Brooks Brothers Platinum Mastercard Review

This is a store rewards credit card issued by Citibank. If you're wondering whether Brooks Brothers Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 6 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of $20 if you spend $200 within 1 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
$20 ANNIVERSARY REWARD No annual fee. Identity Theft Protection. Cardholders can earn rewards on their purchases. Brooks Brothers Platinum Mastercard reports to multiple credit bureaus.	Higher than average purchase APRs. Charges a foreign transaction fee of 3%. Does not include many credit card benefits.

Does Brooks Brothers Platinum Mastercard have a cash back or rewards program?

Brooks Brothers Platinum Mastercard is a rewards card.

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Brooks Brothers Platinum Mastercard Rewards

Minimum rewards rate	1x
Max rewards rate	6x
Annual rewards limit	N/A
Signup Bonus ($)	$20
Signup Bonus Spend Requirement	$200
Signup Bonus Spend Period (months)	1 months

What are the Brooks Brothers Platinum Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Brooks Brothers Platinum Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 24.99%. It also has a variable cash advance APR of 26.99% .

What are the fees for Brooks Brothers Platinum Mastercard?

The following fees apply:

Brooks Brothers Platinum Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Brooks Brothers Platinum Mastercard report your account activity to credit bureaus?

Yes, Brooks Brothers Platinum Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Brooks Brothers Platinum Mastercard

• Visit the Brooks Brothers Platinum Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.