APGFCU Visa Platinum Preferred Share Secured Card
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| Purchase APR | 4.25% |
| Balance Transfer APR | 4.25% |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
APGFCU Visa Platinum Preferred Share Secured Card Review
This is a credit card issued by APG Federal Credit Union. If you're wondering whether APGFCU Visa Platinum Preferred Share Secured Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Signup bonus. Offers a signup bonus of 30000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 4.25%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
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Does APGFCU Visa Platinum Preferred Share Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the APGFCU Visa Platinum Preferred Share Secured Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for APGFCU Visa Platinum Preferred Share Secured Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.APGFCU Visa Platinum Preferred Share Secured Card has a variable purchase APR of 4.25%. The card has a variable balance transfer APR of 4.25% . It also has a variable cash advance APR of 4.25% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does APGFCU Visa Platinum Preferred Share Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for APGFCU Visa Platinum Preferred Share Secured Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $20 |
| Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does APGFCU Visa Platinum Preferred Share Secured Card have a foreign transaction fee?
APGFCU Visa Platinum Preferred Share Secured Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for APGFCU Visa Platinum Preferred Share Secured Card?
The APGFCU Visa Platinum Preferred Share Secured Card customer service number is .
What is the support contact email for APGFCU Visa Platinum Preferred Share Secured Card?
The support contact email for APGFCU Visa Platinum Preferred Share Secured Card is info@apgfcu.com.
What is the APGFCU Visa Platinum Preferred Share Secured Card login page?
You can access the APGFCU Visa Platinum Preferred Share Secured Card login page here.
How do people rate the customer service and user experience of APGFCU Visa Platinum Preferred Share Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does APGFCU Visa Platinum Preferred Share Secured Card report your account activity to credit bureaus?
Yes, APGFCU Visa Platinum Preferred Share Secured Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for APGFCU Visa Platinum Preferred Share Secured Card
- Visit the APGFCU Visa Platinum Preferred Share Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
APGFCU VISA Department
P.O. Box 1176
Aberdeen, MD 21001 USA - Visit Site
- Email Support
Other Services by APG Federal Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $2 |
| Minimum Cash Advance Fee ($) | $2 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | $20 |
| Late Fee Amount | $25 |
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