SuperMoney
  Banco Santander Puerto Rico Visa Santander MileagePlus

Banco Santander Puerto Rico Visa Santander MileagePlus

in Personal Credit Cards from Banco Santander

Unaffiliated

Banco Santander Puerto Rico Visa Santander MileagePlus

Unaffiliated

in Personal Credit Cards from Banco Santander

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Banco Santander Puerto Rico Visa Santander MileagePlus to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 9.95% - 25.95%
Balance Transfer APR  (Variable APR) 9.95% - 25.95%
Credit Score Range 600 - 850
Annual Fee $50

Banco Santander Puerto Rico Visa Santander MileagePlus Review

Banco Santander Puerto Rico Visa Santander MileagePlus is a rewards credit card issued by Banco Santander. If you're wondering whether Banco Santander Puerto Rico Visa Santander MileagePlus is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Banco Santander Puerto Rico Visa Santander MileagePlus has a variable purchase APR that ranges from 9.95% up to 25.95%.
  • 2% Balance transfer fee. Banco Santander Puerto Rico Visa Santander MileagePlus charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Banco Santander Puerto Rico Visa Santander MileagePlus Pros & Cons
The Good The Bad
  • The Santander MileagePlus® 1 credit card allows you to accumulate 1 mile in the MileagePlus Program for every dollar spent on purchases.
  • 2,500 MileagePlus miles when you make your first card purchase
  • Earn 30,000 miles when you make $ 1,000 in purchases in the first three months
  • Earn 1 mile in the MileagePlus program for every $ 1 in purchases with your credit card
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 3.99%.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Banco Santander Puerto Rico Visa Santander MileagePlus is accepted.
  • Banco Santander Puerto Rico Visa Santander MileagePlus reports to multiple credit bureaus.
  • Charges an annual fee of $50
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Charges a 2% balance transfer fee.
Banco Santander Puerto Rico Visa Santander MileagePlus FAQ

Is there a Banco Santander Puerto Rico Visa Santander MileagePlus cash back or rewards program?

Banco Santander Puerto Rico Visa Santander MileagePlus offers a rewards program to its customers.

Banco Santander Puerto Rico Visa Santander MileagePlus Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months

Does Banco Santander Puerto Rico Visa Santander MileagePlus have a signup bonus?

Banco Santander Puerto Rico Visa Santander MileagePlus doesn't offer a cash signup bonus.

Does Banco Santander Puerto Rico Visa Santander MileagePlus offer an annual loyalty bonus?

Banco Santander Puerto Rico Visa Santander MileagePlus doesn't offer a cash loyalty bonus.

What are the Banco Santander Puerto Rico Visa Santander MileagePlus benefits?

Banco Santander Puerto Rico Visa Santander MileagePlus provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Banco Santander Puerto Rico Visa Santander MileagePlus?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Banco Santander Puerto Rico Visa Santander MileagePlus has lower than average purchase APRs.

Banco Santander Puerto Rico Visa Santander MileagePlus has a variable purchase APR that ranges from 9.95% up to 25.95%. The card has a variable balance transfer APR that ranges from 9.95% up to 25.95%. It also has a variable cash advance APR that ranges from 22.95% up to 25.95%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Banco Santander Puerto Rico Visa Santander MileagePlus have an introductory APR offer on balance transfers?

Yes, Banco Santander Puerto Rico Visa Santander MileagePlus offers an introductory APR rate on balance transfers of 3.99% for a period of up to 6 months.

Banco Santander Puerto Rico Visa Santander MileagePlus Balance Transfers
Description
Balance Transfer Introductory APR 3.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 9.95% - 25.95%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%

Does Banco Santander Puerto Rico Visa Santander MileagePlus have an introductory APR offer on new purchases?

Banco Santander Puerto Rico Visa Santander MileagePlus does not offer an introductory rate on new purchases.

What are the fees for Banco Santander Puerto Rico Visa Santander MileagePlus?

The following fees apply to Banco Santander Puerto Rico Visa Santander MileagePlus:

Banco Santander Puerto Rico Visa Santander MileagePlus Fees
Fees Amount
Annual Fee $50
Foreign Transaction Fee 1%
Returned Payment Fee up to $10
Late Payment Fee up to $38

Does Banco Santander Puerto Rico Visa Santander MileagePlus have a foreign transaction fee?

Banco Santander Puerto Rico Visa Santander MileagePlus charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Banco Santander Puerto Rico Visa Santander MileagePlus report your account activity to credit bureaus?

Yes, Banco Santander Puerto Rico Visa Santander MileagePlus reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Banco Santander Puerto Rico Visa Santander MileagePlus

  • Visit the Banco Santander Puerto Rico Visa Santander MileagePlus website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   824 North Market Street
    Suite 100
    Wilmington, DE 19801
  •   Visit Site

Hours of Operation

  • Sunday 6:00am - 10:00am
  • Monday 6:00am - 10:00am
  • Tuesday 6:00am - 10:00am
  • Wednesday 6:00am - 10:00am
  • Thursday 6:00am - 10:00am
  • Friday 6:00am - 10:00am
  • Saturday 6:00am - 10:00am

Other Services by Banco Santander

Icon for Personal Credit Cards
View all personal credit cards offered by Banco Santander

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 27 days
Cash Advance Fee Minimum $2
Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) $2 - $10
Foreign Currency Transaction Fee 1%
Annual Fee $50
Returned Payment Fee Up to $10
Additional Card Fee Amount $15
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 22.95% - 25.95%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 9.95% - 25.95%
Balance Transfer Introductory APR (Variable APR) 3.99%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 9.95% - 25.95%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%
Card Type
  • Rewards
  • Travel
Card Network Visa

Be the first to rate

 

Would you recommend Banco Santander Puerto Rico Visa Santander MileagePlus to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Banco Santander Personal Credit Cards

Loading...