Overview

Who is this credit card designed for?

Credit One Bank Official NASCAR Visa is a credit card issued by Credit One Bank, which is based in Las Vegas, NV. 

Credit One Bank Official NASCAR Visa is designed for people with a credit score of 560 to 700. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.

What are the relevant APRs?

Credit One Bank Official NASCAR Visa has a variable purchase APR that ranges from 17.49% up to 25.49%.

It also has a variable cash advance APR that ranges from 19.4% up to 25.49%.

Is an introductory APR offer available?

No, Credit One Bank Official NASCAR Visa does not come with an introductory APR offer for balance transfers.

Credit One Bank Official NASCAR Visa does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Credit One Bank Official NASCAR Visa:

• A late payment penalty of $37.
• A returned payment fee of $35.
• A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

• Every Purchase

Is a signup bonus offered?

Credit One Bank Official NASCAR Visa doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Credit One Bank Official NASCAR Visa doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Credit One Bank Official NASCAR Visa provides the following benefits:

• Free Credit Score
• Fraud Liability
• Travel Accident Insurance
• Free Credit Report
• Reports to major credit bureaus

Does Credit One Bank Official NASCAR Visa report your account activity to credit bureaus?

Credit One Bank Official NASCAR Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.