Citi Prestige Card
in Personal Credit Cards from Citibank
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Would you recommend Citi Prestige Card to your friends?
| Annual Fee | $495 |
| Purchase APR (Variable APR) | 17.24% - 25.24% |
| Balance Transfer APR (Variable APR) | 18.74% - 25.74% |
| Credit Score Range | 700 - 850 |
Citi Prestige Card Review
Citi Prestige Card is a cashback credit card issued by Citibank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Citi Prestige Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Citi Prestige Card cash back or rewards program?
Citi Prestige Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Citi Prestige Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Annual Loyalty Bonus | $250 |
| Annual Loyalty Bonus Spend Requirement | $250 |
Does Citi Prestige Card have a signup bonus?
Citi Prestige Card doesn't offer a cash signup bonus.Does Citi Prestige Card offer an annual loyalty bonus?
Yes, Citi Prestige Card offers card users an annual bonus worth up to $250 after spending $250.
What are the Citi Prestige Card benefits?
Citi Prestige Card provides the following benefits:
- Free Credit Score
- Emergency Support
- Fraud Liability
- Cellular Telephone Protection
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Citi Prestige Card?
Citi Prestige Card has a variable purchase APR that ranges from 17.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 18.74% up to 25.74%.
It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi Prestige Card have an introductory APR offer?
No, Citi Prestige Card does not come with an introductory APR offer for balance transfers. Citi Prestige Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 18.74% - 25.74% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | daily balance (including current transactions) |
| Purchase APR | 17.24% - 25.24% |
| Credit Limit | N/A |
| Penalty APR | 29.99% |
| Cash Advance APR | Starting at 26.74% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Citi Prestige Card fees?
The following fees apply to Citi Prestige Card:
| Fees | Amount |
|---|---|
| Annual Fee | $495 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Citi Prestige Card have a foreign transaction fee?
Citi Prestige Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Citi Prestige Card report your account activity to credit bureaus?
Citi Prestige Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Citi Prestige Card
- Visit the Citibank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Airfare (points) | 5 |
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27.99%
Balance Transfer APR
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650 - 850
Annual Fee
$0
Purchase APR
15.24% - 25.24%
(Variable APR)
Balance Transfer APR
15.24% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.74% - 24.74%
(Variable APR)
Balance Transfer APR
15.74% - 24.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
17.74% - 25.74%
(Variable APR)
Balance Transfer APR
17.74% - 25.74%
(Variable APR)
Credit Score Range
720 - 850
Annual Fee
N/A
Maximum
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
27.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
16.49% - 23.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
16.49% - 26.49%
(Variable APR)
Balance Transfer APR
16.49% - 26.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
21.96% - 30.49%
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Balance Transfer APR
N/A
Credit Score Range
580 - 850
Annual Fee
$0
Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Maximum
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
25.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
23%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
28.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
28.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
30.49%
Balance Transfer APR
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Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
17.99% - 26.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
$450
Purchase APR
17.49% - 25.49%
(Variable APR)
Balance Transfer APR
17.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.74% - 24.74%
(Variable APR)
Balance Transfer APR
16.74% - 24.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
24.24%
Balance Transfer APR
24.24%
Credit Score Range
500 - 720
Annual Fee
$0
Purchase APR
30.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
17.74% - 25.74%
(Variable APR)
Balance Transfer APR
17.74% - 25.74%
(Variable APR)
Credit Score Range
720 - 850
Annual Fee
$0
Maximum
Purchase APR
30.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
620 - 850
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