
Best Of Product
Credit One Bank® NASCAR® American Express® Card
Explore a similar product
Try this top product in Credit Cards.
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
Up to 25.49% (Verified 09/07/2022)
|
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 520 - 850 |
Annual Fee | $0 - $39 |
Credit One Bank® NASCAR® American Express® Card Review
This is a cashback card issued by Credit One Bank®. If you're wondering whether NASCAR Credit Card is the right card for you, read on.
Key Takeaways
- Earning cash back rewards has never been easier. Get 1% cash back rewards on all purchases.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $39 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of NASCAR Credit Card
The Good | The Bad |
---|---|
|
|
NASCAR Credit Card FAQ
Does NASCAR Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does NASCAR Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does NASCAR Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NASCAR Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for NASCAR Credit Card?
It has a variable purchase APR of up to 25.49%. The card has a variable cash advance APR of up to 25.49%.Does NASCAR Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does NASCAR Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NASCAR Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | Starting at $0 up to $39 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $39 |
Late Payment Fee | up to $39 |
Does NASCAR Credit Card have a foreign transaction fee?
NASCAR Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for NASCAR Credit Card?
The NASCAR Credit Card customer service number is (877) 825-3242.
What is the support contact email for NASCAR Credit Card?
The support contact email for NASCAR Credit Card is customerservice@creditonebank.com.
What is the NASCAR Credit Card login page?
You can access the NASCAR Credit Card login page here.
How do people rate the customer service and user experience of NASCAR Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit One Bank® NASCAR® American Express® Card report your account activity to credit bureaus?
Yes, Credit One Bank® NASCAR® American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for NASCAR Credit Card
- Visit the NASCAR Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 USA - (877) 825-3242
- Visit Site
- Email Support
About Credit One Bank® NASCAR® American Express® Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $5 |
Cash Advance Fee (%) | 5% - 8% |
Minimum Cash Advance Fee ($) | $5 - $10 |
Foreign Currency Transaction Fee | 3% |
Annual Fee | $0 - $39 |
Minimum Interest Charge | $1 |
No Interest Grace Period for Late Payment | 24 days |
Returned Payment Fee | Up to $39 |
Additional Card Fee Amount | $19 |
Late Fee Amount | Up to $39 |
Credit One Bank® NASCAR® American Express® Card Community Reviews
Would you recommend Credit One Bank® NASCAR® American Express® Card to your friends?
Credit One Bank® Credit Cards
- Baxter CU Travel Rewards Visa Signature Credit Card
- CASE Credit Union Platinum Visa Credit Card
- Cadence Bank Mastercard® Student Credit Card
- Consumers Credit Union Visa Platinum Rewards
- Evans Tire Credit Card
- Excite Credit Union Visa Travel Rewards
- First Technology FCU Odyssey Rewards World Elite Mastercard
- Firstmark Credit Union Visa Platinum Credit Card
- Greenstate Credit Union Platinum Rewards Mastercard
- Louetta Automotive and Tire Service
- Nevada State Bank Vivid Rewards Visa® Credit Card
- Notre Dame FCU Irish Rewards Visa Credit Card