
Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card
in Personal Credit Cards from Aberdeen Proving Ground Federal Credit Union
UnaffiliatedAberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card
in Personal Credit Cards from Aberdeen Proving Ground Federal Credit Union
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Purchase APR (Variable APR) | 11.99% - 17.99% |
Balance Transfer APR (Variable APR) | 10.49% - 17.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card Review
This is a rewards credit card issued by Aberdeen Proving Ground Federal Credit Union. If you're wondering whether Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Competitive APRs. Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card have a cash back or rewards program?
Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 11.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.49% up to 17.99%. It also has a variable cash advance APR that ranges from 10.49% up to 17.99%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 10.49% - 17.99% |
Balance Transfer Fee % | 3% |
Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card?
The following fees apply:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | $20 |
Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card have a foreign transaction fee?
Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card?
The Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card customer service number is (800) 225-2555.
Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card report your account activity to credit bureaus?
Yes, Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card
- Visit the Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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APGFCU VISA Department
P.O. Box 1176
Aberdeen, MD 21001 - (800) 225-2555
- Visit Site
Other Services by Aberdeen Proving Ground Federal Credit Union

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | Earn one point for every purchase dollar spent |
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