Last Updated: 07/28/2025
Citi® / AAdvantage® Executive World Elite Mastercard®
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in Credit Cards from Citi®
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
21.24% - 29.99%(Verified 08/09/2024)
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Balance Transfer APR (Variable APR)
21.24% - 29.99%(Verified 08/09/2024)
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Credit Score Range
700 - 850
Annual Fee
$595
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Citi® / AAdvantage® Executive World Elite Mastercard® Review
This is a travel card issued by Citi®. If you're wondering whether Citi® / AAdvantage® Executive World Elite Mastercard® is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 10 miles per dollar spent.
- Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.24% up to 29.99%.
- A 5% balance transfer fee. Citi® / AAdvantage® Executive World Elite Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Citi® / AAdvantage® Executive World Elite Mastercard®
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Citi® / AAdvantage® Executive World Elite Mastercard® FAQ
Does Citi® / AAdvantage® Executive World Elite Mastercard® have a cash back or rewards program?
Citi® / AAdvantage® Executive World Elite Mastercard® is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Airfare | Up to 4 x points (Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Car Rentals | Up to 10 x miles | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hotels | Up to 10 x miles (N/A) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points (1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Citi® / AAdvantage® Executive World Elite Mastercard® have a signup bonus?
Yes. Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
Does Citi® / AAdvantage® Executive World Elite Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Citi® / AAdvantage® Executive World Elite Mastercard® benefits?
Citi® / AAdvantage® Executive World Elite Mastercard® provides the following benefits:
- Free Credit Score
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Citi® / AAdvantage® Executive World Elite Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Citi® / AAdvantage® Executive World Elite Mastercard® has a variable purchase APR that ranges from 21.24% up to 29.99%. The card has a variable balance transfer APR that ranges from 21.24% up to 29.99%. It also has a variable cash advance APR of 29.99% .
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Citi® / AAdvantage® Executive World Elite Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Citi® / AAdvantage® Executive World Elite Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Citi® / AAdvantage® Executive World Elite Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $595 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $595*$595 .
Does Citi® / AAdvantage® Executive World Elite Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Citi® / AAdvantage® Executive World Elite Mastercard®?
The customer service number for Citi® / AAdvantage® Executive World Elite Mastercard® is (800) 950-5114.
What is the support contact email for Citi® / AAdvantage® Executive World Elite Mastercard®?
The support contact email for Citi® / AAdvantage® Executive World Elite Mastercard® is customer.help@citi.com.
What is the login page for Citi® / AAdvantage® Executive World Elite Mastercard®?
You can access the login page of Citi® / AAdvantage® Executive World Elite Mastercard® here.
How do people rate the customer service and user experience of Citi® / AAdvantage® Executive World Elite Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Citi® / AAdvantage® Executive World Elite Mastercard® report your account activity to credit bureaus?
Yes, Citi® / AAdvantage® Executive World Elite Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Citi® perform a hard credit pull?
Yes, Citi® / AAdvantage® Executive World Elite Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Citi® / AAdvantage® Executive World Elite Mastercard®
- Visit the website of Citi® / AAdvantage® Executive World Elite Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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