NASCAR® Credit Card from Credit One Bank®
in Personal Credit Cards from Credit One Bank®
UnaffiliatedNASCAR® Credit Card from Credit One Bank®
in Personal Credit Cards from Credit One Bank®
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Would you recommend NASCAR® Credit Card from Credit One Bank® to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 17.99% - 23.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 520 - 850 |
| Annual Fee | $0 - $99 |
NASCAR® Credit Card from Credit One Bank® Review
This is a cashback credit card issued by Credit One Bank®. If you're wondering whether NASCAR® Credit Card from Credit One Bank® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 23.99%.
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of NASCAR® Credit Card from Credit One Bank®
| The Good | The Bad |
|---|---|
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NASCAR® Credit Card from Credit One Bank® FAQ
Does NASCAR® Credit Card from Credit One Bank® have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
Does NASCAR® Credit Card from Credit One Bank® have a signup bonus?
This card doesn't offer a cash signup bonus.Does NASCAR® Credit Card from Credit One Bank® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NASCAR® Credit Card from Credit One Bank® benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for NASCAR® Credit Card from Credit One Bank®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR that ranges from 17.99% up to 23.99%. It also has a variable cash advance APR of 23.99% .
Does NASCAR® Credit Card from Credit One Bank® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does NASCAR® Credit Card from Credit One Bank® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NASCAR® Credit Card from Credit One Bank®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $0 up to $99 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does NASCAR® Credit Card from Credit One Bank® have a foreign transaction fee?
NASCAR® Credit Card from Credit One Bank® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.How do people rate the customer service and user experience of NASCAR® Credit Card from Credit One Bank®?
Overall, NASCAR® Credit Card from Credit One Bank® is strongly not recommended based on community reviews that rate customer service and user experience.
Does NASCAR® Credit Card from Credit One Bank® report your account activity to credit bureaus?
Yes, NASCAR® Credit Card from Credit One Bank® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for NASCAR® Credit Card from Credit One Bank®
- Visit the NASCAR® Credit Card from Credit One Bank® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
NASCAR® Credit Card from Credit One Bank® Disclosure:
$0 to $95 for the first year. After that, $0 to $99. For some Accounts, the Annual Fee for the second and future years will be divided into 12 equal portions and one portion will be billed each month of the applicable year. For other Accounts, the Annual Fee for the second year and future years will be billed annually.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 - Visit Site
About NASCAR® Credit Card from Credit One Bank®
View all personal credit cards offered by Credit One Bank®
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 days |
| Paper Statement Fee | $0 |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $0 - $99 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $39 |
| Additional Card Fee Amount | $19 |
| Late Fee Amount | Up to $39 |
NASCAR® Credit Card from Credit One Bank® Community Reviews
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