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  Citi / AAdvantage Executive World Elite Mastercard

Citi / AAdvantage Executive World Elite Mastercard

in Personal Credit Cards from Citibank

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Citi / AAdvantage Executive World Elite Mastercard

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in Personal Credit Cards from Citibank

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Highlights
Highlights
Purchase APR  (Variable APR) 15.99% - 24.99%
Balance Transfer APR  (Variable APR) 15.99% - 24.99%
Credit Score Range 700 - 850
Annual Fee $450

Citi / AAdvantage Executive World Elite Mastercard Review

Citi / AAdvantage Executive World Elite Mastercard is a rewards credit card issued by Citibank. If you're wondering whether Citi / AAdvantage Executive World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Signup bonus. Offers a signup bonus of 50000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Citi / AAdvantage Executive World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%.
  • 3% Balance transfer fee. Citi / AAdvantage Executive World Elite Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, Global Entry / TSA Precheck Fee Credit, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Citi / AAdvantage Executive World Elite Mastercard Pros and Cons:

The Good The Bad
  • Complimentary Admirals Club® membership come with this card.
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Free access to your credit score.
  • Global Entry / TSA Precheck Fee Credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Citi / AAdvantage Executive World Elite Mastercard reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • There is a high annual fee of $450 to consider when applying.
  • Requires good to excellent credit.
  • Charges an annual fee of $450
  • Charges a 3% balance transfer fee.

Is there a Citi / AAdvantage Executive World Elite Mastercard cash back or rewards program?

Citi / AAdvantage Executive World Elite Mastercard offers a rewards program to its customers.

Citi / AAdvantage Executive World Elite Mastercard Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $5000
Signup Bonus Spend Period (months) 3 months

Does Citi / AAdvantage Executive World Elite Mastercard have a signup bonus?

Citi / AAdvantage Executive World Elite Mastercard doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Does Citi / AAdvantage Executive World Elite Mastercard offer an annual loyalty bonus?

Citi / AAdvantage Executive World Elite Mastercard doesn't offer a cash loyalty bonus.

What are the Citi / AAdvantage Executive World Elite Mastercard benefits?

Citi / AAdvantage Executive World Elite Mastercard provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Citi / AAdvantage Executive World Elite Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citi / AAdvantage Executive World Elite Mastercard has lower than average purchase APRs.

Citi / AAdvantage Executive World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi / AAdvantage Executive World Elite Mastercard have an introductory APR offer on balance transfers?

No, Citi / AAdvantage Executive World Elite Mastercard does not come with an introductory APR offer for balance transfers.

Does Citi / AAdvantage Executive World Elite Mastercard have an introductory APR offer on new purchases?

Citi / AAdvantage Executive World Elite Mastercard does not offer an introductory rate on new purchases.
Citi / AAdvantage Executive World Elite Mastercard Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Citi / AAdvantage Executive World Elite Mastercard?

The following fees apply to Citi / AAdvantage Executive World Elite Mastercard:

Citi / AAdvantage Executive World Elite Mastercard Fees
Fees Amount
Annual Fee $450
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Citi / AAdvantage Executive World Elite Mastercard have a foreign transaction fee?

Citi / AAdvantage Executive World Elite Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Citi / AAdvantage Executive World Elite Mastercard report your account activity to credit bureaus?

Citi / AAdvantage Executive World Elite Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Citi / AAdvantage Executive World Elite Mastercard

  • Visit the Citi / AAdvantage Executive World Elite Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Airfare (Points) 2
Every Purchase (Points) Earn 1 mile for every $1 spent on other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $450
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Fraud Liability  
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • Global Entry / TSA Precheck Fee Credit
Free FICO Score  
Bonus Rewards Earn 50,000 American Airlines AAdvantage bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
No Reward Expiration Period  
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points) 50,000
Rewards Type Miles
Cash Advance APR (Variable APR) 25.24%
Balance Computation daily balance (including current transactions).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 15.99% - 24.99%
Balance Transfer APR (Variable APR) 15.99% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

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