Last Updated: 07/28/2025
APGFCU Visa Platinum Preferred Share Secured Card
Unaffiliated
in Credit Cards from APG Federal Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
5.25%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
5.25%(Verified 06/21/2024)
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Credit Score Range
500 - 850
Annual Fee
$0
APGFCU Visa Platinum Preferred Share Secured Card Review
This is a secured credit card issued by APG Federal Credit Union. If you're wondering whether APGFCU Visa Platinum Preferred Share Secured Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 30000 points that can be redeemed for travel, gifts, or other perks.
- APRs: APGFCU Visa Platinum Preferred Share Secured Card has a variable regular purchase APR of 5.25%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of APGFCU Visa Platinum Preferred Share Secured Card
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APGFCU Visa Platinum Preferred Share Secured Card FAQ
Does APGFCU Visa Platinum Preferred Share Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for APGFCU Visa Platinum Preferred Share Secured Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 5.25%. The card has a variable balance transfer APR of 5.25% . It also has a variable cash advance APR of 5.25% .
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for APGFCU Visa Platinum Preferred Share Secured Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $25 . Does APGFCU Visa Platinum Preferred Share Secured Card have a foreign transaction fee?
APGFCU Visa Platinum Preferred Share Secured Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for APGFCU Visa Platinum Preferred Share Secured Card?
The customer service number for APGFCU Visa Platinum Preferred Share Secured Card is (800) 225-2555.
What is the support contact email for APGFCU Visa Platinum Preferred Share Secured Card?
The support contact email for APGFCU Visa Platinum Preferred Share Secured Card is info@apgfcu.com.
What is the login page for APGFCU Visa Platinum Preferred Share Secured Card?
You can access the login page of APGFCU Visa Platinum Preferred Share Secured Card here.
How do people rate the customer service and user experience of APGFCU Visa Platinum Preferred Share Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does APGFCU Visa Platinum Preferred Share Secured Card report your account activity to credit bureaus?
Yes, APGFCU Visa Platinum Preferred Share Secured Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does APG Federal Credit Union perform a hard credit pull?
Yes, APGFCU Visa Platinum Preferred Share Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for APGFCU Visa Platinum Preferred Share Secured Card
- Visit the website of APGFCU Visa Platinum Preferred Share Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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