Citi / AAdvantage Platinum Select World Elite Mastercard
in Personal Credit Cards from Citibank
UnaffiliatedCiti / AAdvantage Platinum Select World Elite Mastercard
in Personal Credit Cards from Citibank
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Would you recommend Citi / AAdvantage Platinum Select World Elite Mastercard to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | 16.99% - 25.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $99 |
| Purchase APR (Variable APR) | 16.99% - 25.99% |
| Rewards Rates |
|
Citi / AAdvantage Platinum Select World Elite Mastercard Review
Citi / AAdvantage Platinum Select World Elite Mastercard is a rewards credit card issued by Citibank. If you're wondering whether Citi / AAdvantage Platinum Select World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Signup bonus. Offers a signup bonus of 50000 points after spending $2,500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Citi / AAdvantage Platinum Select World Elite Mastercard has a variable purchase APR that ranges from 16.99% up to 25.99%.
- Annual fee waived the first year. Citi / AAdvantage Platinum Select World Elite Mastercard gives you the chance to have the card for a year without paying the $99 annual fee.
- 3% Balance transfer fee. Citi / AAdvantage Platinum Select World Elite Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Gas rewards.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, price protection, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
Citi / AAdvantage Platinum Select World Elite Mastercard Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Citi / AAdvantage Platinum Select World Elite Mastercard cash back or rewards program?
Citi / AAdvantage Platinum Select World Elite Mastercard offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 50000 |
| Signup Bonus Spend Requirement | $2500 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus | $125 |
| Annual Loyalty Bonus Spend Requirement | $20000 |
Does Citi / AAdvantage Platinum Select World Elite Mastercard have a signup bonus?
Citi / AAdvantage Platinum Select World Elite Mastercard doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $2500 that can be redeemed for travel, gifts, or other perks.Does Citi / AAdvantage Platinum Select World Elite Mastercard offer an annual loyalty bonus?
Yes, Citi / AAdvantage Platinum Select World Elite Mastercard offers card users an annual bonus worth up to $125 after spending $20000.
What are the Citi / AAdvantage Platinum Select World Elite Mastercard benefits?
Citi / AAdvantage Platinum Select World Elite Mastercard provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Citi / AAdvantage Platinum Select World Elite Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.Citi / AAdvantage Platinum Select World Elite Mastercard has a variable purchase APR that ranges from 16.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 25.99%. It also has a variable cash advance APR of 26.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi / AAdvantage Platinum Select World Elite Mastercard have an introductory APR offer on balance transfers?
No, Citi / AAdvantage Platinum Select World Elite Mastercard does not come with an introductory APR offer for balance transfers.Does Citi / AAdvantage Platinum Select World Elite Mastercard have an introductory APR offer on new purchases?
Citi / AAdvantage Platinum Select World Elite Mastercard does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Citi / AAdvantage Platinum Select World Elite Mastercard?
The following fees apply to Citi / AAdvantage Platinum Select World Elite Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $99 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Citi / AAdvantage Platinum Select World Elite Mastercard have a foreign transaction fee?
Citi / AAdvantage Platinum Select World Elite Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Citi / AAdvantage Platinum Select World Elite Mastercard report your account activity to credit bureaus?
Citi / AAdvantage Platinum Select World Elite Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Citi / AAdvantage Platinum Select World Elite Mastercard
- Visit the Citi / AAdvantage Platinum Select World Elite Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Gas (Points) | 2 |
| Airfare (Points) | 2 |
| Every Purchase (Points) | Earn 1 mile for every $1 spent on other purchases |
Citi / AAdvantage Platinum Select World Elite Mastercard Community Reviews
Would you recommend Citi / AAdvantage Platinum Select World Elite Mastercard to your friends?
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