Bloomingdale's American Express® Card

Bloomingdale's American Express® Card Review

If you're wondering whether Bloomingdale's American Express® Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 10 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of up to $250.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bloomingdale's American Express® Card

The Good	The Bad
No annual fee. Cardholders can earn rewards on their purchases. Bloomingdale's American Express® Card reports to multiple credit bureaus.	Higher than average purchase APRs. Charges a foreign transaction fee of 3%. Does not include many credit card benefits.

Bloomingdale's American Express® Card FAQ

Does Bloomingdale's American Express® Card have a cash back or rewards program?

Bloomingdale's American Express® Card is a rewards card.

Bloomingdale's American Express® Card Rewards

Minimum rewards rate	1x
Max rewards rate	10x
Annual rewards limit	N/A
Signup Bonus ($)	$250

What are the Bloomingdale's American Express® Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Bloomingdale's American Express® Card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Bloomingdale's American Express® Card?

The following fees apply:

Bloomingdale's American Express® Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $41
Late Payment Fee	up to $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Bloomingdale's American Express® Card report your account activity to credit bureaus?

Yes, Bloomingdale's American Express® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bloomingdale's American Express® Card

• Visit the Bloomingdale's American Express® Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.