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Credit One Bank® Platinum Visa® with Cash Back Rewards

in Personal Credit Cards

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Credit One Bank® Platinum Visa® with Cash Back Rewards

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

Credit One Bank® Platinum Visa® with Cash Back Rewards is a credit card issued by Credit One Bank, which is based in Las Vegas, NV.

Credit One Bank® Platinum Visa® with Cash Back Rewards is designed for people with a credit score of 560 to 700. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Credit One Bank charges a variable APR on new purchases that ranges from 17.49% to 25.49%.

Is an introductory APR offer available?

No, Credit One Bank® Platinum Visa® with Cash Back Rewards does not come with an introductory APR offer.

What are the fees?

The following fees apply to Credit One Bank® Platinum Visa® with Cash Back Rewards:

  • There is no annual fee
  • A late payment penalty of $37.
  • A returned payment fee of $35.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Credit One Bank® Platinum Visa® with Cash Back Rewards offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Credit One Bank® Platinum Visa® with Cash Back Rewards doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Credit One Bank® Platinum Visa® with Cash Back Rewards doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Credit One Bank® Platinum Visa® with Cash Back Rewards provides the following benefits:

  • Free FICO score
  • Car rental insurance
  • Fraud liability

 

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
24
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$37
Returned Payment Fee
$35
Minimum Interest Charge
$1
Foreign Currency Transaction Fee
3%
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
560 - 700
850 300 560 700
Minimum Age
18
Co-signing Allowed
Customer Type
Personal
Card Type
  • Cash Back
  • Rewards
Card Network
  • Visa
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Free Credit Score
  • ID Theft Protection
  • Travel Accident Insurance
Free FICO Score
Car Rental Insurance
Fraud Liability
Bonus Rewards
1%
Rewards Categories
  • Every Purchase
All Other Purchases
1% cashback
Every Purchase
1.0% Cash Back on eligible Gas, Groceries, Mobile Phone Service, Internet Service, and Cable & Satellite TV Service; 1.1% Cash Back on eligible Dining Purchases
Purchases APR (variable)
17.49% - 25.49%
0% 29%
Balance Computation
average daily balance (including new purchases)

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Other Personal Credit Cards

Credit One Bank Personal Credit Cards

Product

Reviews

Purchases APR (variable)

Balance Transfer APR (variable)

Annual Fee

Credit Score Range

Credit One Bank® Platinum Visa for Rebuilding Credit
Purchases APR (variable) 17.49% - 25.49% 0% 29%
Balance Transfer APR (variable) N/A Balance Transfer APR (variable)
Annual Fee $0 Annual Fee
Credit Score Range 560 - 700 300 850