit Union Visa Platinum Rate Saver
- First Security Bank Secured Visa
- First Technology FCU Platinum Mastercard Credit Card
- Hudson's Furniture
- MAX Credit Union Platinum Visa
- MEMBERS1st Community Credit Union VISA Platinum Rewards Credit Card
- Musician's Friend Platinum Card
- Sheely's Furniture Credit Card
- Wells Fargo Cash Back College Visa Card