Citi / AAdvantage Executive World Elite Mastercard Review

Citi / AAdvantage Executive World Elite Mastercard is a rewards credit card issued by Citibank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Citi / AAdvantage Executive World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Citi / AAdvantage Executive World Elite Mastercard

The Good

The Bad

Multiple credit card perks. Cardholders can earn rewards on their purchases. Includes emergency support. Free access to your credit score. Global Entry / TSA Precheck Fee Credit. Purchase Protection. No foreign transaction fee. Earn rewards on every purchase. Citi / AAdvantage Executive World Elite Mastercard reports to multiple credit bureaus. Complimentary Admirals Club® membership come with this card

Higher than average purchase APRs. Charges an annual fee of $450. There is a high annual fee of $450 to consider when applying

Is there a Citi / AAdvantage Executive World Elite Mastercard cash back or rewards program?

Citi / AAdvantage Executive World Elite Mastercard offers a rewards program to its customers.

Citi / AAdvantage Executive World Elite Mastercard Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	50000
Signup Bonus Spend Requirement	$5000
Signup Bonus Spend Period (months)	3 months

What are the Citi / AAdvantage Executive World Elite Mastercard benefits?

Citi / AAdvantage Executive World Elite Mastercard provides the following benefits:

• Free Credit Score
• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Citi / AAdvantage Executive World Elite Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citi / AAdvantage Executive World Elite Mastercard has higher than average purchase APRs.

Citi / AAdvantage Executive World Elite Mastercard has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Citi / AAdvantage Executive World Elite Mastercard Balance Transfers

Description
Balance Transfer APR	17.49% - 25.49%
Introductory Rate	N/A
Intro APR period (months)	N/A

Citi / AAdvantage Executive World Elite Mastercard Rates & Terms

Description
Balance Computation	daily balance (including current transactions)
Purchase APR	17.49% - 25.49%
Credit Limit	N/A
Penalty APR	29.99%
Cash Advance APR	26.99%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Citi / AAdvantage Executive World Elite Mastercard fees?

The following fees apply to Citi / AAdvantage Executive World Elite Mastercard:

Citi / AAdvantage Executive World Elite Mastercard Fees

Fees	Amount
Annual Fee	$450
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Citi / AAdvantage Executive World Elite Mastercard report your account activity to credit bureaus?

Citi / AAdvantage Executive World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Citi / AAdvantage Executive World Elite Mastercard

• Visit the Citi / AAdvantage Executive World Elite Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.