APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card
in Personal Credit Cards from APG Federal Credit Union
UnaffiliatedAPG Federal Credit Union Visa Platinum Preferred Rewards Credit Card
in Personal Credit Cards from APG Federal Credit Union
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| Purchase APR (Variable APR) | 11.99% - 17.99% |
| Balance Transfer APR (Variable APR) | 10.49% - 17.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card Review
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card is a rewards credit card issued by APG Federal Credit Union. If you're wondering whether APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Earn a rewards rate of up to x.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Competitive APRs. APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
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Is there a APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card cash back or rewards program?
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card have a signup bonus?
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card doesn't offer a cash signup bonus.Does APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card offer an annual loyalty bonus?
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card doesn't offer a cash loyalty bonus.What are the APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card benefits?
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card has lower than average purchase APRs.APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.49% up to 17.99%. It also has a variable cash advance APR that ranges from 10.49% up to 17.99%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card have an introductory APR offer on balance transfers?
Yes, APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 10.49% - 17.99% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | 15 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | N/A |
Does APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 15 |
What are the fees for APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card?
The following fees apply to APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $20 |
| Late Payment Fee | $25 |
Does APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card have a foreign transaction fee?
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card report your account activity to credit bureaus?
APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card
- Visit the APG Federal Credit Union Visa Platinum Preferred Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
APGFCU VISA Department
P.O. Box 1176
Aberdeen, MD 21001 - (800) 225-2555
- Visit Site
Other Services by APG Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn one point for every purchase dollar spent |
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