SuperMoney
  Bloomingdale's American Express

Bloomingdale's American Express

in Personal Credit Cards from Citibank

Unaffiliated

Bloomingdale's American Express

Unaffiliated

in Personal Credit Cards from Citibank

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
Cast your vote

Would you recommend Bloomingdale's American Express to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 25.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Bloomingdale's American Express Review

If you're wondering whether Bloomingdale's American Express is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 10 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of $250.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Bloomingdale's American Express
The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Bloomingdale's American Express reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card benefits.
Bloomingdale's American Express FAQ

Does Bloomingdale's American Express have a cash back or rewards program?

Bloomingdale's American Express is a rewards card.

Bloomingdale's American Express Rewards
Minimum rewards rate 1x
Max rewards rate 10x
Annual rewards limit N/A
Signup Bonus ($) Up to $250

Does Bloomingdale's American Express have a signup bonus?

Yes, it offers card users a signup bonus worth up to $250.

Does Bloomingdale's American Express offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Bloomingdale's American Express benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Bloomingdale's American Express?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Bloomingdale's American Express?

The following fees apply:

Bloomingdale's American Express Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Bloomingdale's American Express have a foreign transaction fee?

Bloomingdale's American Express charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Bloomingdale's American Express?

The Bloomingdale's American Express customer service number is (800) 950-5114.

What is the support contact email for Bloomingdale's American Express?

The support contact email for Bloomingdale's American Express is customer.help@citi.com.

How do people rate the customer service and user experience of Bloomingdale's American Express?

Overall, Bloomingdale's American Express is strongly not recommended based on community reviews that rate customer service and user experience.

Does Bloomingdale's American Express report your account activity to credit bureaus?

Yes, Bloomingdale's American Express reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bloomingdale's American Express

  • Visit the Bloomingdale's American Express website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 4%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Points on Retail
  • 1x Point on Every Purchase
  • 3x - 10x Points on In-Store Eligible Purchases
Signup Bonus $250
Cash Advance APR (Variable APR) 25.24%
Balance Computation Daily Balance (including current transactions).
Purchase APR (Variable APR) 25.24%
Card Type
  • Charge Card
  • Rewards
  • Store Card
Card Network American Express

Bloomingdale's American Express Community Reviews

 

Would you recommend Bloomingdale's American Express to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Personal Credit Cards

Citibank Personal Credit Cards

Loading...