Citi / AAdvantage Executive World Elite Mastercard Review

Citi / AAdvantage Executive World Elite Mastercard is a rewards credit card issued by Citibank. If you're wondering whether Citi / AAdvantage Executive World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of 50000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Citi / AAdvantage Executive World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%.
• 3% Balance transfer fee. Citi / AAdvantage Executive World Elite Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, Global Entry / TSA Precheck Fee Credit, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Citi / AAdvantage Executive World Elite Mastercard Pros and Cons:

The Good

The Bad

Complimentary Admirals Club® membership come with this card. Lower than average purchase APRs. Multiple credit card perks. Free access to your credit score. Global Entry / TSA Precheck Fee Credit. No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Citi / AAdvantage Executive World Elite Mastercard reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

There is a high annual fee of $450 to consider when applying. Requires good to excellent credit. Charges an annual fee of $450 Charges a 3% balance transfer fee.

Is there a Citi / AAdvantage Executive World Elite Mastercard cash back or rewards program?

Citi / AAdvantage Executive World Elite Mastercard offers a rewards program to its customers.

Citi / AAdvantage Executive World Elite Mastercard Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	50000
Signup Bonus Spend Requirement	$5000
Signup Bonus Spend Period (months)	3 months

What are the Citi / AAdvantage Executive World Elite Mastercard benefits?

Citi / AAdvantage Executive World Elite Mastercard provides the following benefits:

• Free Credit Score
• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Citi / AAdvantage Executive World Elite Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citi / AAdvantage Executive World Elite Mastercard has lower than average purchase APRs.

Citi / AAdvantage Executive World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Citi / AAdvantage Executive World Elite Mastercard?

The following fees apply to Citi / AAdvantage Executive World Elite Mastercard:

Citi / AAdvantage Executive World Elite Mastercard Fees

Fees	Amount
Annual Fee	$450
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Citi / AAdvantage Executive World Elite Mastercard report your account activity to credit bureaus?

Citi / AAdvantage Executive World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Citi / AAdvantage Executive World Elite Mastercard

• Visit the Citi / AAdvantage Executive World Elite Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.