Bjorn's Credit Card
in Personal Credit Cards from Citibank
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| Purchase APR (Variable APR) | 30.49% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Bjorn's Credit Card Review
Bjorn's Credit Card is a store credit card issued by Citibank. If you're wondering whether Bjorn's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 30.49%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
|---|---|
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Is there a Bjorn's Credit Card cash back or rewards program?
No, Bjorn's Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
What are the relevant APRs for Bjorn's Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Bjorn's Credit Card has higher than average purchase APRs.Bjorn's Credit Card has a variable purchase APR of 30.49%.
Does Bjorn's Credit Card have an introductory APR offer on balance transfers?
No, Bjorn's Credit Card does not come with an introductory APR offer for balance transfers.Does Bjorn's Credit Card have an introductory APR offer on new purchases?
Bjorn's Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Bjorn's Credit Card?
The following fees apply to Bjorn's Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | $38 |
Does Bjorn's Credit Card report your account activity to credit bureaus?
Bjorn's Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Bjorn's Credit Card
- Visit the Bjorn's Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - Visit Site
Other Services by Citibank
Availability
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
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