
Out of Business
Citi ThankYou Preferred Card
in Personal Credit Cards from Citibank
Would you recommend Citi ThankYou Preferred Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 14.99% - 24.99% |
Balance Transfer APR (Variable APR) | 14.99% - 24.99% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Citi ThankYou Preferred Card Review
Citi ThankYou Preferred Card is no longer available to new customers on SuperMoney. Click here to compare Personal Credit Cards and quickly find the best options for your needs. |
This is a rewards credit card issued by Citibank. If you're wondering whether Citi ThankYou card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Competitive APRs. Citi ThankYou Preferred Card has a variable purchase APR that ranges from 14.99% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Citi ThankYou Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
The Good | The Bad |
---|---|
|
|
Does Citi ThankYou card have a cash back or rewards program?
Citi ThankYou card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Does Citi ThankYou card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Citi ThankYou card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Citi ThankYou card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Citi ThankYou card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 14.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 24.99%. It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi ThankYou card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 14.99% - 24.99% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Citi ThankYou card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for Citi ThankYou card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | $35 |
Late Payment Fee | $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Citi ThankYou card have a foreign transaction fee?
Citi ThankYou card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Citi ThankYou card?
The Citi ThankYou card customer service number is .
How do people rate the customer service and user experience of Citi ThankYou card?
Overall, Citi ThankYou card is mostly recommended based on community reviews that rate customer service and user experience.
Does Citi ThankYou Preferred Card report your account activity to credit bureaus?
Yes, Citi ThankYou Preferred Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citi ThankYou card
- Visit the Citi ThankYou card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | 1x |
Citi ThankYou Preferred Card Community Reviews
Would you recommend Citi ThankYou Preferred Card to your friends?
Citibank Personal Credit Cards
- 1st Century Bank Visa® Signature Rewards Credit Card
- Assent Platinum Mastercard Secured Credit Card
- Bay Federal Credit Union Visa Gold Plus Credit Card
- Elements Financial Federal Credit Union Cash Reward Visa Card
- First Bank of Wyoming Platinum Edition Visa
- First Security Bank Secured Visa
- Green Dot primor® Mastercard® Gold Secured Credit Card
- Holland America Line Rewards Visa Card
- InvesTex Credit Union MasterCard Platinum Premier Credit Card
- Matanuska Valley Federal Credit Union VISA Classic Credit Card
- Members 1st Federal Credit Union VISA Platinum Rewards
- Meritrust Credit Union Visa Meritrust Rewards