SuperMoney
  Avianca Vida Visa Card

Avianca Vida Visa Card

in Personal Credit Cards from Banco Popular de Puerto Rico

Unaffiliated

Avianca Vida Visa Card

Unaffiliated

in Personal Credit Cards from Banco Popular de Puerto Rico

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
2 users recommend
0 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Avianca Vida Visa Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR  (Variable APR) 14.99% - 27.99%
Credit Score Range 700 - 850
Annual Fee $59
Purchase APR  (Variable APR) 14.99% - 27.99%

Avianca Vida Visa Card Review

Avianca Vida Visa Card is a rewards credit card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 within 1000 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Avianca Vida Visa Card has a variable purchase APR that ranges from 14.99% up to 27.99%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Avianca Vida Visa Card Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Avianca Vida Visa Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Requires good to excellent credit.
  • Charges an annual fee of $59
  • Charges a foreign transaction fee of 1%.

Is there a Avianca Vida Visa Card cash back or rewards program?

Avianca Vida Visa Card offers a rewards program to its customers.

Avianca Vida Visa Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 1000 months

Does Avianca Vida Visa Card have a signup bonus?

Avianca Vida Visa Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Avianca Vida Visa Card offer an annual loyalty bonus?

Avianca Vida Visa Card doesn't offer a cash loyalty bonus.

What are the Avianca Vida Visa Card benefits?

Avianca Vida Visa Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Avianca Vida Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Avianca Vida Visa Card has lower than average purchase APRs.

Avianca Vida Visa Card has a variable purchase APR that ranges from 14.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 27.99%. It also has a variable cash advance APR that ranges from 25.99% up to 29.99%.

Does Avianca Vida Visa Card have an introductory APR offer on balance transfers?

Yes, Avianca Vida Visa Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Avianca Vida Visa Card Balance Transfers
Description
Balance Transfer APR 14.99% - 27.99%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % N/A
Balance Transfer Fee Minimum $2

Does Avianca Vida Visa Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

Avianca Vida Visa Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 12

What are the fees for Avianca Vida Visa Card?

The following fees apply to Avianca Vida Visa Card:

Avianca Vida Visa Card Fees
Fees Amount
Annual Fee $59
Foreign Transaction Fee 1%
Returned Payment Fee $10
Late Payment Fee $38

Does Avianca Vida Visa Card have a foreign transaction fee?

Avianca Vida Visa Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Avianca Vida Visa Card report your account activity to credit bureaus?

Avianca Vida Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Avianca Vida Visa Card

  • Visit the Avianca Vida Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) You’ll earn 1 LifeMile for each $1 spent on all other eligible Net Purchases.
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Interest Grace Period for Late Payment 25 days
Paper Statement Fee $0
Cash Advance Fee Minimum $2
Cash Advance Fee (%) 27.24%
Minimum Cash Advance Fee ($) $2 - $10
Foreign Currency Transaction Fee 1%
Annual Fee $59
Returned Payment Fee $10
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Credit Score Range 700 - 850
Card Type
  • Airline
  • Balance Transfer
  • Rewards
  • Travel
  • Zero Percent
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Travel Insurance  
Fraud Liability  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Purchase Protection
  • Travel Accident Insurance
Bonus Rewards -20,000 Bonus LifeMiles after first card use -0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. Introductory offer valid until March 31, 2019
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points) 40,000
Cash Advance APR (Variable APR) 25.99% - 29.99%
Balance Computation average daily balance
Purchase APR (Variable APR) 14.99% - 27.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 14.99% - 27.99%
Balance Transfer Fee Minimum $2

Avianca Vida Visa Card Community Reviews

 

Would you recommend Avianca Vida Visa Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Deserve Edu Mastercard for Students
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

OpenSky Secured Visa
Mostly recommended

6 Reviews

Banco Popular de Puerto Rico Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Avianca Life Miles Vuela Visa

Avianca Life Miles Vuela Visa

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 14.99% - 27.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $149 Annual Fee
Purchase APR 14.99% - 27.99%
(Variable APR)
    0% 36% Variable APR