Citi / AAdvantage Platinum Select World Elite Mastercard Review

Citi / AAdvantage Platinum Select World Elite Mastercard is a rewards credit card issued by Citibank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Citi / AAdvantage Platinum Select World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Citi / AAdvantage Platinum Select World Elite Mastercard cash back or rewards program?

Citi / AAdvantage Platinum Select World Elite Mastercard offers a rewards program to its customers.

Citi / AAdvantage Platinum Select World Elite Mastercard Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	60000
Signup Bonus Spend Requirement	$3000

What are the Citi / AAdvantage Platinum Select World Elite Mastercard benefits?

Citi / AAdvantage Platinum Select World Elite Mastercard provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Price Protection
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Citi / AAdvantage Platinum Select World Elite Mastercard?

Citi / AAdvantage Platinum Select World Elite Mastercard has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%.

It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Citi / AAdvantage Platinum Select World Elite Mastercard fees?

$99 Annual Fee. Citi / AAdvantage Platinum Select World Elite Mastercard charges an annual fee of $99. However, Citibank will waive the annual fee for the first year. No foreign transaction fee. Citi / AAdvantage Platinum Select World Elite Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Citi / AAdvantage Platinum Select World Elite Mastercard:

Citi / AAdvantage Platinum Select World Elite Mastercard Fees

Fees	Amount
Annual Fee	$99
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$35
Late Payment Fee	$35

Does Citi / AAdvantage Platinum Select World Elite Mastercard report your account activity to credit bureaus?

Citi / AAdvantage Platinum Select World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Citi / AAdvantage Platinum Select World Elite Mastercard

• Visit the Citibank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.