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  Credit One Bank Official NASCAR Visa

Credit One Bank Official NASCAR Visa

in Personal Credit Cards

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Credit One Bank Official NASCAR Visa

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Credit One Bank Official NASCAR Visa is a credit card issued by Credit One Bank, which is based in Las Vegas, NV. 

Credit One Bank Official NASCAR Visa is designed for people with a credit score of 560 to 700. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.

What are the relevant APRs?

Credit One Bank Official NASCAR Visa has a variable purchase APR that ranges from 17.49% up to 25.49%.

It also has a variable cash advance APR that ranges from 19.4% up to 25.49%.

Is an introductory APR offer available?

No, Credit One Bank Official NASCAR Visa does not come with an introductory APR offer for balance transfers.

Credit One Bank Official NASCAR Visa does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Credit One Bank Official NASCAR Visa:

  • A late payment penalty of $37.
  • A returned payment fee of $35.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Credit One Bank Official NASCAR Visa doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Credit One Bank Official NASCAR Visa doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Credit One Bank Official NASCAR Visa provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Travel Accident Insurance
  • Free Credit Report
  • Reports to major credit bureaus

Does Credit One Bank Official NASCAR Visa report your account activity to credit bureaus?

Credit One Bank Official NASCAR Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Contact

  • Headquarters
  •   585 Pilot Road
    Las Vegas, NV 89119 USA

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Fees
Grace Period for Late Payment (Days)
24
List of Fees
Late Payment Penalty
$37
Returned Payment Fee
$35
Minimum Interest Charge
$1
Annual Fee: See Terms*
$0
Foreign Currency Transaction Fee
3%
Minimum Age
18
Credit Score Range
560 - 700
850 300 560 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Fraud Liability
 
Travel Insurance
 
Credit Card Benefits
  • Fraud Liability
  • Free Credit Report
  • Free Credit Score
  • Travel Accident Insurance
Bonus Rewards
2x
Every Purchase
1x
Rewards Categories
  • Every Purchase
Percentage
Purchase APR
(Variable APR)
17.49% - 25.49%
    0% 29%
Percentage
Cash Advance APR
(Variable APR)
19.4% - 25.49%
    8% 28%
Balance Computation
average daily balance

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Other Personal Credit Cards

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Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Credit One Bank® Platinum Visa for Rebuilding Credit
Purchase APR 19.74% - 25.74%
(Variable APR)
    0% 29% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 560 - 700     300 850
Credit One Bank® Platinum Visa® with Cash Back Rewards
Purchase APR 19.74% - 25.74%
(Variable APR)
    0% 29% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 560 - 700     300 850