
APGFCU Visa Platinum Preferred Share Secured Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
Purchase APR (Variable APR) |
5.25% (Verified 03/20/2023) |
Balance Transfer APR (Variable APR) |
5.25% (Verified 03/20/2023) |
Credit Score Range | 500 - 850 |
Annual Fee | $0 |
APGFCU Visa Platinum Preferred Share Secured Card Review
This is a secured credit card card issued by APG Federal Credit Union. If you're wondering whether APGFCU Visa Platinum Preferred Share Secured Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 30000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 5.25%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of APGFCU Visa Platinum Preferred Share Secured Card
The Good | The Bad |
---|---|
|
|
APGFCU Visa Platinum Preferred Share Secured Card FAQ
Does APGFCU Visa Platinum Preferred Share Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the APGFCU Visa Platinum Preferred Share Secured Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for APGFCU Visa Platinum Preferred Share Secured Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 5.25%. The card has a variable balance transfer APR of 5.25% . It also has a variable cash advance APR of 5.25% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for APGFCU Visa Platinum Preferred Share Secured Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | $20 |
Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does APGFCU Visa Platinum Preferred Share Secured Card have a foreign transaction fee?
APGFCU Visa Platinum Preferred Share Secured Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for APGFCU Visa Platinum Preferred Share Secured Card?
The APGFCU Visa Platinum Preferred Share Secured Card customer service number is (800) 225-2555.
What is the support contact email for APGFCU Visa Platinum Preferred Share Secured Card?
The support contact email for APGFCU Visa Platinum Preferred Share Secured Card is info@apgfcu.com.
What is the APGFCU Visa Platinum Preferred Share Secured Card login page?
You can access the APGFCU Visa Platinum Preferred Share Secured Card login page here.
How do people rate the customer service and user experience of APGFCU Visa Platinum Preferred Share Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does APGFCU Visa Platinum Preferred Share Secured Card report your account activity to credit bureaus?
Yes, APGFCU Visa Platinum Preferred Share Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for APGFCU Visa Platinum Preferred Share Secured Card
- Visit the APGFCU Visa Platinum Preferred Share Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
APGFCU VISA Department
P.O. Box 1176
Aberdeen, MD 21001 USA - (800) 225-2555
- Visit Site
- Email Support
Other Services by APG Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $2 |
Minimum Cash Advance Fee ($) | $2 |
Foreign Currency Transaction Fee | 1% |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $20 |
Late Fee Amount | $25 |
Be the first to rate
Would you recommend APGFCU Visa Platinum Preferred Share Secured Card to your friends?
APG Federal Credit Union Credit Cards
- 121 Financial CU Visa Platinum Credit Card
- AmeriCU Credit Union Secured Visa® Credit Card
- Benjamin Credit Card
- Bilt Mastercard®
- Bridgeton Onized FCU Secured Visa Credit Card
- FORUM Mastercard Credit Card
- Hotels.com® Rewards Visa® Credit Card
- JSC Federal Credit Union Visa Platinum Credit Card
- Knoxville TVA Employees CU Visa Credit Card
- Lexus Pursuits Visa®
- NHL® Discover It®
- Regions Prestige Visa Signature Credit Card