Amex EveryDay® Credit Card
in Personal Credit Cards from American Express® National Bank
UnaffiliatedAmex EveryDay® Credit Card
in Personal Credit Cards from American Express® National Bank
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 14.49% - 25.49% |
| Balance Transfer APR (Variable APR) | 14.49% - 25.49% |
| Credit Score Range | 640 - 850 |
Amex EveryDay® Credit Card Review
Amex EveryDay® Credit Card is a rewards credit card issued by American Express® National Bank.
Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 640.
If you're wondering whether Amex EveryDay® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Amex EveryDay® Credit Card cash back or rewards program?
Amex EveryDay® Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 10000 |
| Signup Bonus Spend Requirement | $1000 |
Does Amex EveryDay® Credit Card have a signup bonus?
Amex EveryDay® Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Amex EveryDay® Credit Card offer an annual loyalty bonus?
Amex EveryDay® Credit Card doesn't offer a cash loyalty bonus.What are the Amex EveryDay® Credit Card benefits?
Amex EveryDay® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Amex EveryDay® Credit Card?
Amex EveryDay® Credit Card has a variable purchase APR that ranges from 14.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 25.49%.
It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Amex EveryDay® Credit Card have an introductory APR offer?
Yes, Amex EveryDay® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.
| Purchase APR | 14.49% - 25.49% |
| Balance Transfer APR | 14.49% - 25.49% |
| Cash Advance APR | Starting at 26.74% |
| Penalty APR | 29.99% |
What are the Amex EveryDay® Credit Card fees?
No Annual Fee. Amex EveryDay® Credit Card does not charge an annual fee. 2.7% Foreign transaction fees. Amex EveryDay® Credit Card charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.The following fees apply to Amex EveryDay® Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% |
| Balance Transfer Fee | 0% |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does Amex EveryDay® Credit Card report your account activity to credit bureaus?
Amex EveryDay® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Amex EveryDay® Credit Card
- Visit the American Express® National Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 USA - Visit Site
Other Services by American Express® National Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Annual Fee | $0 |
| Balance Transfer Fee % | 0% |
| No Annual Fee | |
| Returned Payment Fee | $38 |
| Late Fee Amount | $38 |
| Foreign Currency Transaction Fee | 2.7% |
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