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  APGFCU Visa Platinum Preferred Share Secured Card
APGFCU Visa Platinum Preferred Share Secured Card Unaffiliated

APGFCU Visa Platinum Preferred Share Secured Card

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Highlights
Purchase APR 4.25%
Balance Transfer APR 4.25%
Credit Score Range 500 - 850
Annual Fee $0

APGFCU Visa Platinum Preferred Share Secured Card Review

This is a credit card issued by APG Federal Credit Union. If you're wondering whether APGFCU Visa Platinum Preferred Share Secured Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 30000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 4.25%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of APGFCU Visa Platinum Preferred Share Secured Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair credit.
  • APGFCU Visa Platinum Preferred Share Secured Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
APGFCU Visa Platinum Preferred Share Secured Card FAQ

Does APGFCU Visa Platinum Preferred Share Secured Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the APGFCU Visa Platinum Preferred Share Secured Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for APGFCU Visa Platinum Preferred Share Secured Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 4.25%. The card has a variable balance transfer APR of 4.25% . It also has a variable cash advance APR of 4.25% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for APGFCU Visa Platinum Preferred Share Secured Card?

The following fees apply:

APGFCU Visa Platinum Preferred Share Secured Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $20
Late Payment Fee $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does APGFCU Visa Platinum Preferred Share Secured Card have a foreign transaction fee?

APGFCU Visa Platinum Preferred Share Secured Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for APGFCU Visa Platinum Preferred Share Secured Card?

The APGFCU Visa Platinum Preferred Share Secured Card customer service number is .

What is the support contact email for APGFCU Visa Platinum Preferred Share Secured Card?

The support contact email for APGFCU Visa Platinum Preferred Share Secured Card is info@apgfcu.com.

What is the APGFCU Visa Platinum Preferred Share Secured Card login page?

You can access the APGFCU Visa Platinum Preferred Share Secured Card login page here.

How do people rate the customer service and user experience of APGFCU Visa Platinum Preferred Share Secured Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does APGFCU Visa Platinum Preferred Share Secured Card report your account activity to credit bureaus?

Yes, APGFCU Visa Platinum Preferred Share Secured Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for APGFCU Visa Platinum Preferred Share Secured Card

  • Visit the APGFCU Visa Platinum Preferred Share Secured Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday 9:00am - 12:00pm

Other Services by APG Federal Credit Union

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View all credit cards offered by APG Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $2
Minimum Cash Advance Fee ($) $2
Foreign Currency Transaction Fee 1%
Returned Payment Fee $20
Late Fee Amount $25
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • 2x Points on
  • 2x Points on
  • 3x Points on
  • 1x Point on
Signup Bonus (points) 30,000
Cash Advance APR 4.25%
Balance Computation average daily balance (including new purchases)
Penalty APR 18%
Purchase APR 4.25%
Balance Transfer Intro APR Period 18 months
Balance Transfer APR 4.25%
Balance Transfer Fee % 0%
Card Type
  • Secured
Card Network Visa

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