Equitable Federal Unsecured MasterCard Credit Card
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| Purchase APR (Fixed APR) | 9.78 - 16.78 |
| Balance Transfer APR (Fixed APR) | Starting at 5.50 |
| Credit Score Range | 500 - 599 |
| Annual Fee | N/A |
Equitable Federal Unsecured MasterCard Credit Card Review
This is a credit card issued by Equitable Federal Credit Union. If you're wondering whether Equitable Federal Unsecured MasterCard Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Equitable Federal Unsecured MasterCard Credit Card has a fixed purchase APR that ranges from 9.78% up to 16.78%.
- 4% Balance transfer fee. Equitable Federal Unsecured MasterCard Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, price protection, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Equitable Federal Unsecured MasterCard Credit Card
| The Good | The Bad |
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Equitable Federal Unsecured MasterCard Credit Card FAQ
Does Equitable Federal Unsecured MasterCard Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Equitable Federal Unsecured MasterCard Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Equitable Federal Unsecured MasterCard Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Equitable Federal Unsecured MasterCard Credit Card has a fixed purchase APR that ranges from 9.78% up to 16.78%. The card has a fixed balance transfer APR starting at 5.50% . It also has a fixed cash advance APR that ranges from 9.78% up to 16.78%.
Does Equitable Federal Unsecured MasterCard Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Equitable Federal Unsecured MasterCard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Equitable Federal Unsecured MasterCard Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $27 |
| Late Payment Fee | up to $25 |
Does Equitable Federal Unsecured MasterCard Credit Card have a foreign transaction fee?
Equitable Federal Unsecured MasterCard Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Equitable Federal Unsecured MasterCard Credit Card?
The Equitable Federal Unsecured MasterCard Credit Card customer service number is (330) 633-7307.
What is the support contact email for Equitable Federal Unsecured MasterCard Credit Card?
The support contact email for Equitable Federal Unsecured MasterCard Credit Card is info@eqfcu.org.
What is the Equitable Federal Unsecured MasterCard Credit Card login page?
You can access the Equitable Federal Unsecured MasterCard Credit Card login page here.
How do people rate the customer service and user experience of Equitable Federal Unsecured MasterCard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Equitable Federal Unsecured MasterCard Credit Card report your account activity to credit bureaus?
Yes, Equitable Federal Unsecured MasterCard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Equitable Federal Unsecured MasterCard Credit Card
- Visit the Equitable Federal Unsecured MasterCard Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1889 Brittain Road
Akron, OH 44310 USA - (330) 633-7307
- Visit Site
- Email Support
About Equitable Federal Unsecured MasterCard Credit Card
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 1 |
| Returned Payment Fee | Up to 27 |
| Additional Card Fee Amount | 10 |
| Late Fee Amount | Up to 25 |
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