Extra Credit Union Platinum Mastercard
in Personal Credit Cards from Extra Credit Union
UnaffiliatedExtra Credit Union Platinum Mastercard
in Personal Credit Cards from Extra Credit Union
Not enough votes for recommendation
Would you recommend Extra Credit Union Platinum Mastercard to your friends?
| Purchase APR (Variable APR) | 9.95 - 17.95 |
| Balance Transfer APR (Variable APR) | 9.95 - 17.95 |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Extra Credit Union Platinum Mastercard Review
This is a rewards credit card issued by Extra Credit Union. If you're wondering whether Extra Credit Union Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Extra Credit Union Platinum Mastercard has a variable purchase APR that ranges from 9.95% up to 17.95%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
|
|
Does Extra Credit Union Platinum Mastercard have a cash back or rewards program?
Extra Credit Union Platinum Mastercard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Extra Credit Union Platinum Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Extra Credit Union Platinum Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Extra Credit Union Platinum Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Extra Credit Union Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 9.95% up to 17.95%. The card has a variable balance transfer APR that ranges from 9.95% up to 17.95%. It also has a variable cash advance APR that ranges from 9.95% up to 17.95%.
Does Extra Credit Union Platinum Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Extra Credit Union Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Extra Credit Union Platinum Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1.00% |
| Returned Payment Fee | up to $25.00 |
| Late Payment Fee | up to $25.00 |
Does Extra Credit Union Platinum Mastercard have a foreign transaction fee?
Extra Credit Union Platinum Mastercard charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Extra Credit Union Platinum Mastercard?
The Extra Credit Union Platinum Mastercard customer service number is (877) 638-7628.
What is the support contact email for Extra Credit Union Platinum Mastercard?
The support contact email for Extra Credit Union Platinum Mastercard is info@extracreditunion.org.
Does Extra Credit Union Platinum Mastercard report your account activity to credit bureaus?
Yes, Extra Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Extra Credit Union Platinum Mastercard
- Visit the Extra Credit Union Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6611 Chicago Rd,
Warren, MI 48092 - (877) 638-7628
- Visit Site
- Email Support
About Extra Credit Union Platinum Mastercard
Availability
Feature Breakdown
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1.00 |
| Returned Payment Fee | Up to 25.00 |
| Late Fee Amount | Up to 25.00 |
Be the first to rate
Would you recommend Extra Credit Union Platinum Mastercard to your friends?
Other Personal Credit Cards
Extra Credit Union Personal Credit Cards
- AEELA Maximum MasterCard
- Arvest Bank Origin™ Credit Cards
- Atlanta Postal Credit Union Visa® Platinum Credit Card
- Bank of America® Travel Rewards Credit Card
- Circle Federal Credit Union Visa Secured
- Credit Human Federal Credit Union Spurs Rewards Mastercard
- Genisys Platinum Credit Mastercard
- Lexus Pursuits Visa® Signature
- M&T Bank Secured Credit Card
- Members First Credit Union Texas Secured Visa Credit Card
- Park Community Credit Union Visa Platinum Credit Card
- US Bank SKYPASS Visa Classic® Card
