in Personal Credit Cards from ChimeClaimed
|Balance Transfer APR||N/A|
|Credit Score Range||300 - 850|
Chime secured Credit Builder Visa® Credit Card Review
This is a secured credit card credit card issued by Chime. If you're wondering whether Chime Credit Builder Visa® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Start building credit with purchases you already make. Use it everywhere Visa is accepted. Whether it’s gas or groceries, all purchases can count towards building credit via on-time payment
- Build credit the safe way. Instantly disable card to prevent fraudulent activities. Build credit history with your own money. No more missing payments
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
|The Good||The Bad|
Does Chime Credit Builder Visa® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Chime Credit Builder Visa® Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Chime Credit Builder Visa® Credit Card?
Does Chime Credit Builder Visa® Credit Card have an intro APR offer on balance transfers?No, it does not come with an intro APR offer for balance transfers.
Does Chime Credit Builder Visa® Credit Card have an intro APR offer on new purchases?This card does not offer an intro APR rate on new purchases.
What are the fees for Chime Credit Builder Visa® Credit Card?
The following fees apply:
|Foreign Transaction Fee||0%|
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Chime Credit Builder Visa® Credit Card have a foreign transaction fee?This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.
What is the customer service phone number for Chime Credit Builder Visa® Credit Card?
The Chime Credit Builder Visa® Credit Card customer service number is (844) 244-6363.
What is the support contact email for Chime Credit Builder Visa® Credit Card?
The support contact email for Chime Credit Builder Visa® Credit Card is firstname.lastname@example.org.
How do people rate the customer service and user experience of Chime Credit Builder Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Chime secured Credit Builder Visa® Credit Card report your account activity to credit bureaus?
Yes, Chime secured Credit Builder Visa® Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Chime Credit Builder Visa® Credit Card
- Visit the Chime Credit Builder Visa® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Chime secured Credit Builder Visa® Credit Card
- Washington, DC
- North Carolina
- North Dakota
- New Hampshire
- New Jersey
- New Mexico
- New York
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Foreign Currency Transaction Fee||0%|
|No Annual Fee|
|No Foreign Transaction Fee|
|Credit History Not Required|
|Supported Income Types||
|Employment Statuses Considered||
|Immigration Status Considered||
|Credit Score Range||300 - 850|
|Credit Bureau Reporting||
|Credit Card Benefits||