SuperMoney
  AT&T Access Card from Citi

AT&T Access Card from Citi

in Personal Credit Cards from Citibank

Unaffiliated

AT&T Access Card from Citi

Unaffiliated

in Personal Credit Cards from Citibank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend AT&T Access Card from Citi to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 13.99% - 22.99%
Balance Transfer APR  (Variable APR) 13.99% - 22.99%
Credit Score Range 650 - 850
Annual Fee $0

AT&T Access Card from Citi Review

This is a store rewards credit card issued by Citibank. If you're wondering whether AT&T Access Card from Citi is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. AT&T Access Card from Citi has a variable purchase APR that ranges from 13.99% up to 22.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. AT&T Access Card from Citi charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of AT&T Access Card from Citi
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Free access to your credit score.
  • Cardholders can earn rewards on their purchases.
  • AT&T Access Card from Citi reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
AT&T Access Card from Citi FAQ

Does AT&T Access Card from Citi have a cash back or rewards program?

AT&T Access Card from Citi is a rewards card.

AT&T Access Card from Citi Rewards
Minimum rewards rate 1x
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months

Does AT&T Access Card from Citi have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does AT&T Access Card from Citi offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the AT&T Access Card from Citi benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for AT&T Access Card from Citi?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 13.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 22.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does AT&T Access Card from Citi have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does AT&T Access Card from Citi have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for AT&T Access Card from Citi?

The following fees apply:

AT&T Access Card from Citi Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does AT&T Access Card from Citi have a foreign transaction fee?

AT&T Access Card from Citi charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for AT&T Access Card from Citi?

The AT&T Access Card from Citi customer service number is (800) 950-5114.

What is the support contact email for AT&T Access Card from Citi?

The support contact email for AT&T Access Card from Citi is customer.help@citi.com.

Does AT&T Access Card from Citi report your account activity to credit bureaus?

Yes, AT&T Access Card from Citi reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for AT&T Access Card from Citi

  • Visit the AT&T Access Card from Citi website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Rewards Categories
  • Points on Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) 25.24%
Balance Computation daily balance (including current transactions)
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 13.99% - 22.99%
Balance Transfer APR (Variable APR) 13.99% - 22.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Bonus Offers
  • Rewards
  • Store Card
Card Network Mastercard

Be the first to rate

 

Would you recommend AT&T Access Card from Citi to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Citibank Personal Credit Cards

Loading...