BankMobile Rewards Mastercard
in Personal Credit Cards from Customers Bank
Would you recommend BankMobile Rewards Mastercard to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 14.74% - 22.74% |
| Balance Transfer APR (Variable APR) | 14.74% - 22.74% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
BankMobile Rewards Mastercard Review
This is a cashback credit card issued by Customers Bank. If you're wondering whether BankMobile Rewards Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. BankMobile Rewards Mastercard has a variable purchase APR that ranges from 14.74% up to 22.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. BankMobile Rewards Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
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Does BankMobile Rewards Mastercard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does BankMobile Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does BankMobile Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BankMobile Rewards Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BankMobile Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 14.74% up to 22.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 22.74%. It also has a variable cash advance APR that ranges from 14.74% up to 22.74%.
Does BankMobile Rewards Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does BankMobile Rewards Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BankMobile Rewards Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $38 |
| Late Payment Fee | up to $38 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does BankMobile Rewards Mastercard have a foreign transaction fee?
BankMobile Rewards Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for BankMobile Rewards Mastercard?
The BankMobile Rewards Mastercard customer service number is .
What is the support contact email for BankMobile Rewards Mastercard?
The support contact email for BankMobile Rewards Mastercard is contactus@customersbank.com.
How do people rate the customer service and user experience of BankMobile Rewards Mastercard?
Overall, BankMobile Rewards Mastercard is strongly recommended based on community reviews that rate customer service and user experience.
Does BankMobile Rewards Mastercard report your account activity to credit bureaus?
Yes, BankMobile Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for BankMobile Rewards Mastercard
- Visit the BankMobile Rewards Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
99 Bridge St
Phoenixville, PA 19460 - Visit Site
- Email Support
Other Services by Customers Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0.01 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| Returned Payment Fee | Up to $38 |
| Late Fee Amount | Up to $38 |
BankMobile Rewards Mastercard Community Reviews
Would you recommend BankMobile Rewards Mastercard to your friends?
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