Citi Secured Mastercard
in Personal Credit Cards from Citibank
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Would you recommend Citi Secured Mastercard to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 24.74% - 29.99% |
| Balance Transfer APR (Variable APR) | Starting at 24% |
| Credit Score Range | 690 - 719 |
Overview
Who is Citi Secured Mastercard designed for?
What are the relevant APRs for Citi Secured Mastercard?
Citi Secured Mastercard has a variable purchase APR that ranges from 24.74% up to 29.99%. The card has a variable balance transfer APR starting at 24.%.
It also has a variable cash advance APR starting at 27.49%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Citi Secured Mastercard have an introductory APR offer?
No, Citi Secured Mastercard does not come with an introductory APR offer for balance transfers. Citi Secured Mastercard does not offer an introductory rate on new purchases.| Purchase APR | 24.74% - 29.99% |
| Balance Transfer APR | Starting at 24.% |
| Cash Advance APR | Starting at 27.49% |
| Penalty APR | 29.99% |
What are the Citi Secured Mastercard fees?
The following fees apply to Citi Secured Mastercard:
- There is no annual fee.
- A late payment penalty of up to $39.
- A returned payment fee of up to $39.
Does Citi Secured Mastercard have a foreign transaction fee?
Citi Secured Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Is there a Citi Secured Mastercard cash back or rewards program?
No, Citi Secured Mastercard does not offer a rewards program.
What are the Citi Secured Mastercard benefits?
Citi Secured Mastercard provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
Does Citi Secured Mastercard report your account activity to credit bureaus?
Citi Secured Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Citi Secured Mastercard
- Visit the Citibank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact
- Headquarters
-
388 Greenwich St
New York, NY 10013 USA - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | Up to $39 |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | Up to $39 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 5% |
| Foreign Currency Transaction Fee | 3% |
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Would you recommend Citi Secured Mastercard to your friends?
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Annual Fee
$0
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
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Purchase APR
14.99% - 24.99%
(Variable APR)
Balance Transfer APR
14.99% - 24.99%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$450
Purchase APR
17.24% - 25.24%
(Variable APR)
Balance Transfer APR
17.24% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
620 - 850
Annual Fee
$450
Purchase APR
17.99% - 25.99%
(Variable APR)
Balance Transfer APR
17.99% - 25.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
15.49% - 23.49%
(Variable APR)
Balance Transfer APR
15.49% - 23.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Starting
Balance Transfer APR
26.99%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
30.74%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
16.49% - 23.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
25.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
