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  Avianca Vida Visa Card

Avianca Vida Visa Card

in Personal Credit Cards from Banco Popular de Puerto Rico

Unaffiliated

Avianca Vida Visa Card

Unaffiliated

in Personal Credit Cards from Banco Popular de Puerto Rico

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Annual Fee $59
Purchase APR  (Variable APR) 14.99% - 27.99%
Balance Transfer APR  (Variable APR) 14.99% - 27.99%
Credit Score Range 700 - 850

Avianca Vida Visa Card Review

Avianca Vida Visa Card is a rewards credit card issued by Banco Popular de Puerto Rico. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Avianca Vida Visa Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Purchase Protection.
  • Travel Accident Insurance.
  • Earn rewards on every purchase.
  • Avianca Vida Visa Card reports to multiple credit bureaus.
  • Charges an annual fee of $59.
  • Charges a foreign transaction fee of 1%.
  • Is there a Avianca Vida Visa Card cash back or rewards program?

    Avianca Vida Visa Card offers a rewards program to its customers.

    Avianca Vida Visa Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 2%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 40000
    Signup Bonus Spend Requirement $1000
    Signup Bonus Spend Period (months) 1000 months

    Does Avianca Vida Visa Card have a signup bonus?

    Avianca Vida Visa Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

    Does Avianca Vida Visa Card offer an annual loyalty bonus?

    Avianca Vida Visa Card doesn't offer a cash loyalty bonus.

    What are the Avianca Vida Visa Card benefits?

    Avianca Vida Visa Card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Zero fraud liability
    • Travel Accident Insurance
    • Reports to major credit bureaus

    What are the relevant APRs for Avianca Vida Visa Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Avianca Vida Visa Card has lower than average purchase APRs.

    Avianca Vida Visa Card has a variable purchase APR that ranges from 14.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 27.99%. It also has a variable cash advance APR that ranges from 25.99% up to 29.99%.

    Does Avianca Vida Visa Card have an introductory APR offer?

    Yes, Avianca Vida Visa Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

    Avianca Vida Visa Card Balance Transfers
    Description
    Balance Transfer APR 14.99% - 27.99%
    Introductory Rate 0%
    Intro APR period (months) 12
    Avianca Vida Visa Card Rates & Terms
    Description
    Balance Computation average daily balance
    Purchase APR 14.99% - 27.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 25.99% - 29.99%
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 12

    What are the Avianca Vida Visa Card fees?

    The following fees apply to Avianca Vida Visa Card:

    Avianca Vida Visa Card Fees
    Fees Amount
    Annual Fee $59
    Foreign Transaction Fee 1%
    Minimum Balance Transfer Fee $2
    Returned Payment Fee $10
    Late Payment Fee $38

    Does Avianca Vida Visa Card have a foreign transaction fee?

    Avianca Vida Visa Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Avianca Vida Visa Card report your account activity to credit bureaus?

    Avianca Vida Visa Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Avianca Vida Visa Card

    • Visit the Avianca Vida Visa Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) You’ll earn 1 LifeMile for each $1 spent on all other eligible Net Purchases.
    No Interest Grace Period for Late Payment 25
    Paper Statement Fee $0
    Annual Fee $59
    Balance Transfer Fee Minimum $2
    Cash Advance Fee (%) 27.24%
    Cash Advance Fee Minimum $2
    Foreign Currency Transaction Fee 1%
    Late Fee Amount $38
    Minimum Cash Advance Fee ($) $2 - $10
    Returned Payment Fee $10
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • Non-Residents Through Entities Incorporated in the U.S.
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Card Network
    • Visa
    Card Type
    • Airline
    • Balance Transfer
    • Rewards
    • Travel
    • Zero Percent
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    • Purchase Protection
    • Travel Accident Insurance
    Fraud Liability  
    Travel Insurance  
    Bonus Rewards -20,000 Bonus LifeMiles after first card use -0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. Introductory offer valid until March 31, 2019
    Rewards Categories
    • Airfare
    • Every Purchase
    Signup Bonus (points) 40,000
    Cash Advance APR (Variable APR) 25.99% - 29.99%
    Purchase APR (Variable APR) 14.99% - 27.99%
    Balance Computation average daily balance
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 14.99% - 27.99%
    Intro APR period 12
    Introductory Rate 0%

    Avianca Vida Visa Card Community Reviews

     

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    1 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $149 Annual Fee
    Purchase APR 14.99% - 27.99%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.99% - 27.99%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 700 - 850     300 850