
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card
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Community Rating | Strongly recommended |
Purchase APR (Variable APR) |
18.24% - 27.24% (Verified 08/12/2022) |
Balance Transfer APR (Variable APR) |
18.24% - 27.24% (Verified 08/12/2022) |
Credit Score Range | 650 - 850 |
Annual Fee | $99 |
Number of Reviews | 6 |
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card Review
This is a rewards card issued by Citi®. If you're wondering whether Citi AAdvantage card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 50000 points after spending $2,500 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 27.24%.
- Annual fee waived the first year. Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card gives you the chance to have the card for a year without paying the $99 annual fee.
- 5% Balance transfer fee. Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Gas rewards. on eligible fuel purchases.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Citi AAdvantage card
The Good | The Bad |
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Citi AAdvantage card FAQ
Does Citi AAdvantage card have a cash back or rewards program?
Citi AAdvantage card is a travel rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 50000 |
Signup Bonus Spend Requirement | $2500 |
Signup Bonus Spend Period (months) | 3 months |
Annual Loyalty Bonus | $125 |
Annual Loyalty Bonus Spend Requirement | $20000 |
Does Citi AAdvantage card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $2500 that can be redeemed for travel, gifts, or other perks.Does Citi AAdvantage card offer an annual loyalty bonus?
Yes, it offers cardholders an annual bonus worth up to $125 after spending $20000.
What are the Citi AAdvantage card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Citi AAdvantage card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card has a variable purchase APR that ranges from 18.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 27.24%. It also has a variable cash advance APR of 27.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi AAdvantage card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Citi AAdvantage card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Citi AAdvantage card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $99 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $41 |
Late Payment Fee | up to $41 |
Does Citi AAdvantage card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Citi AAdvantage card?
The Citi AAdvantage card customer service number is (800) 950-5114.
What is the support contact email for Citi AAdvantage card?
The support contact email for Citi AAdvantage card is customer.help@citi.com.
What is the Citi AAdvantage card login page?
You can access the Citi AAdvantage card login page here.
How do people rate the customer service and user experience of Citi AAdvantage card?
Overall, Citi AAdvantage card is strongly recommended based on community reviews that rate customer service and user experience.
Does Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card report your account activity to credit bureaus?
Yes, Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citi AAdvantage card
- Visit the Citi AAdvantage card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
No Annual Fee First Year | |
Annual Fee | $99 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $41 |
Late Fee Amount | Up to $41 |
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card Community Reviews
Would you recommend Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card to your friends?
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