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  CNB Visa Premier

CNB Visa Premier

in Personal Credit Cards from CNB

Unaffiliated

CNB Visa Premier

Unaffiliated

in Personal Credit Cards from CNB

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Highlights
Purchase APR  (Variable APR) 7.15%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 640 - 840
Annual Fee $0

CNB Visa Premier Review

CNB Visa Premier is a credit card issued by CNB. If you're wondering whether CNB Visa Premier is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. CNB Visa Premier has a variable purchase APR of 7.15%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above640.
CNB Visa Premier Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Free access to your credit score.
  • CNB Visa Premier reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
CNB Visa Premier FAQ

Is there a CNB Visa Premier cash back or rewards program?

No, CNB Visa Premier does not offer a rewards program.

What are the CNB Visa Premier benefits?

CNB Visa Premier provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for CNB Visa Premier?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. CNB Visa Premier has lower than average purchase APRs.

CNB Visa Premier has a variable purchase APR of 7.15%.

Does CNB Visa Premier have an introductory APR offer on balance transfers?

No, CNB Visa Premier does not come with an introductory APR offer for balance transfers.

Does CNB Visa Premier have an introductory APR offer on new purchases?

CNB Visa Premier does not offer an introductory rate on new purchases.

What are the fees for CNB Visa Premier?

The following fees apply to CNB Visa Premier:

CNB Visa Premier Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $25
Late Payment Fee $25

Does CNB Visa Premier have a foreign transaction fee?

CNB Visa Premier charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does CNB Visa Premier report your account activity to credit bureaus?

Yes, CNB Visa Premier reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CNB Visa Premier

  • Visit the CNB Visa Premier website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $5
Foreign Currency Transaction Fee 1%
Returned Payment Fee $25
Paper Statement Fee $2
Late Fee Amount $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required
Credit Score Range 640 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
Rewards Type No Rewards
Purchase APR (Variable APR) 7.15%
Card Type
  • Low Interest
Card Network Visa

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