Exxon Mobil Smart Card+
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
28.74% (Verified 08/13/2022) |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Exxon Mobil Smart Card+ Review
This is a store rewards card issued by Citi®. If you're wondering whether Exxon credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.74%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Gas rewards. on eligible fuel purchases.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Exxon credit card
| The Good | The Bad |
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Exxon credit card FAQ
Does Exxon credit card have a cash back or rewards program?
Exxon credit card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Exxon credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Exxon credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Exxon credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Exxon credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Exxon Mobil Smart Card+ has a variable purchase APR of 28.74%. It also has a variable cash advance APR of 29.99% .
Does Exxon credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Exxon credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Exxon credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Exxon credit card?
The Exxon credit card customer service number is (800) 950-5114.
What is the support contact email for Exxon credit card?
The support contact email for Exxon credit card is customer.help@citi.com.
What is the Exxon credit card login page?
You can access the Exxon credit card login page here.
How do people rate the customer service and user experience of Exxon credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Exxon Mobil Smart Card+ report your account activity to credit bureaus?
Yes, Exxon Mobil Smart Card+ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Exxon credit card
- Visit the Exxon credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 25 days |
| Late Fee Amount | Up to $40 |
Exxon Mobil Smart Card+ Community Reviews
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