Last Updated: 11/18/2025
SuperMoney User Recommendation Score +45
Mostly recommended11 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Fee-Based Product)
N/A(Verified 11/18/2025)
Balance Transfer APR (Fee-Based Product)
N/A(Verified 11/18/2025)
Credit Score Range
300 - 600
Annual Fee
$0
Number of Reviews
Freedom Gold Card Review
Click here for more details how to use it. The card is issued by Horizon Card Services. It is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Freedom Gold Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Freedom Gold Card
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Freedom Gold Card FAQ
Does Freedom Gold Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Report
- Travel Assistance
What are the relevant APRs for Freedom Gold Card?
This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.What are the fees for Freedom Gold Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Freedom Gold Card?
The customer service number for Freedom Gold Card is (800) 251-6144.
What is the support contact email for Freedom Gold Card?
The support contact email for Freedom Gold Card is help@horizoncardservices.com.
What is the login page for Freedom Gold Card?
You can access the login page of Freedom Gold Card here.
How do people rate the customer service and user experience of Freedom Gold Card?
Overall, Freedom Gold Card is mostly recommended based on community reviews that rate customer service and user experience.
Does Freedom Gold Card report your account activity to credit bureaus?
Freedom Gold Card does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.
Does Horizon Card Services perform a hard credit pull?
Yes, Freedom Gold Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Freedom Gold Card
- Visit the website of Freedom Gold Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
