Citi Prestige Card
in Personal Credit Cards from Citibank
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| Annual Fee | $450 |
| Purchase APR (Variable APR) | 17.24% - 25.24% |
| Balance Transfer APR (Variable APR) | 17.24% - 25.24% |
| Credit Score Range | 700 - 850 |
Citi Prestige Card Review
Citi Prestige Card is a cashback credit card issued by Citibank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Citi Prestige Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Citi Prestige Card cash back or rewards program?
Citi Prestige Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Citi Prestige Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Annual Loyalty Bonus | $250 |
| Annual Loyalty Bonus Spend Requirement | $250 |
Does Citi Prestige Card have a signup bonus?
Citi Prestige Card doesn't offer a cash signup bonus.Does Citi Prestige Card offer an annual loyalty bonus?
Yes, Citi Prestige Card offers card users an annual bonus worth up to $250 after spending $250.
What are the Citi Prestige Card benefits?
Citi Prestige Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Citi Prestige Card?
Citi Prestige Card has a variable purchase APR that ranges from 17.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 25.24%.
It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi Prestige Card have an introductory APR offer?
No, Citi Prestige Card does not come with an introductory APR offer for balance transfers. Citi Prestige Card does not offer an introductory rate on new purchases.| Purchase APR | 17.24% - 25.24% |
| Balance Transfer APR | 17.24% - 25.24% |
| Cash Advance APR | Starting at 26.74% |
| Penalty APR | 29.99% |
What are the Citi Prestige Card fees?
The following fees apply to Citi Prestige Card:
| Fees | Amount |
|---|---|
| Annual Fee | $450 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does Citi Prestige Card have a foreign transaction fee?
Citi Prestige Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Citi Prestige Card report your account activity to credit bureaus?
Citi Prestige Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Citi Prestige Card
- Visit the Citibank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - Visit Site
Other Services by Citibank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Over-Limit Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $0.50 |
| Annual Fee | $450 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
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