Last Updated: 05/14/2026
Truist Enjoy Travel credit card
Unaffiliated
Last Updated: 05/14/2026
Not enough votes for recommendation
Rating not yet determined3 total votes
Explore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
17.74% - 26.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
17.74% - 26.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
Truist Enjoy Travel credit card Review
This is a cashback credit card issued by Truist Financial Corporation. If you're wondering whether Truist Enjoy Travel credit card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.74% up to 26.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 intro annual fee for the first year. Truist Enjoy Travel credit card gives you the chance to have the card for a year without paying the $0 annual fee.
- A 3% balance transfer fee. Truist Enjoy Travel credit card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Truist Enjoy Travel credit card
| The Good | The Bad |
|
|
Truist Enjoy Travel credit card FAQ
Does Truist Enjoy Travel credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Truist Enjoy Travel credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Truist Enjoy Travel credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Truist Enjoy Travel credit card benefits?
Truist Enjoy Travel credit card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Truist Enjoy Travel credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Truist Enjoy Travel credit card has a variable purchase APR that ranges from 17.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 26.74%. It also has a variable cash advance APR of 26.74% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Truist Enjoy Travel credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Truist Enjoy Travel credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Truist Enjoy Travel credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $40 . Does Truist Enjoy Travel credit card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Truist Enjoy Travel credit card?
The support contact email for Truist Enjoy Travel credit card is clientresolution@truist.com.
How do people rate the customer service and user experience of Truist Enjoy Travel credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Truist Enjoy Travel credit card report your account activity to credit bureaus?
Yes, Truist Enjoy Travel credit card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Truist Financial Corporation perform a hard credit pull?
Yes, Truist Enjoy Travel credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Truist Enjoy Travel credit card
- Visit the website of Truist Enjoy Travel credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
8:00AM - 5:00PM
Other Services by Truist Financial Corporation
CD Accounts
Be the first to rate
Money Market Accounts
Be the first to rate
Savings Accounts
Rating not yet determined (1 Review)
Auto Loans
Be the first to rate
Home Equity Lines of Credit
Be the first to rate
Other Credit Cards from Truist Financial Corporation
Rating not yet determined
Purchase APR
17.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
17.74% - 26.74%
Disclaimer popup with additional information
Credit Score Range
Starting at 750
Annual Fee
$195
Rating not yet determined
Purchase APR
17.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
17.74% - 26.74%
Disclaimer popup with additional information
Credit Score Range
740 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
23.74%
Disclaimer popup with additional information
Balance Transfer APR
23.74%
Disclaimer popup with additional information
Credit Score Range
Starting at 750
Annual Fee
$19
Rating not yet determined
Purchase APR
15.74% - 24.74%
Disclaimer popup with additional information
Balance Transfer APR
15.74% - 24.74%
Disclaimer popup with additional information
Credit Score Range
Starting at 750
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
0
-1000+100
No one recommends
Everyone recommends
Truist Enjoy Travel credit card Community Reviews
Would you recommend Truist Enjoy Travel credit card to your friends?
LC
Lisa C.
Apr 12, 2022
May or may not recommend
I have used this card extensively pay it in full every month so they have made a great deal of money off of me already. The $89 fee is so high compared to other cars it’s unbelievable and I just tried to cancel my card and they do not offer a pro rated refund after 30 days … definitely look for other and better cards without an annual fee. ALL ...Show More
VH
Victoria H.
Aug 26, 2021
May or may not recommend
Honestly, this card has benefits that I hadn't seen with other cards such as warranties for purchases made with this card, car collision protection, and so much more. It makes me wanting to get it myself once I let my new cards I already have settle into my credit score. My only hang up is the Annual fee, which I am not a fan of. Though, it is cheaper than ...Show More
Jamie S.
Aug 10, 2019
May or may not recommend
We absolutely love it and are extremely satisfied. Our experience with bb&t has been great
Showing 3 of 3 reviews
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
