Credit One Bank® NASCAR® Visa®
in Personal Credit Cards from Credit One Bank
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Would you recommend Credit One Bank® NASCAR® Visa® to your friends?
| Annual Fee | $75 |
| Purchase APR (Variable APR) | 20.24% - 26.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 520 - 850 |
Credit One Bank® NASCAR® Visa® Review
Credit One Bank® NASCAR® Visa® is a cashback credit card issued by Credit One Bank.
This card is designed for people who have bad credit. The minimum credit score to apply is 520. If you're wondering whether Credit One Bank® NASCAR® Visa® is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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Is there a Credit One Bank® NASCAR® Visa® cash back or rewards program?
Credit One Bank® NASCAR® Visa® is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Credit One Bank® NASCAR® Visa® you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Credit One Bank® NASCAR® Visa® have a signup bonus?
Credit One Bank® NASCAR® Visa® doesn't offer a cash signup bonus.Does Credit One Bank® NASCAR® Visa® offer an annual loyalty bonus?
Credit One Bank® NASCAR® Visa® doesn't offer a cash loyalty bonus.What are the Credit One Bank® NASCAR® Visa® benefits?
Credit One Bank® NASCAR® Visa® provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Travel Accident Insurance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit One Bank® NASCAR® Visa®?
Credit One Bank® NASCAR® Visa® has a variable purchase APR that ranges from 20.24% up to 26.24%.
It also has a variable cash advance APR starting at 26.24% .
Does Credit One Bank® NASCAR® Visa® have an introductory APR offer?
Credit One Bank® NASCAR® Visa® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance |
| Purchase APR | 20.24% - 26.24% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Starting at 26.24% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Credit One Bank® NASCAR® Visa® fees?
The following fees apply to Credit One Bank® NASCAR® Visa®:
| Fees | Amount |
|---|---|
| Annual Fee | $75 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Credit One Bank® NASCAR® Visa® have a foreign transaction fee?
Credit One Bank® NASCAR® Visa® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Credit One Bank® NASCAR® Visa® report your account activity to credit bureaus?
Credit One Bank® NASCAR® Visa® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Credit One Bank® NASCAR® Visa®
- Visit the Credit One Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 - (702) 269-1195
- Visit Site
About Credit One Bank® NASCAR® Visa®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Paper Statement Fee | $0 |
| Returned Payment Fee | Up to $39 |
| Minimum Interest Charge | $1 |
| Annual Fee | $75 |
| Late Fee Amount | Up to $39 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
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Annual Fee
$75
Purchase APR
20.24% - 26.24%
Balance Transfer APR
N/A
Credit Score Range
560 - 850
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