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  BankMobile Rewards Mastercard

BankMobile Rewards Mastercard

in Personal Credit Cards from Customers Bank

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BankMobile Rewards Mastercard

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in Personal Credit Cards from Customers Bank

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 16.99% - 24.99%
Credit Score Range 720 - 850
Annual Fee $0
Purchase APR  (Variable APR) 16.99% - 24.99%

BankMobile Rewards Mastercard Review

BankMobile Rewards Mastercard is a cashback credit card issued by Customers Bank.  If you're wondering whether BankMobile Rewards Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • Competitive APRs. BankMobile Rewards Mastercard has a variable purchase APR of up to 24.99%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Good or better credit required. You should probably try with another card if your credit score is below 720.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, and fraud protection.
The Good The Bad
  • Rewards points can be redeemed toward travel, merchandise, or as cash back into your bank account.
  • No annual fee.
  • Multiple credit card perks.
  • Earn rewards on every purchase.
  • BankMobile Rewards Mastercard reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Extended warranty on purchases.
  • No rewards categories allowing cardholders to earn higher points for certain purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.

Is there a BankMobile Rewards Mastercard cash back or rewards program?

BankMobile Rewards Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

BankMobile Rewards Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does BankMobile Rewards Mastercard have a signup bonus?

BankMobile Rewards Mastercard doesn't offer a cash signup bonus.

Does BankMobile Rewards Mastercard offer an annual loyalty bonus?

BankMobile Rewards Mastercard doesn't offer a cash loyalty bonus.

What are the BankMobile Rewards Mastercard benefits?

BankMobile Rewards Mastercard provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for BankMobile Rewards Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

BankMobile Rewards Mastercard has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR that ranges from 16.99% up to 24.99%.

Does BankMobile Rewards Mastercard have an introductory APR offer on balance transfers??

No, BankMobile Rewards Mastercard does not come with an introductory APR offer for balance transfers.

Does BankMobile Rewards Mastercard have an introductory APR offer on new purchases??

BankMobile Rewards Mastercard does not offer an introductory rate on new purchases.

What are the BankMobile Rewards Mastercard fees?

The following fees apply to BankMobile Rewards Mastercard:

BankMobile Rewards Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $38
Late Payment Fee up to $38

Does BankMobile Rewards Mastercard have a foreign transaction fee?

BankMobile Rewards Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does BankMobile Rewards Mastercard report your account activity to credit bureaus?

BankMobile Rewards Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BankMobile Rewards Mastercard

  • Visit the BankMobile Rewards Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $0.01
No Interest Grace Period for Late Payment 25
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Returned Payment Fee Up to $38
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Balance Transfer
  • Cashback
  • Rewards
Card Network
  • Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Fraud Liability  
Extended Warranty  
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 16.99% - 24.99%
Purchase APR (Variable APR) 16.99% - 24.99%
Balance Computation average daily balance
Balance Transfer APR (Variable APR) 16.99% - 24.99%

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Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 580 - 700     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR