SuperMoney
  Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

in Personal Credit Cards from Citibank

Unaffiliated

Citi / AAdvantage Platinum Select World Elite Mastercard

Unaffiliated

in Personal Credit Cards from Citibank

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

+50%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

1 user recommends
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Citi / AAdvantage Platinum Select World Elite Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.99% - 24.99%
Balance Transfer APR  (Variable APR) 15.99% - 24.99%
Credit Score Range 700 - 850
Annual Fee $99

Citi / AAdvantage Platinum Select World Elite Mastercard Review

Citi / AAdvantage Platinum Select World Elite Mastercard is a rewards credit card issued by Citibank. If you're wondering whether Citi / AAdvantage Platinum Select World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 50000 points after spending $2,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Citi / AAdvantage Platinum Select World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%.
  • Annual fee waived the first year. Citi / AAdvantage Platinum Select World Elite Mastercard gives you the chance to have the card for a year without paying the $99 annual fee.
  • 3% Balance transfer fee. Citi / AAdvantage Platinum Select World Elite Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Gas rewards.
  • Multiple credit card benefits. Includes generous credit card perks, such as price protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Citi / AAdvantage Platinum Select World Elite Mastercard Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Citi / AAdvantage Platinum Select World Elite Mastercard reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Requires good to excellent credit.
  • Charges an annual fee of $99
  • Charges a 3% balance transfer fee.
Citi / AAdvantage Platinum Select World Elite Mastercard FAQ

Is there a Citi / AAdvantage Platinum Select World Elite Mastercard cash back or rewards program?

Citi / AAdvantage Platinum Select World Elite Mastercard offers a rewards program to its customers.

Citi / AAdvantage Platinum Select World Elite Mastercard Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $2500
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus $125
Annual Loyalty Bonus Spend Requirement $20000

Does Citi / AAdvantage Platinum Select World Elite Mastercard have a signup bonus?

Citi / AAdvantage Platinum Select World Elite Mastercard doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $2500 that can be redeemed for travel, gifts, or other perks.

Does Citi / AAdvantage Platinum Select World Elite Mastercard offer an annual loyalty bonus?

Yes, Citi / AAdvantage Platinum Select World Elite Mastercard offers card users an annual bonus worth up to $125 after spending $20000.

What are the Citi / AAdvantage Platinum Select World Elite Mastercard benefits?

Citi / AAdvantage Platinum Select World Elite Mastercard provides the following benefits:

  • Price Protection
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Citi / AAdvantage Platinum Select World Elite Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Citi / AAdvantage Platinum Select World Elite Mastercard has lower than average purchase APRs.

Citi / AAdvantage Platinum Select World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi / AAdvantage Platinum Select World Elite Mastercard have an introductory APR offer on balance transfers?

No, Citi / AAdvantage Platinum Select World Elite Mastercard does not come with an introductory APR offer for balance transfers.

Does Citi / AAdvantage Platinum Select World Elite Mastercard have an introductory APR offer on new purchases?

Citi / AAdvantage Platinum Select World Elite Mastercard does not offer an introductory rate on new purchases.
Citi / AAdvantage Platinum Select World Elite Mastercard Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Citi / AAdvantage Platinum Select World Elite Mastercard?

The following fees apply to Citi / AAdvantage Platinum Select World Elite Mastercard:

Citi / AAdvantage Platinum Select World Elite Mastercard Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Citi / AAdvantage Platinum Select World Elite Mastercard have a foreign transaction fee?

Citi / AAdvantage Platinum Select World Elite Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Citi / AAdvantage Platinum Select World Elite Mastercard report your account activity to credit bureaus?

Citi / AAdvantage Platinum Select World Elite Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Citi / AAdvantage Platinum Select World Elite Mastercard

  • Visit the Citi / AAdvantage Platinum Select World Elite Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Gas (Points) 2
Airfare (Points) 2
Every Purchase (Points) Earn 1 mile for every $1 spent on other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Annual Fee First Year  
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $99
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
  • Trip Cancellation Insurance
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
Bonus Rewards Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within 3 months of account opening.
Annual Loyalty Bonus $125
Annual Loyalty Bonus Spend Requirement $20,000
No Reward Expiration Period  
Rewards Rates
  • Airfare
  • Every Purchase
  • Gas
  • Restaurants
Signup Bonus (points) 50,000
Rewards Type Miles
Cash Advance APR (Variable APR) 25.24%
Balance Computation daily balance (including current transactions).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 15.99% - 24.99%
Balance Transfer APR (Variable APR) 15.99% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers
  • Gas
Card Network Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard Community Reviews

 

Would you recommend Citi / AAdvantage Platinum Select World Elite Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+50%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Personal Credit Cards

Citibank Personal Credit Cards

Loading...