Last Updated: 07/28/2025
Avianca Vida Visa Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.24% - 26.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
13.24% - 26.24%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$59
Avianca Vida Visa Card Review
This is a travel card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Avianca Vida Visa Card has a variable regular purchase APR that ranges from 13.24% up to 26.24%.
- A 2% balance transfer fee. Avianca Vida Visa Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, purchase security, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Avianca Vida Visa Card
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Avianca Vida Visa Card FAQ
Does Avianca Vida Visa Card have a cash back or rewards program?
Avianca Vida Visa Card is a travel rewards card.
| Description |
Does Avianca Vida Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Avianca Vida Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Avianca Vida Visa Card benefits?
Avianca Vida Visa Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Avianca Vida Visa Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Avianca Vida Visa Card has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%.
Does Avianca Vida Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Avianca Vida Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Avianca Vida Visa Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $59 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $59.
Does Avianca Vida Visa Card have a foreign transaction fee?
Avianca Vida Visa Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Avianca Vida Visa Card?
The customer service number for Avianca Vida Visa Card is (787) 724-3650.
What is the support contact email for Avianca Vida Visa Card?
The support contact email for Avianca Vida Visa Card is popularnet@popular.com.
What is the login page for Avianca Vida Visa Card?
You can access the login page of Avianca Vida Visa Card here.
How do people rate the customer service and user experience of Avianca Vida Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Avianca Vida Visa Card report your account activity to credit bureaus?
Yes, Avianca Vida Visa Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Banco Popular de Puerto Rico perform a hard credit pull?
Yes, Avianca Vida Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Avianca Vida Visa Card
- Visit the website of Avianca Vida Visa Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed