Last Updated: 07/28/2025
Credit One Bank® NASCAR® American Express® Card
Unaffiliated
in Credit Cards from Credit One Bank®
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Up to 25.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
520 - 850
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Annual Fee
$0 - $39
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Credit One Bank® NASCAR® American Express® Card Review
This is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank® NASCAR® American Express® Card is the right card for you, read on.
Key Takeaways
- Earning cash back rewards has never been easier. Get 1% cash back rewards on all purchases.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $39 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of NASCAR Credit Card
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NASCAR Credit Card FAQ
Does NASCAR Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. This card features rewards for purchases in the following categories:
- Retail
| Description |
Does NASCAR Credit Card have a signup bonus?
Yes. Earning cash back rewards has never been easier. Get 1% cash back rewards on all purchases.
Does NASCAR Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NASCAR Credit Card benefits?
Credit One Bank® NASCAR® American Express® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for NASCAR Credit Card?
It has a variable purchase APR of up to 25.49%. Credit One Bank® NASCAR® American Express® Card does not offer balance transfers. The card has a variable cash advance APR of up to 25.49%.Does NASCAR Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Credit One Bank® NASCAR® American Express® Card does not offer balance transfers.Does NASCAR Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NASCAR Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $19 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% - 8% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $39.
Does NASCAR Credit Card have a foreign transaction fee?
NASCAR Credit Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for NASCAR Credit Card?
The customer service number for NASCAR Credit Card is (877) 825-3242.
What is the support contact email for NASCAR Credit Card?
The support contact email for NASCAR Credit Card is customerservice@creditonebank.com.
What is the login page for NASCAR Credit Card?
You can access the login page of NASCAR Credit Card here.
How do people rate the customer service and user experience of NASCAR Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit One Bank® NASCAR® American Express® Card report your account activity to credit bureaus?
Yes, Credit One Bank® NASCAR® American Express® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit One Bank® perform a hard credit pull?
Yes, NASCAR Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for NASCAR Credit Card
- Visit the website of NASCAR Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Credit One Bank® NASCAR® American Express® Card Disclosure: $0 to $95 for the first year. After that, $0 to $99. For some Accounts, the Annual Fee for the second and future years will be divided into 12 equal portions and one portion will be billed each month of the applicable year. For other Accounts, the Annual Fee for the second year and future years will be billed annually.
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