Comerica Bank Visa Platinum® Card

in Personal Credit Cards

Unaffiliated Visit Site

Comerica Bank Visa Platinum® Card


in Personal Credit Cards

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 user is unsure
2 users don't recommend
Cast your vote
Cast your vote

Would you recommend Comerica Bank Visa Platinum® Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


Who is the Comerica Visa Platinum® Card Designed For?

The Comerica Bank Visa Platinum® card is designed for people with fair to good credit who want to build their credit with a no-frills card that has no annual fee but still provides reasonable rates and some travel and shopping benefits. It is also an option for people with a balance on a card with high rates.

What are the Rates for Comerica Visa Platinum® Card?

The rates range from 11.49% APR to 22.49% APR depending on customers' creditworthiness, which is competitive for a no-annual-fee card with low credit eligibility requirements. It also includes a 15-month 0% APR on balance transfers and purchases made within the first 465 days of opening an account. The cash advance rate as is 25.49% APR, which is not great, but there is no penalty rate to worry about if you're late on a payment.

What Are the Fees for Comerica Visa Platinum® Card?

The Comerica Visa Platinum® credit card has no annual fee and no over limit fee. It does have a 3% ($5 minimum) balance transfer fee, a 4% ($10 minimum cash advance fee) a 2% foreign transaction fee (3% if the purchase is in a currency other than dollars), a $38 fee on late payments and a $35 on returned payments.

What Is Comerica Visa Platinum® Card Rewards Program Like?

The Comerica Visa Platinum® doesn't have a rewards program. You will need to apply for Comerica's Cash Rewards or Travel Rewards cards to receive a rewards program.

What about Comerica Visa Platinum® Card Signup Bonus?

This flavor of Comerica Visa card doesn't have a signup bonus. The focus is on providing useful benefits with low rates and no annual fee.

Does Comerica Visa Platinum® Card Have Any Other Benefits?

Comerica's Visa Platinum® Card comes with auto-rental collision damage waiver, theft coverage, travel assistance, extended warranty on items purchased with the card, and you also have the option of linking the card to a Comerica checking account and of setting up overdraft protection.

How Is Comerica Visa Platinum® Card Better Than Other Credit Cards?

Comerica's Traditional Visa Platinum® is certainly nothing to get excited about. As credit cards go it's pretty boring: no rewards program and no signup bonus. However, it manages to include useful benefits like car rental insurance, extended warranty on purchases and travel assistance without charging an annual fee and still keeps the rates at sane levels. To top it off it includes a 15-month 0% APR intro rate on purchases and balance transfers made during the first year. A lot of cards offer this, but most require you to transfer the balances within the first month. This card gives you an entire year to enjoy the 0% APR introductory rate.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 24
Over-Limit Fee $0
Annual Fee $0
No Annual Fee  
Late Payment Penalty $38
Returned Payment Fee $35
Minimum Interest Charge $2
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Assistance
Purchase APR (Variable APR) 11.49% - 22.49%
Cash Advance APR (Variable APR) Starting at 25.49%
Balance Computation average daily balance (including new purchases)
Introductory Rate 0%
Balance Transfer APR (Variable APR) 11.49% - 22.49%
Introductory Rate 0%
Intro APR period (months) 15



Would you recommend Comerica Bank Visa Platinum® Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards