Last Updated: 07/28/2025
Banco Popular de Puerto Rico Visa Cash Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.74% - 30.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
17.74% - 30.74%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Banco Popular de Puerto Rico Visa Cash Rewards Review
This is a cashback credit card issued by Banco Popular de Puerto Rico. If you're wondering whether Banco Popular de Puerto Rico Visa Cash Rewards is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.74% up to 30.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Banco Popular de Puerto Rico Visa Cash Rewards charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Banco Popular Visa Cash Rewards
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Banco Popular Visa Cash Rewards FAQ
Does Banco Popular Visa Cash Rewards have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Banco Popular Visa Cash Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Banco Popular Visa Cash Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Banco Popular Visa Cash Rewards benefits?
Banco Popular de Puerto Rico Visa Cash Rewards provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Banco Popular Visa Cash Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Banco Popular de Puerto Rico Visa Cash Rewards has a variable purchase APR that ranges from 17.74% up to 30.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 30.74%. It also has a variable cash advance APR that ranges from 28.74% up to 32.74%.
Does Banco Popular Visa Cash Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 17.74% - 30.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Banco Popular Visa Cash Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Banco Popular Visa Cash Rewards?
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| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $2 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Banco Popular Visa Cash Rewards have a foreign transaction fee?
Banco Popular Visa Cash Rewards charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Banco Popular Visa Cash Rewards?
The customer service number for Banco Popular Visa Cash Rewards is (787) 724-3650.
What is the support contact email for Banco Popular Visa Cash Rewards?
The support contact email for Banco Popular Visa Cash Rewards is popularnet@popular.com.
What is the login page for Banco Popular Visa Cash Rewards?
You can access the login page of Banco Popular Visa Cash Rewards here.
How do people rate the customer service and user experience of Banco Popular Visa Cash Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Banco Popular de Puerto Rico Visa Cash Rewards report your account activity to credit bureaus?
Yes, Banco Popular de Puerto Rico Visa Cash Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Banco Popular de Puerto Rico perform a hard credit pull?
Yes, Banco Popular Visa Cash Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Banco Popular Visa Cash Rewards
- Visit the website of Banco Popular Visa Cash Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed