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  Blue Cash Everyday Card from American Express®

Blue Cash Everyday Card from American Express®

in Personal Credit Cards from American Express National Bank

Claimed

Blue Cash Everyday Card from American Express®

Claimed

in Personal Credit Cards from American Express National Bank

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Annual Fee $0
Purchase APR  (Variable APR) 14.74% - 25.74%
Balance Transfer APR  (Variable APR) 14.74% - 25.74%
Credit Score Range 640 - 850

Blue Cash Everyday Card from American Express® Review

Blue Cash Everyday Card from American Express® is a cashback credit card issued by American Express National Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Blue Cash Everyday Card from American Express® is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Blue Cash Everyday Card from American Express®
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Purchase Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Earn rewards on every purchase.
  • Blue Cash Everyday Card from American Express® reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2.7%.
  • Is there a Blue Cash Everyday Card from American Express® cash back or rewards program?

    Blue Cash Everyday Card from American Express® is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Blue Cash Everyday Card from American Express® you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

    Blue Cash Everyday Card from American Express® Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) $175
    Signup Bonus Spend Requirement $1000

    What are the Blue Cash Everyday Card from American Express® benefits?

    Blue Cash Everyday Card from American Express® provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Zero fraud liability
    • Travel Accident Insurance
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for Blue Cash Everyday Card from American Express®?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Blue Cash Everyday Card from American Express® has lower than average purchase APRs.

    Blue Cash Everyday Card from American Express® has a variable purchase APR that ranges from 14.74% up to 25.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 25.74%. It also has a variable cash advance APR starting at 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does Blue Cash Everyday Card from American Express® have an introductory APR offer?

    Yes, Blue Cash Everyday Card from American Express® offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.

    Blue Cash Everyday Card from American Express® Balance Transfers
    Description
    Balance Transfer APR 14.74% - 25.74%
    Introductory Rate 0%
    Intro APR period (months) 15
    Blue Cash Everyday Card from American Express® Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 14.74% - 25.74%
    Credit Limit N/A
    Penalty APR 29.99%
    Cash Advance APR Starting at 26.99%
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 15

    What are the Blue Cash Everyday Card from American Express® fees?

    The following fees apply to Blue Cash Everyday Card from American Express®:

    Blue Cash Everyday Card from American Express® Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 2.7%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does Blue Cash Everyday Card from American Express® have a foreign transaction fee?

    Blue Cash Everyday Card from American Express® charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Blue Cash Everyday Card from American Express® report your account activity to credit bureaus?

    Blue Cash Everyday Card from American Express® reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Blue Cash Everyday Card from American Express®

    • Visit the Blue Cash Everyday Card from American Express® website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Gas (Points) 2
    Every Purchase (Points) 3% CASH BACK at U.S. supermarkets, on up to $6,000 per year in purchases. 2% CASH BACK at U.S. gas stations & select U.S. department stores. 1% CASH BACK on other purchases
    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 25
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) 5%
    Cash Advance Fee Minimum $10
    Foreign Currency Transaction Fee 2.7%
    Late Fee Amount Up to $39
    Returned Payment Fee Up to $39
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • American Express
    Card Type
    • Balance Transfer
    • Bonus Offers
    • Cashback
    • Gas
    • Zero Percent
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards EARN $175 BACK after you spend $1,000 in purchases on your new Card in your first 3 months of Card Membership
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    • Retail
    Signup Bonus $175
    Cash Advance APR (Variable APR) Starting at 26.99%
    Purchase APR (Variable APR) 14.74% - 25.74%
    Balance Computation average daily balance (including new purchases)
    Introductory Rate 0%
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 14.74% - 25.74%
    Intro APR period 15
    Introductory Rate 0%

    Blue Cash Everyday Card from American Express® Community Reviews

     

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