APGFCU Visa Money Market Secured Credit Card
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| Purchase APR (Variable APR) |
5.25% (Verified 09/07/2022) |
| Balance Transfer APR (Variable APR) |
5.25% (Verified 09/07/2022) |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
APGFCU Visa Money Market Secured Credit Card Review
This is a secured credit card credit card issued by APG Federal Credit Union. If you're wondering whether APGFCU Visa Money Market Secured Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 18 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of 30000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. APGFCU Visa Money Market Secured Credit Card has a variable purchase APR of 5.25%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 0 day of opening the account.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of APGFCU Visa Money Market Secured Credit Card
| The Good | The Bad |
|---|---|
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APGFCU Visa Money Market Secured Credit Card FAQ
Does APGFCU Visa Money Market Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the APGFCU Visa Money Market Secured Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for APGFCU Visa Money Market Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.APGFCU Visa Money Market Secured Credit Card has a variable purchase APR of 5.25%. The card has a variable balance transfer APR of 5.25% . It also has a variable cash advance APR of 5.25% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does APGFCU Visa Money Market Secured Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 18 months.
| Description | |
|---|---|
| Balance Transfer Fee Intro Period | 0 days |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 18 months |
| Balance Transfer APR | 5.25% |
| Balance Transfer Fee % | 0% |
Does APGFCU Visa Money Market Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for APGFCU Visa Money Market Secured Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $20 |
| Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does APGFCU Visa Money Market Secured Credit Card have a foreign transaction fee?
APGFCU Visa Money Market Secured Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for APGFCU Visa Money Market Secured Credit Card?
The APGFCU Visa Money Market Secured Credit Card customer service number is (800) 225-2555.
What is the support contact email for APGFCU Visa Money Market Secured Credit Card?
The support contact email for APGFCU Visa Money Market Secured Credit Card is info@apgfcu.com.
What is the APGFCU Visa Money Market Secured Credit Card login page?
You can access the APGFCU Visa Money Market Secured Credit Card login page here.
How do people rate the customer service and user experience of APGFCU Visa Money Market Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does APGFCU Visa Money Market Secured Credit Card report your account activity to credit bureaus?
Yes, APGFCU Visa Money Market Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for APGFCU Visa Money Market Secured Credit Card
- Visit the APGFCU Visa Money Market Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
APGFCU VISA Department
P.O. Box 1176
Aberdeen, MD 21001 USA - (800) 225-2555
- Visit Site
- Email Support
Other Services by APG Federal Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $2 |
| Minimum Cash Advance Fee ($) | $2 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $20 |
| Late Fee Amount | $25 |
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