SuperMoney

Freedom Gold Card

in Personal Credit Cards from Horizon Card Services

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Freedom Gold Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score +40

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +40, equating to 3.8 on a 5 point rating scale.

+40

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

5 users recommend
4 users are unsure
1 user doesn't recommend
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Highlights
Community Rating Mostly recommended
Purchase APR  (Fee or Charge Based Product) N/A
Balance Transfer APR  (Fee or Charge Based Product) N/A
Credit Score Range 350 - 700
Annual Fee $72
Number of Reviews 10

Freedom Gold Card Review

Click here for more details how to use it. The card is issued by Horizon Card Services. It is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Freedom Gold Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Freedom Gold Card
The Good The Bad
  • Travel assistance insurance
  • Considers applicants with fair or poor credit.
  • Reports transactions to Equifax
  • Charges an annual fee of $72
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Freedom Gold Card FAQ

Does Freedom Gold Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Freedom Gold Card benefits?

It provides the following benefits:

  • Free Credit Report.
  • Free Credit Report
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Freedom Gold Card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Freedom Gold Card?

The following fees apply:

Freedom Gold Card Fees
Fees Amount
Annual Fee $72
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

What is the customer service phone number for Freedom Gold Card?

The Freedom Gold Card customer service number is (800) 251-6144.

How do people rate the customer service and user experience of Freedom Gold Card?

Overall, Freedom Gold Card is mostly recommended based on community reviews that rate customer service and user experience.

Does Freedom Gold Card report your account activity to credit bureaus?

Yes, Freedom Gold Card reports your account activity to the following credit reporting agencies:

  • Equifax

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Freedom Gold Card

  • Visit the Freedom Gold Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Freedom Gold Card

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View all personal credit cards offered by Horizon Card Services

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Paper Statement Fee $0
Annual Fee $72
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Credit Score Range 350 - 700
Credit Bureau Reporting Equifax
Credit Card Benefits
  • Free Credit Report
  • Travel Assistance
Rewards Type No Rewards
Credit Limit Up to $750
Card Type
  • Store Card
  • Bad Credit
  • Charge Card
Card Network None

Freedom Gold Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +40, equating to 3.8 on a 5 point rating scale.

+40

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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