SuperMoney
  Brooks Brothers Platinum Mastercard

Brooks Brothers Platinum Mastercard

in Personal Credit Cards from Citibank

Unaffiliated

Brooks Brothers Platinum Mastercard

Unaffiliated

in Personal Credit Cards from Citibank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Brooks Brothers Platinum Mastercard to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 24.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Brooks Brothers Platinum Mastercard Review

This is a store rewards credit card issued by Citibank. If you're wondering whether Brooks Brothers Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 6 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of $20 if you spend $200 within 1 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Brooks Brothers Platinum Mastercard
The Good The Bad
  • $20 ANNIVERSARY REWARD
  • No annual fee.
  • Identity Theft Protection.
  • Cardholders can earn rewards on their purchases.
  • Brooks Brothers Platinum Mastercard reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card benefits.
Brooks Brothers Platinum Mastercard FAQ

Does Brooks Brothers Platinum Mastercard have a cash back or rewards program?

Brooks Brothers Platinum Mastercard is a rewards card.

-->
Brooks Brothers Platinum Mastercard Rewards
Minimum rewards rate 1x
Max rewards rate 6x
Annual rewards limit N/A
Signup Bonus ($) $20
Signup Bonus Spend Requirement $200
Signup Bonus Spend Period (months) 1 months

Does Brooks Brothers Platinum Mastercard have a signup bonus?

Yes, it offers card users a signup bonus worth up to $20 after spending $200.

Does Brooks Brothers Platinum Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Brooks Brothers Platinum Mastercard benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Brooks Brothers Platinum Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 24.99%. It also has a variable cash advance APR of 26.99% .

Does Brooks Brothers Platinum Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Brooks Brothers Platinum Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Brooks Brothers Platinum Mastercard?

The following fees apply:

Brooks Brothers Platinum Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Brooks Brothers Platinum Mastercard have a foreign transaction fee?

Brooks Brothers Platinum Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Brooks Brothers Platinum Mastercard?

The Brooks Brothers Platinum Mastercard customer service number is (800) 950-5114.

What is the support contact email for Brooks Brothers Platinum Mastercard?

The support contact email for Brooks Brothers Platinum Mastercard is customer.help@citi.com.

Does Brooks Brothers Platinum Mastercard report your account activity to credit bureaus?

Yes, Brooks Brothers Platinum Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Brooks Brothers Platinum Mastercard

  • Visit the Brooks Brothers Platinum Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • 1x Point on Every Purchase
  • 2x - 6x Points on In-Store Eligible Purchases
Signup Bonus Starting at $20
Cash Advance APR (Variable APR) 26.99%
Balance Computation Daily Balance
Purchase APR (Variable APR) 24.99%
Card Type
  • Bonus Offers
  • Rewards
  • Store Card
Card Network Mastercard

Be the first to rate

 

Would you recommend Brooks Brothers Platinum Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Citibank Personal Credit Cards

Loading...