Freedom Gold Card

in Personal Credit Cards from Horizon Card Services

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Freedom Gold Card


in Personal Credit Cards from Horizon Card Services

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Purchase APR  (Fee-Based Product) N/A
Balance Transfer APR  (Fee-Based Product) N/A
Credit Score Range N/A
Annual Fee $72

Freedom Gold Card Review

Click here for more details how to use it. The card is issued by Horizon Card Services. Freedom Gold Card is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Freedom Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
Freedom Gold Card Pros & Cons
The Good The Bad
  • Charges an annual fee of $72
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Freedom Gold Card FAQ

Is there a Freedom Gold Card cash back or rewards program?

No, Freedom Gold Card does not offer a rewards program.

What are the Freedom Gold Card benefits?

Freedom Gold Card provides the following benefits:

  • Free Credit Report.
  • Free Credit Report

What are the relevant APRs for Freedom Gold Card?

Freedom Gold Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for Freedom Gold Card?

The following fees apply to Freedom Gold Card:

Freedom Gold Card Fees
Fees Amount
Annual Fee $72
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

How to apply for Freedom Gold Card

  • Visit the Freedom Gold Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


About Freedom Gold Card

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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Paper Statement Fee $0
Annual Fee $72
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Credit Card Benefits
  • Free Credit Report
  • Travel Assistance
Rewards Type No Rewards
Card Type
  • Store Card
  • Bad Credit
  • Charge Card
Card Network None

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