Avianca Vida Visa Card
in Personal Credit Cards from Banco Popular de Puerto Rico
Would you recommend Avianca Vida Visa Card to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | 14.99% - 27.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $59 |
| Purchase APR (Variable APR) | 14.99% - 27.99% |
Avianca Vida Visa Card Review
Avianca Vida Visa Card is a rewards credit card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 within 1000 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Avianca Vida Visa Card has a variable purchase APR of up to 27.99%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
|---|---|
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Is there a Avianca Vida Visa Card cash back or rewards program?
Avianca Vida Visa Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 40000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 1000 months |
Does Avianca Vida Visa Card have a signup bonus?
Avianca Vida Visa Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Avianca Vida Visa Card offer an annual loyalty bonus?
Avianca Vida Visa Card doesn't offer a cash loyalty bonus.What are the Avianca Vida Visa Card benefits?
Avianca Vida Visa Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Avianca Vida Visa Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Avianca Vida Visa Card has lower than average purchase APRs.Avianca Vida Visa Card has a variable purchase APR that ranges from 14.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 27.99%. It also has a variable cash advance APR that ranges from 25.99% up to 29.99%.
Does Avianca Vida Visa Card have an introductory APR offer on balance transfers??
Yes, Avianca Vida Visa Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 14.99% - 27.99% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | 12 |
| Balance Transfer Fee % | N/A |
| Balance Transfer Fee Minimum | $2 |
Does Avianca Vida Visa Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the Avianca Vida Visa Card fees?
The following fees apply to Avianca Vida Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | up to $59 |
| Foreign Transaction Fee | 1% |
| Minimum Balance Transfer Fee | $2 |
| Returned Payment Fee | $10 |
| Late Payment Fee | $38 |
Does Avianca Vida Visa Card have a foreign transaction fee?
Avianca Vida Visa Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Avianca Vida Visa Card report your account activity to credit bureaus?
Avianca Vida Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Avianca Vida Visa Card
- Visit the Avianca Vida Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 - Visit Site
Other Services by Banco Popular de Puerto Rico
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | You’ll earn 1 LifeMile for each $1 spent on all other eligible Net Purchases. |
Avianca Vida Visa Card Community Reviews
Other Personal Credit Cards
Banco Popular de Puerto Rico Personal Credit Cards
Avianca Life Miles Vuela Visa
Rating not yet determined
Balance Transfer APR
14.99% - 27.99%
Credit Score Range
700 - 850
Annual Fee
$149
Purchase APR
14.99% - 27.99%
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