Citi / AAdvantage Executive World Elite Mastercard Review

This is a rewards credit card issued by Citibank. If you're wondering whether Citi / AAdvantage Executive World Elite Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Signup bonus. Offers a signup bonus of 50000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Citi / AAdvantage Executive World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%.
• 3% Balance transfer fee. Citi / AAdvantage Executive World Elite Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, Global Entry / TSA Precheck Fee Credit, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

The Good	The Bad
Complimentary Admirals Club® membership come with this card. Lower than average purchase APRs. Multiple credit card perks. Free access to your credit score. Global Entry / TSA Precheck Fee Credit. No foreign transaction fee. Cardholders can earn rewards on their purchases. Citi / AAdvantage Executive World Elite Mastercard reports to multiple credit bureaus.	There is a high annual fee of $450 to consider when applying. Requires good to excellent credit. Charges an annual fee of $450 Charges a 3% balance transfer fee.

Does Citi / AAdvantage Executive World Elite Mastercard have a cash back or rewards program?

Citi / AAdvantage Executive World Elite Mastercard is a travel rewards card.

Citi / AAdvantage Executive World Elite Mastercard Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	50000
Signup Bonus Spend Requirement	$5000
Signup Bonus Spend Period (months)	3 months

What are the Citi / AAdvantage Executive World Elite Mastercard benefits?

It provides the following benefits:

• Free Credit Score
• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Citi / AAdvantage Executive World Elite Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Citi / AAdvantage Executive World Elite Mastercard?

The following fees apply:

Citi / AAdvantage Executive World Elite Mastercard Fees

Fees	Amount
Annual Fee	$450
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Citi / AAdvantage Executive World Elite Mastercard report your account activity to credit bureaus?

Yes, Citi / AAdvantage Executive World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Citi / AAdvantage Executive World Elite Mastercard

• Visit the Citi / AAdvantage Executive World Elite Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.