Credit One Bank® NASCAR® Visa®
in Personal Credit Cards from Credit One Bank®
Unaffiliated Visit SiteCredit One Bank® NASCAR® Visa®
in Personal Credit Cards from Credit One Bank®
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Would you recommend Credit One Bank® NASCAR® Visa® to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 520 - 850 |
| Annual Fee | $99 |
| Purchase APR (Variable APR) | 19.49% - 25.49% |
Credit One Bank® NASCAR® Visa® Review
Credit One Bank® NASCAR® Visa® is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank® NASCAR® Visa® is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 25.49%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, and fraud protection.
- Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
| The Good | The Bad |
|---|---|
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Is there a Credit One Bank® NASCAR® Visa® cash back or rewards program?
Credit One Bank® NASCAR® Visa® is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Credit One Bank® NASCAR® Visa® you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Credit One Bank® NASCAR® Visa® have a signup bonus?
Credit One Bank® NASCAR® Visa® doesn't offer a cash signup bonus.Does Credit One Bank® NASCAR® Visa® offer an annual loyalty bonus?
Credit One Bank® NASCAR® Visa® doesn't offer a cash loyalty bonus.What are the Credit One Bank® NASCAR® Visa® benefits?
Credit One Bank® NASCAR® Visa® provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit One Bank® NASCAR® Visa®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit One Bank® NASCAR® Visa® has higher than average purchase APRs.Credit One Bank® NASCAR® Visa® has a variable purchase APR that ranges from 19.49% up to 25.49%. It also has a variable cash advance APR of 25.49% .
Does Credit One Bank® NASCAR® Visa® have an introductory APR offer on balance transfers??
No, Credit One Bank® NASCAR® Visa® does not come with an introductory APR offer for balance transfers.Does Credit One Bank® NASCAR® Visa® have an introductory APR offer on new purchases??
Credit One Bank® NASCAR® Visa® does not offer an introductory rate on new purchases.What are the Credit One Bank® NASCAR® Visa® fees?
The following fees apply to Credit One Bank® NASCAR® Visa®:
| Fees | Amount |
|---|---|
| Annual Fee | up to $99 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Credit One Bank® NASCAR® Visa® have a foreign transaction fee?
Credit One Bank® NASCAR® Visa® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Credit One Bank® NASCAR® Visa® report your account activity to credit bureaus?
Credit One Bank® NASCAR® Visa® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Credit One Bank® NASCAR® Visa®
- Visit the Credit One Bank® NASCAR® Visa® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
CREDIT ONE BANK® NASCAR® VISA® Disclosure:
$0 to $95 for the first year. After that, $0 to $99. For some Accounts, the Annual Fee for the second and future years will be divided into 12 equal portions and one portion will be billed each month of the applicable year. For other Accounts, the Annual Fee for the second year and future years will be billed annually.
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Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 - Visit Site
About Credit One Bank® NASCAR® Visa®
View all personal credit cards offered by Credit One Bank®
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 days |
| Paper Statement Fee | $0 |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $99 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $39 |
| Additional Card Fee Amount | $19 |
| Late Fee Amount | Up to $39 |
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