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Citi Rewards+ Student Card
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| Purchase APR (Variable APR) | 15.99% - 25.99% |
| Balance Transfer APR (Variable APR) | 15.99% - 25.99% |
| Credit Score Range | 690 - 850 |
| Annual Fee | $0 |
Citi Rewards+ Student Card Review
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Citi Rewards+ Student Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a rewards card issued by Citi®. If you're wondering whether Citi Rewards+ Student Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 7 months.
- Signup bonus. Offers a signup bonus of 2500 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Citi Rewards+ Student Card has a variable purchase APR that ranges from 15.99% up to 25.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Citi Rewards+ Student Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 690.
Pros & Cons of Citi Rewards+ Student Card
| The Good | The Bad |
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Citi Rewards+ Student Card FAQ
Does Citi Rewards+ Student Card have a cash back or rewards program?
Citi Rewards+ Student Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 2500 |
| Signup Bonus Spend Requirement | $500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Citi Rewards+ Student Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Citi Rewards+ Student Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Citi Rewards+ Student Card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Citi Rewards+ Student Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Citi Rewards+ Student Card has a variable purchase APR that ranges from 15.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 25.99%. It also has a variable cash advance APR of 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi Rewards+ Student Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Citi Rewards+ Student Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 7 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 7 months.
What are the fees for Citi Rewards+ Student Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Citi Rewards+ Student Card have a foreign transaction fee?
Citi Rewards+ Student Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Citi Rewards+ Student Card?
The Citi Rewards+ Student Card customer service number is (800) 950-5114.
What is the support contact email for Citi Rewards+ Student Card?
The support contact email for Citi Rewards+ Student Card is customer.help@citi.com.
What is the Citi Rewards+ Student Card login page?
You can access the Citi Rewards+ Student Card login page here.
How do people rate the customer service and user experience of Citi Rewards+ Student Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Citi Rewards+ Student Card report your account activity to credit bureaus?
Yes, Citi Rewards+ Student Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citi Rewards+ Student Card
- Visit the Citi Rewards+ Student Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Other Credit Cards by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 7 months |
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