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Credit One Bank makes you pay an annual fee of $99.00. That is outrageous! You can get a reputable credit card company to give you a credit card WITHOUT an annual fee. And $99.00 a year? Also, when you try to call them it is almost impossible to get to speak with a live representative. On top of that, if they make promises to you, make sure you get it in writing or make them send you an Email confirmation with the new agreement. Sad to say, just last ... night, (11/24/16), I was promised changes to the account as as yet it has not been done. If you are desperate for a credit card, and don't care about the high annual fee and the other problems associated with this bank, then you may want to try them. One other note. They are not accredited with the BBB. More Less

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