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  Avianca Vida Visa Card

Avianca Vida Visa Card

in Personal Credit Cards from Banco Popular de Puerto Rico

Unaffiliated

Avianca Vida Visa Card

Unaffiliated

in Personal Credit Cards from Banco Popular de Puerto Rico

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Purchase APR  (Variable APR) 13.24% - 26.24%
Balance Transfer APR  (Variable APR) 13.24% - 26.24%
Credit Score Range 650 - 850
Annual Fee $59

Avianca Vida Visa Card Review

This is a rewards credit card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Avianca Vida Visa Card has a variable purchase APR that ranges from 13.24% up to 26.24%.
  • 2% Balance transfer fee. Avianca Vida Visa Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Avianca Vida Visa Card
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Cardholders can earn rewards on their purchases.
  • Avianca Vida Visa Card reports to multiple credit bureaus.
  • Charges an annual fee of $59
  • Charges a foreign transaction fee of 1%.
  • Charges a 2% balance transfer fee.
Avianca Vida Visa Card FAQ

Does Avianca Vida Visa Card have a cash back or rewards program?

Avianca Vida Visa Card is a travel rewards card.

Avianca Vida Visa Card Rewards
Minimum rewards rate 1x
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 20000

Does Avianca Vida Visa Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Avianca Vida Visa Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Avianca Vida Visa Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Avianca Vida Visa Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%.

Does Avianca Vida Visa Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Avianca Vida Visa Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Avianca Vida Visa Card?

The following fees apply:

Avianca Vida Visa Card Fees
Fees Amount
Annual Fee $59
Foreign Transaction Fee 1%
Returned Payment Fee up to $10
Late Payment Fee up to $40

Does Avianca Vida Visa Card have a foreign transaction fee?

Avianca Vida Visa Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Avianca Vida Visa Card?

The Avianca Vida Visa Card customer service number is (787) 724-3650.

What is the support contact email for Avianca Vida Visa Card?

The support contact email for Avianca Vida Visa Card is popularnet@popular.com.

How do people rate the customer service and user experience of Avianca Vida Visa Card?

Overall, Avianca Vida Visa Card is strongly recommended based on community reviews that rate customer service and user experience.

Does Avianca Vida Visa Card report your account activity to credit bureaus?

Yes, Avianca Vida Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avianca Vida Visa Card

  • Visit the Avianca Vida Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Banco Popular de Puerto Rico

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View all personal credit cards offered by Banco Popular de Puerto Rico

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Paper Statement Fee $0
Cash Advance Fee Minimum $2
Cash Advance Fee (%) 2%
Minimum Cash Advance Fee ($) Starting at $2
Foreign Currency Transaction Fee 1%
Annual Fee $59
Returned Payment Fee Up to $10
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Purchase Protection
  • Travel Accident Insurance
Rewards Categories
  • Points on Airfare
  • Points on Every Purchase
Signup Bonus (points) 20,000
Cash Advance APR (Variable APR) 24.24% - 28.24%
Balance Computation average daily balance (including new transactions)
Purchase APR (Variable APR) 13.24% - 26.24%
Balance Transfer APR (Variable APR) 13.24% - 26.24%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%
Card Type
  • Airline
  • Balance Transfer
  • Rewards
  • Travel
  • Zero Percent
Card Network Visa

Avianca Vida Visa Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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