Citi ThankYou Preferred Card
in Personal Credit Cards from Citibank
Cast your vote
Would you recommend Citi ThankYou Preferred Card to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 14.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 14.99% - 24.99% |
| Credit Score Range | 700 - 850 |
| Number of Reviews | 9 |
Citi ThankYou Preferred Card Review
Citi ThankYou Preferred Card is a rewards credit card issued by Citibank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Citi ThankYou Preferred Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Citi ThankYou Preferred Card cash back or rewards program?
Citi ThankYou Preferred Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Citi ThankYou Preferred Card have a signup bonus?
Citi ThankYou Preferred Card doesn't offer a cash signup bonus.Does Citi ThankYou Preferred Card offer an annual loyalty bonus?
Citi ThankYou Preferred Card doesn't offer a cash loyalty bonus.What are the Citi ThankYou Preferred Card benefits?
Citi ThankYou Preferred Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Citi ThankYou Preferred Card?
Citi ThankYou Preferred Card has a variable purchase APR that ranges from 14.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 24.99%.
It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi ThankYou Preferred Card have an introductory APR offer?
Yes, Citi ThankYou Preferred Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.
| Purchase APR | 14.99% - 24.99% |
| Balance Transfer APR | 14.99% - 24.99% |
| Cash Advance APR | Starting at 26.74% |
| Penalty APR | 29.99% |
What are the Citi ThankYou Preferred Card fees?
The following fees apply to Citi ThankYou Preferred Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does Citi ThankYou Preferred Card have a foreign transaction fee?
Citi ThankYou Preferred Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Citi ThankYou Preferred Card report your account activity to credit bureaus?
Citi ThankYou Preferred Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Citi ThankYou Preferred Card
- Visit the Citibank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
Citi ThankYou Preferred Card Community Reviews
Would you recommend Citi ThankYou Preferred Card to your friends?
Other Personal Credit Cards
Citibank Personal Credit Cards
Costco Anywhere Visa Card
2 total votes
Annual Fee
$0
Purchase APR
16.74%
Starting
Balance Transfer APR
17.49%
Credit Score Range
650 - 850
My Best Buy Visa Card
3 total votes
Annual Fee
$0
Starting
Purchase APR
26.99%
Starting
Balance Transfer APR
26.99%
Credit Score Range
640 - 850
Citi Double Cash Card
1 total votes
Annual Fee
$0
Purchase APR
14.99% - 24.99%
(Variable APR)
Balance Transfer APR
14.99% - 24.99%
(Variable APR)
Credit Score Range
640 - 850
Citi / AAdvantage Platinum Select World Elite Mastercard
1 total votes
Annual Fee
$99
Purchase APR
17.49% - 25.49%
(Variable APR)
Balance Transfer APR
17.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
L.L.Bean Mastercard Credit Card
13 total votes
Annual Fee
$0
Purchase APR
15.49% - 21.49%
(Variable APR)
Balance Transfer APR
16.24% - 22.24%
(Variable APR)
Credit Score Range
700 - 850
Big O Tires Credit Card
1 total votes
Annual Fee
$0
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
30.74%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
16.49% - 23.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$450
Purchase APR
17.24% - 25.24%
(Variable APR)
Balance Transfer APR
17.24% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
25.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
30.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
28.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
28.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
27.24%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
N/A
Maximum
Balance Transfer APR
27.24%
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
17.99% - 26.99%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
640 - 850
Annual Fee
$450
Purchase APR
17.99% - 25.99%
(Variable APR)
Balance Transfer APR
17.99% - 25.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
15.49% - 23.49%
(Variable APR)
Balance Transfer APR
15.49% - 23.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
24.74% - 29.99%
(Variable APR)
Starting
Balance Transfer APR
24.%
Credit Score Range
690 - 719
Annual Fee
$0
Purchase APR
18.24% - 26.24%
(Variable APR)
Balance Transfer APR
18.24% - 26.24%
(Variable APR)
Credit Score Range
720 - 850
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
620 - 850
Browse Personal Credit Cards
- Bernina Credit Card
- Blain's Farm and Fleet Mastercard
- Deserve Inc.
- GapCard Visa Credit Card
- Group One Platinum Merchandise Card
- HSBC Premier World Mastercard
- RCI Elite Rewards Mastercard
- Roaman's® Credit Card
- Simmons Bank Visa Credit Card
- Sutherlands Credit Card
- The Tile Shop Credit Card
- USAA Preferred Cash Rewards Visa Signature® Credit Card
