Avianca Vida Visa Card
Explore a similar product
Try this top product in Credit Cards.
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 13.24% - 26.24% |
| Balance Transfer APR (Variable APR) | 13.24% - 26.24% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $59 |
Avianca Vida Visa Card Review
This is a rewards card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Avianca Vida Visa Card has a variable purchase APR that ranges from 13.24% up to 26.24%.
- 2% Balance transfer fee. Avianca Vida Visa Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Avianca Vida Visa Card
| The Good | The Bad |
|---|---|
|
|
Avianca Vida Visa Card FAQ
Does Avianca Vida Visa Card have a cash back or rewards program?
Avianca Vida Visa Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 20000 |
Does Avianca Vida Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Avianca Vida Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Avianca Vida Visa Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Avianca Vida Visa Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Avianca Vida Visa Card has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%.
Does Avianca Vida Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Avianca Vida Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Avianca Vida Visa Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $59 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $10 |
| Late Payment Fee | up to $40 |
Does Avianca Vida Visa Card have a foreign transaction fee?
Avianca Vida Visa Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Avianca Vida Visa Card?
The Avianca Vida Visa Card customer service number is (787) 724-3650.
What is the support contact email for Avianca Vida Visa Card?
The support contact email for Avianca Vida Visa Card is popularnet@popular.com.
What is the Avianca Vida Visa Card login page?
You can access the Avianca Vida Visa Card login page here.
How do people rate the customer service and user experience of Avianca Vida Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Avianca Vida Visa Card report your account activity to credit bureaus?
Yes, Avianca Vida Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Avianca Vida Visa Card
- Visit the Avianca Vida Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 USA - (787) 724-3650
- Visit Site
- Email Support
Other Services by Banco Popular de Puerto Rico
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $2 |
| Cash Advance Fee (%) | 2% |
| Minimum Cash Advance Fee ($) | Starting at $2 |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $59 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $10 |
| Paper Statement Fee | $0 |
| Late Fee Amount | Up to $40 |
Avianca Vida Visa Card Community Reviews
Would you recommend Avianca Vida Visa Card to your friends?
Other Credit Cards
Banco Popular de Puerto Rico Credit Cards
- Amazon Prime Rewards Visa Card
- Barclays Bank Wyndham Earner Credit Card
- Chrysler DrivePlus Mastercard®
- Excite Credit Union Visa Secured Visa
- FB&T Low Rate Mastercard
- First Horizon Bank Visa Classic credit card
- Gesa Credit Union Diamond Cash Back Card
- Kinecta Federal Credit Union MyPower
- Langley Federal Credit Union Platinum Essential Visa
- Princess Cruises Rewards Visa Card
- Sportsman's Guide Visa
- X1 Credit Card
