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Citi Prestige Card

in Personal Credit Cards from Citibank

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Citi Prestige Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Purchase APR 17.24% - 25.24%
Balance Transfer APR 17.24% - 25.24%
Annual Fee $450
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

Citi Prestige Card is a credit card issued by Citibank, which is based in New York, NY. 

Citi Prestige Card is designed for people with a credit score of 700 to 850. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Citi Prestige Card has a variable purchase APR that ranges from 17.24% up to 25.24%.

The card has a variable balance transfer APR that ranges from 17.24% up to 25.24%.

It also has a variable cash advance APR starting at 26.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Is an introductory APR offer available?

No, Citi Prestige Card does not come with an introductory APR offer for balance transfers.

Citi Prestige Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Citi Prestige Card:

  • An annual fee of $450. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of up to $35.
  • Citi Prestige Card does not charge a returned payment fee.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

Citi Prestige Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Hotels
  • Restaurants

Is a signup bonus offered?

Citi Prestige Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Yes, Citi Prestige Card offers card users a signup bonus worth up to $250 after spending $250.

What additional benefits are offered?

 Citi Prestige Card provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • Global Entry
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Citi Prestige Card report your account activity to credit bureaus?

    Citi Prestige Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Over-Limit Fee $0
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    Returned Payment Fee $35
    Minimum Interest Charge $0.50
    Annual Fee $450
    Late Fee Amount $35
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Flight Insurance  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Global Entry
    • Identity Theft Protection
    • Price Protection
    • Travel Assistance
    • Trip Cancellation Insurance
    All Other Purchases 1x
    Every Purchase 2x dining & entertainment, 3x air travel & hotels
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Entertainment
    • Every Purchase
    • Hotels
    • Restaurants
    Annual Loyalty Bonus $250
    Annual Loyalty Bonus Spend Requirement $250
    Purchase APR (Variable APR) 17.24% - 25.24%
    Cash Advance APR (Variable APR) Starting at 26.74%
    Balance Computation daily balance (including current transactions)
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 17.24% - 25.24%

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