Who is this credit card designed for?

Blue Cash Everyday Card from American Express® is a credit card issued by American Express Bank, which is based in New York, NY, and was established in 1850.

Blue Cash Everyday Card from American Express® is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

American Express Bank charges a variable APR on new purchases that ranges from 13.49% to 23.49%. Balance transfer APRs, which are also variable, range from 13.49% to 23.49%

Note that late payments are subject to an APR of 29.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, Blue Cash Everyday Card from American Express® offers an introductory APR rate of 0% for a period of 12 months.

What are the fees?

The following fees apply to Blue Cash Everyday Card from American Express®:

  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • A foreign transaction fee of 2.7%. Transactions in a foreign currency get hit with a 2.7% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $27.

Is a rewards program offered?

Blue Cash Everyday Card from American Express® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Gas
  • Groceries

Is a signup bonus offered?

Yes, Blue Cash Everyday Card from American Express® offers card users a signup bonus worth up to $100.

What additional benefits are offered?

Blue Cash Everyday Card from American Express® provides the following benefits:

  • Credit Score Range
    640 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
  • Late Payment Penalty
  • Returned Payment Fee
  • Foreign Currency Transaction Fee
  • No Annual Fee
  • Card Type
    • Cash Back
    • Balance Transfer
    • Rewards
  • 0% Introductory APR
  • Card Network
    American Express
  • Cashback
  • Rewards Categories
    • Gas
    • Groceries
  • Signup Bonus
  • Penalty APR
  • Purchases APR (variable)
    13.49% - 23.49%
  • Transfer Fee
  • Balance Transfer APR (variable)
    13.49% - 23.49%
  • Intro APR period (months)
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