BB&T Bright Visa Card
in Personal Credit Cards from BB&T
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Would you recommend BB&T Bright Visa Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.49% - 22.49% |
| Balance Transfer APR (Variable APR) | 13.49% - 22.49% |
| Credit Score Range | 750 - 850 |
BB&T Bright Visa Card Review
BB&T Bright Visa Card is a credit card issued by BB&T.
Very good credit. This card is for people with very good credit. You need a credit score of at least 750 to apply.
If you're wondering whether BB&T Bright Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a BB&T Bright Visa Card cash back or rewards program?
No, BB&T Bright Visa Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
What are the BB&T Bright Visa Card benefits?
BB&T Bright Visa Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for BB&T Bright Visa Card?
BB&T Bright Visa Card has a variable purchase APR that ranges from 13.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 22.49%.
It also has a variable cash advance APR starting at 24.49% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does BB&T Bright Visa Card have an introductory APR offer?
Yes, BB&T Bright Visa Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.
| Purchase APR | 13.49% - 22.49% |
| Balance Transfer APR | 13.49% - 22.49% |
| Cash Advance APR | Starting at 24.49% |
| Penalty APR | 0% |
What are the BB&T Bright Visa Card fees?
No Annual Fee. BB&T Bright Visa Card does not charge an annual fee. 3% Foreign transaction fees. BB&T Bright Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.The following fees apply to BB&T Bright Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Late Payment Fee | $38 |
Does BB&T Bright Visa Card report your account activity to credit bureaus?
BB&T Bright Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for BB&T Bright Visa Card
- Visit the BB&T website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
110 S. Stratford Rd.
Winston Salem, NC 27104 USA - (336) 733-3300
- Visit Site
Other Services by BB&T
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
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Would you recommend BB&T Bright Visa Card to your friends?
Other Personal Credit Cards
BB&T Personal Credit Cards
Annual Fee
$89
Purchase APR
15.49% - 24.49%
Balance Transfer APR
15.49% - 24.49%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.49% - 24.49%
Balance Transfer APR
15.49% - 24.49%
Credit Score Range
740 - 850
