| Community Rating | Strongly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 15.99% |
| Balance Transfer APR (Variable APR) | 15.99% |
| Credit Score Range | N/A |
Fidelity® Rewards Visa Signature® Card Review
Fidelity® Rewards Visa Signature® Card is a cashback credit card issued by Fidelity.
If you're wondering whether Fidelity® Rewards Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.| Pros | Cons |
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Is there a Fidelity® Rewards Visa Signature® Card cash back or rewards program?
Fidelity® Rewards Visa Signature® Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fidelity® Rewards Visa Signature® Card you receive 2% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.
| Rewards rate (all purchases) | 2% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $100 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
What are the Fidelity® Rewards Visa Signature® Card benefits?
Fidelity® Rewards Visa Signature® Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Reports to major credit bureaus
What are the relevant APRs for Fidelity® Rewards Visa Signature® Card?
Fidelity® Rewards Visa Signature® Card has a variable purchase APR starting at 15.99% . The card has a variable balance transfer APR of 15.99% .
It also has a variable cash advance APR of 25.99% .
Does Fidelity® Rewards Visa Signature® Card have an introductory APR offer?
No, Fidelity® Rewards Visa Signature® Card does not come with an introductory APR offer for balance transfers. Fidelity® Rewards Visa Signature® Card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 15.99% |
| Balance Transfer APR | 15.99% |
| Cash Advance APR | 25.99% |
What are the Fidelity® Rewards Visa Signature® Card fees?
The following fees apply to Fidelity® Rewards Visa Signature® Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $39 |
Does Fidelity® Rewards Visa Signature® Card have a foreign transaction fee?
Fidelity® Rewards Visa Signature® Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Fidelity® Rewards Visa Signature® Card report your account activity to credit bureaus?
Fidelity® Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Fidelity® Rewards Visa Signature® Card
- Visit the Fidelity website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
FIDELITY® REWARDS VISA SIGNATURE® CARD Disclosure:
The APR may vary and as of 8/19/2019, the variable APR for Purchases and Balance Transfers is 15.99%. The variable APR for Cash Advances is 25.99%. Cash Advance fee: 3% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars. 1% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. We may change APRs, fees, and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
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may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
200 Seaport Boulevard
Boston, MA 02010 - (800) 343-3548
- Visit Site
Message from Fidelity
Other Services by Fidelity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | Up to $35 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $39 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 1% |
Fidelity® Rewards Visa Signature® Card Community Reviews
Would you recommend Fidelity® Rewards Visa Signature® Card to your friends?
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