Blaze Mastercard® Credit Card

Blaze Mastercard® Credit Card Review

This is a card issued by First Savings Bank. If you're wondering whether Blaze Mastercard® Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.9%
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Blaze Mastercard® Credit Card

The Good	The Bad
Identity Theft Protection. Considers applicants with fair credit. Blaze Mastercard® Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Charges an annual fee of $75 Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Blaze Mastercard® Credit Card FAQ

Does Blaze Mastercard® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Blaze Mastercard® Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Blaze Mastercard® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Blaze Mastercard® Credit Card has a variable purchase APR of 29.9%. It also has a variable cash advance APR of 29.9% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Blaze Mastercard® Credit Card?

The following fees apply:

Blaze Mastercard® Credit Card Fees

Fees	Amount
Annual Fee	$75
Returned Payment Fee	$25
Late Payment Fee	$25

Does Blaze Mastercard® Credit Card report your account activity to credit bureaus?

Yes, Blaze Mastercard® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Blaze Mastercard® Credit Card

• Visit the Blaze Mastercard® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.