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  Costco Anywhere Visa Card by Citi

Costco Anywhere Visa Card by Citi

in Personal Credit Cards from Citibank

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Costco Anywhere Visa Card by Citi

Unaffiliated

in Personal Credit Cards from Citibank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

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Highlights
Highlights
Community Rating

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Purchase APR  (Variable APR) 15.24%
Balance Transfer APR  (Variable APR) 15.24%
Credit Score Range 650 - 850
Annual Fee $0

Costco Anywhere Visa Card by Citi Review

Costco Anywhere Visa Card by Citi is a store cashback credit card issued by Citibank. If you're wondering whether Costco Anywhere Visa Card by Citi is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a cashback rewards rate of up to 4%.
  • Earn 1% cash back on everyday purchases.
  • Competitive APRs. Costco Anywhere Visa Card by Citi has a variable purchase APR of 15.24%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Costco Anywhere Visa Card by Citi charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Gas rewards. Earn up to 4% for every $1 you spend on gas.
  • Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Costco Anywhere Visa Card by Citi Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Costco Anywhere Visa Card by Citi reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
Costco Anywhere Visa Card by Citi FAQ

Is there a Costco Anywhere Visa Card by Citi cash back or rewards program?

Costco Anywhere Visa Card by Citi is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Costco Anywhere Visa Card by Citi you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 4% for purchases in a bonus category.

Costco Anywhere Visa Card by Citi Rewards
Rewards rate (all purchases) 1%
Max rewards rate 4%
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Costco Anywhere Visa Card by Citi have a signup bonus?

Costco Anywhere Visa Card by Citi doesn't offer a cash signup bonus.

Does Costco Anywhere Visa Card by Citi offer an annual loyalty bonus?

Costco Anywhere Visa Card by Citi doesn't offer a cash loyalty bonus.

What are the Costco Anywhere Visa Card by Citi benefits?

Costco Anywhere Visa Card by Citi provides the following benefits:

  • No blackout dates when redeeming miles
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Costco Anywhere Visa Card by Citi?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Costco Anywhere Visa Card by Citi has lower than average purchase APRs.

Costco Anywhere Visa Card by Citi has a variable purchase APR of 15.24%. The card has a variable balance transfer APR of 15.24% . It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Costco Anywhere Visa Card by Citi have an introductory APR offer on balance transfers?

No, Costco Anywhere Visa Card by Citi does not come with an introductory APR offer for balance transfers.

Does Costco Anywhere Visa Card by Citi have an introductory APR offer on new purchases?

Costco Anywhere Visa Card by Citi does not offer an introductory rate on new purchases.
Costco Anywhere Visa Card by Citi Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Costco Anywhere Visa Card by Citi?

The following fees apply to Costco Anywhere Visa Card by Citi:

Costco Anywhere Visa Card by Citi Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Costco Anywhere Visa Card by Citi have a foreign transaction fee?

Costco Anywhere Visa Card by Citi does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Costco Anywhere Visa Card by Citi report your account activity to credit bureaus?

Costco Anywhere Visa Card by Citi reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Costco Anywhere Visa Card by Citi

  • Visit the Costco Anywhere Visa Card by Citi website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1% CASH BACK on all Other Purchases.
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
No Blackout Dates  
Rewards Rates
  • Airfare
  • Car Rentals
  • Every Purchase
  • Gas
  • Hotels
  • Restaurants
  • Travel
  • Warehouse Clubs Purchases
Rewards Type Cash Back
Cash Advance APR (Variable APR) 25.24%
Balance Computation daily balance (including new transactions).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 15.24%
Balance Transfer APR (Variable APR) 15.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Cashback
  • Store Card
  • Gas
Card Network Visa

Costco Anywhere Visa Card by Citi Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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