SuperMoney
  AT&T Access Card from Citi

AT&T Access Card from Citi

in Personal Credit Cards from Citibank

Unaffiliated

AT&T Access Card from Citi

Unaffiliated

in Personal Credit Cards from Citibank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend AT&T Access Card from Citi to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Balance Transfer APR  (Variable APR) 15.74% - 24.74%
Credit Score Range 700 - 850
Annual Fee $0
Purchase APR  (Variable APR) 15.74% - 24.74%

AT&T Access Card from Citi Review

AT&T Access Card from Citi is a store rewards credit card issued by Citibank. If you're wondering whether AT&T Access Card from Citi is the right card for you, read on. This is everything you need to know to make a good choice.

  • Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. AT&T Access Card from Citi has a variable purchase APR of up to 24.74%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. AT&T Access Card from Citi charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Earn rewards on every purchase.
  • AT&T Access Card from Citi reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Free access to your credit score.
  • Requires good to excellent credit.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee
  • Does not include many credit card rewards.

Is there a AT&T Access Card from Citi cash back or rewards program?

AT&T Access Card from Citi offers a rewards program to its customers.

AT&T Access Card from Citi Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months

Does AT&T Access Card from Citi have a signup bonus?

AT&T Access Card from Citi doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does AT&T Access Card from Citi offer an annual loyalty bonus?

AT&T Access Card from Citi doesn't offer a cash loyalty bonus.

What are the AT&T Access Card from Citi benefits?

AT&T Access Card from Citi provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for AT&T Access Card from Citi?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. AT&T Access Card from Citi has lower than average purchase APRs.

AT&T Access Card from Citi has a variable purchase APR that ranges from 15.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 24.74%. It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does AT&T Access Card from Citi have an introductory APR offer on balance transfers??

No, AT&T Access Card from Citi does not come with an introductory APR offer for balance transfers.

Does AT&T Access Card from Citi have an introductory APR offer on new purchases??

AT&T Access Card from Citi does not offer an introductory rate on new purchases.

What are the AT&T Access Card from Citi fees?

The following fees apply to AT&T Access Card from Citi:

AT&T Access Card from Citi Fees
Fees Amount
Annual Fee up to $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does AT&T Access Card from Citi have a foreign transaction fee?

AT&T Access Card from Citi charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does AT&T Access Card from Citi report your account activity to credit bureaus?

AT&T Access Card from Citi reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for AT&T Access Card from Citi

  • Visit the AT&T Access Card from Citi website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 2 Points for every $1 you spend on purchases made online at eligible retail and travel websites. Earn 2 Points for every $1 you spend on products and services purchased directly from AT&T. You earn 2X points on AT&T purchases like a new tablet or accessories for your phone
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Bonus Offers
  • Rewards
  • Store Card
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Free FICO Score  
Bonus Rewards Earn 10,000 Bonus Points after you spend $1,000 in purchases within 3 months of account opening
Rewards Categories
  • Every Purchase
  • Internet / Cable / Phone Services
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) 26.99%
Balance Computation daily balance (including current transactions)
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 15.74% - 24.74%
Balance Transfer APR (Variable APR) 15.74% - 24.74%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

Be the first to rate

 

Would you recommend AT&T Access Card from Citi to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

3 Reviews

Deserve Edu Mastercard for Students
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

Citibank Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Citi ThankYou Preferred Card for College Students

Citi ThankYou Preferred Card for College Students

7
4
 
12 total votes
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 14.49% - 24.49%
(Variable APR)
    0% 36% Variable APR
Costco Anywhere Visa Card by Citi

Costco Anywhere Visa Card by Citi

Rating not yet determined

2 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 16.74% Variable APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.74% Variable APR
Citi Simplicity Card

Citi Simplicity Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 16.24% - 26.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 26.24%
(Variable APR)
    0% 36% Variable APR
Citi Diamond Preferred Card

Citi Diamond Preferred Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 15.24% - 25.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Citi Double Cash Mastercard

Citi Double Cash Mastercard

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 680 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 36% Variable APR
Sears Shop Your Way Mastercard®

Sears Shop Your Way Mastercard®

Rating not yet determined

2 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Maximum Balance Transfer APR 27.24% Maximum Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 27.24% Maximum Variable APR
My Best Buy Visa

My Best Buy Visa

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting Balance Transfer APR 26.74% Starting Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Starting Purchase APR 26.74% Starting Variable APR
Citi ThankYou Preferred Card

Citi ThankYou Preferred Card

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 14.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 14.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 17.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $99 Annual Fee
Purchase APR 17.74% - 25.74%
(Variable APR)
    0% 36% Variable APR
L.L.Bean Mastercard Credit Card

L.L.Bean Mastercard Credit Card

 
 
12
14 total votes
Balance Transfer APR 16.24% - 22.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 21.49%
(Variable APR)
    0% 36% Variable APR
Toro-Exmark Credit Card

Toro-Exmark Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 25.99% Variable APR
Big O Tires Credit Card

Big O Tires Credit Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 840     300 850
Annual Fee $0 Annual Fee
Purchase APR 30.49% Variable APR
Brand Source Credit Card

Brand Source Credit Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 30.74% Variable APR
Tractor Supply Company Credit Card

Tractor Supply Company Credit Card

Rating not yet determined

2 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 27.99% Maximum Variable APR
Citi Rewards+ Card

Citi Rewards+ Card

Be the first to rate

Balance Transfer APR 15.24% - 25.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Citi Premier Card

Citi Premier Card

Be the first to rate

Balance Transfer APR 17.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 720 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.74% - 25.74%
(Variable APR)
    0% 36% Variable APR
Macy's American Express® Card

Macy's American Express® Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Annual Fee N/A Annual Fee
Maximum Purchase APR 27.24% Maximum Variable APR
Bjorn's Credit Card

Bjorn's Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 30.49% Variable APR
Macy's Credit Card

Macy's Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee N/A Annual Fee
Maximum Purchase APR 27.49% Maximum Variable APR
Office Depot Personal Credit Account
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee N/A Annual Fee
Maximum Purchase APR 27.99% Maximum Variable APR
Bloomingdale's American Express

Bloomingdale's American Express

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 27.24% Variable APR
Brooks Brothers Platinum Mastercard
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 23.49%
(Variable APR)
    0% 36% Variable APR
NTB Credit Card

NTB Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 580 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 21.96% - 30.49%
(Variable APR)
    0% 36% Variable APR
Jewelers Reserve Credit Card

Jewelers Reserve Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 30.49% Maximum Variable APR
Citi Prestige Card

Citi Prestige Card

Be the first to rate

Balance Transfer APR 18.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $495 Annual Fee
Purchase APR 17.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Exxon Mobile Business Card

Exxon Mobile Business Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
Annual Fee $0 Annual Fee
Starting Purchase APR 23% Starting Variable APR
Exxon Mobil Smart Card

Exxon Mobil Smart Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 27.24% Variable APR
Quick Lane Credit Card

Quick Lane Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 30.49% Maximum Variable APR
Shell Fuel Rewards® Card

Shell Fuel Rewards® Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee N/A Annual Fee
Maximum Purchase APR 28.49% Maximum Variable APR
Shell | Fuel Rewards® Mastercard®
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Annual Fee N/A Annual Fee
Maximum Purchase APR 28.49% Maximum Variable APR
Sears Card®

Sears Card®

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee N/A Annual Fee
Maximum Purchase APR 27.24% Maximum Variable APR
Staples® Personal More Account

Staples® Personal More Account

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 29.99% Maximum Variable APR
Citi Rewards+ Student Card

Citi Rewards+ Student Card

Be the first to rate

Balance Transfer APR 16.24% - 26.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 690 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 26.24%
(Variable APR)
    0% 36% Variable APR
Honda Powersports Credit Card

Honda Powersports Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 30.49% Maximum Variable APR
Home Depot Credit Card

Home Depot Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 17.99% - 26.99%
(Variable APR)
    0% 36% Variable APR
Volkswagen Service Credit Card

Volkswagen Service Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 30.49% Variable APR
Citi / AAdvantage Executive World Elite Mastercard
Balance Transfer APR 17.49% - 25.49%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $450 Annual Fee
Purchase APR 17.49% - 25.49%
(Variable APR)
    0% 36% Variable APR
Expedia® Rewards Card from Citi

Expedia® Rewards Card from Citi

Be the first to rate

Balance Transfer APR 16.74% - 24.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.74% - 24.74%
(Variable APR)
    0% 36% Variable APR
Citi Secured Mastercard

Citi Secured Mastercard

Be the first to rate

Balance Transfer APR 24.24% Variable APR
Credit Score Range 500 - 720     300 850
Annual Fee $0 Annual Fee
Purchase APR 24.24% Variable APR
Ford Service Credit Card

Ford Service Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 30.24% Variable APR
American Airline AAdvantage MileUp Mastercard
Balance Transfer APR 17.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 720 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 17.74% - 25.74%
(Variable APR)
    0% 36% Variable APR
Lincoln Owner Credit Card

Lincoln Owner Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 30.24% Maximum Variable APR
Goodyear Credit Card

Goodyear Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 620 - 850     300 850
Annual Fee $0 Annual Fee
Starting Purchase APR 29.99% Starting Variable APR