
American Express® National Bank Amex EveryDay® Credit Card
in Personal Credit Cards from American Express National Bank
ClaimedAmerican Express® National Bank Amex EveryDay® Credit Card
in Personal Credit Cards from American Express National Bank
Would you recommend American Express® National Bank Amex EveryDay® Credit Card to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 12.99% - 23.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 640 - 850 |
Annual Fee | $0 |
Number of Reviews | 18 |
American Express® National Bank Amex EveryDay® Credit Card Review
American Express® National Bank Amex EveryDay® Credit Card is a rewards credit card issued by American Express National Bank. If you're wondering whether American Express® National Bank Amex EveryDay® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. American Express® National Bank Amex EveryDay® Credit Card has a variable purchase APR that ranges from 12.99% up to 23.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.7% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
The Good | The Bad |
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Is there a American Express® National Bank Amex EveryDay® Credit Card cash back or rewards program?
American Express® National Bank Amex EveryDay® Credit Card offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Does American Express® National Bank Amex EveryDay® Credit Card have a signup bonus?
American Express® National Bank Amex EveryDay® Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does American Express® National Bank Amex EveryDay® Credit Card offer an annual loyalty bonus?
American Express® National Bank Amex EveryDay® Credit Card doesn't offer a cash loyalty bonus.What are the American Express® National Bank Amex EveryDay® Credit Card benefits?
American Express® National Bank Amex EveryDay® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for American Express® National Bank Amex EveryDay® Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Express® National Bank Amex EveryDay® Credit Card has lower than average purchase APRs.American Express® National Bank Amex EveryDay® Credit Card has a variable purchase APR that ranges from 12.99% up to 23.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does American Express® National Bank Amex EveryDay® Credit Card have an introductory APR offer on balance transfers?
Yes, American Express® National Bank Amex EveryDay® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Does American Express® National Bank Amex EveryDay® Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
What are the fees for American Express® National Bank Amex EveryDay® Credit Card?
The following fees apply to American Express® National Bank Amex EveryDay® Credit Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 2.7% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does American Express® National Bank Amex EveryDay® Credit Card have a foreign transaction fee?
American Express® National Bank Amex EveryDay® Credit Card charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does American Express® National Bank Amex EveryDay® Credit Card report your account activity to credit bureaus?
Yes, American Express® National Bank Amex EveryDay® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for American Express® National Bank Amex EveryDay® Credit Card
- Visit the American Express® National Bank Amex EveryDay® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 - Visit Site
Other Services by American Express National Bank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
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- Connecticut
- Delaware
- Washington, DC
- Florida
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- Hawaii
- Idaho
- Illinois
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- Texas
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- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | 2X points at US supermarkets on up to $6,000 per year in purchases. 1X POINTS ON OTHER PURCHASES. |
American Express® National Bank Amex EveryDay® Credit Card Community Reviews
Would you recommend American Express® National Bank Amex EveryDay® Credit Card to your friends?
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