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  Fidelity Rewards Visa Signature Card

Fidelity Rewards Visa Signature Card

in Personal Credit Cards from Fidelity

Unaffiliated

Fidelity Rewards Visa Signature Card

Unaffiliated

in Personal Credit Cards from Fidelity

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR  (Variable APR) 15.74%
Credit Score Range 680 - 840
Annual Fee $0
Purchase APR  (Variable APR) 15.74%

Fidelity Rewards Visa Signature Card Review

Fidelity Rewards Visa Signature Card is a cashback credit card issued by Fidelity.  If you're wondering whether Fidelity Rewards Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Competitive APRs. Fidelity Rewards Visa Signature Card has a variable purchase APR of up to 15.74%.
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.
The Good The Bad
  • No limit on total rewards points.
  • Cardholders earn 2 points for every dollar spent, with no restrictive categories.
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Earn rewards on every purchase.
  • Fidelity Rewards Visa Signature Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Travel accident and travel assistance insurance.
  • Must redeem points into a Fidelity account to earn 2% cash back.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

Is there a Fidelity Rewards Visa Signature Card cash back or rewards program?

Fidelity Rewards Visa Signature Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fidelity Rewards Visa Signature Card you receive 2% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.

Fidelity Rewards Visa Signature Card Rewards
Rewards rate (all purchases) 2%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $0
Signup Bonus Spend Period (months) 3 months

Does Fidelity Rewards Visa Signature Card have a signup bonus?

Fidelity Rewards Visa Signature Card doesn't offer a cash signup bonus.

Does Fidelity Rewards Visa Signature Card offer an annual loyalty bonus?

Fidelity Rewards Visa Signature Card doesn't offer a cash loyalty bonus.

What are the Fidelity Rewards Visa Signature Card benefits?

Fidelity Rewards Visa Signature Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Fidelity Rewards Visa Signature Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fidelity Rewards Visa Signature Card has lower than average purchase APRs.

Fidelity Rewards Visa Signature Card has a variable purchase APR of 15.74%. The card has a variable balance transfer APR of 15.74% . It also has a variable cash advance APR of 25.74% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Fidelity Rewards Visa Signature Card have an introductory APR offer on balance transfers??

No, Fidelity Rewards Visa Signature Card does not come with an introductory APR offer for balance transfers.

Does Fidelity Rewards Visa Signature Card have an introductory APR offer on new purchases??

Fidelity Rewards Visa Signature Card does not offer an introductory rate on new purchases.

What are the Fidelity Rewards Visa Signature Card fees?

The following fees apply to Fidelity Rewards Visa Signature Card:

Fidelity Rewards Visa Signature Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $35
Late Payment Fee up to $39

Does Fidelity Rewards Visa Signature Card have a foreign transaction fee?

Fidelity Rewards Visa Signature Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Fidelity Rewards Visa Signature Card report your account activity to credit bureaus?

Fidelity Rewards Visa Signature Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Fidelity Rewards Visa Signature Card

  • Visit the Fidelity Rewards Visa Signature Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

FIDELITY REWARDS VISA SIGNATURE CARD Disclosure: The APR may vary and as of 8/19/2019, the variable APR for Purchases and Balance Transfers is 15.99%. The variable APR for Cash Advances is 25.99%. Cash Advance fee: 3% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars. 1% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. We may change APRs, fees, and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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Message from Fidelity

Earn unlimited 2% cash back with no annual fee.* This just might be the only credit card you'll ever need

Other Services by Fidelity

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Unlimited 2% cash back
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 24
Paper Statement Fee $0
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $2
Returned Payment Fee Up to $35
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required  
Card Type
  • Balance Transfer
  • Cashback
  • Rewards
Card Network
  • Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Lost Luggage Insurance  
Emergency Support  
Travel Insurance  
Fraud Liability  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
Rewards Type Points
Cash Advance APR (Variable APR) 25.74%
Purchase APR (Variable APR) 15.74%
Balance Computation average daily balance
Penalty APR 0%
Balance Transfer APR (Variable APR) 15.74%

Fidelity Rewards Visa Signature Card Community Reviews

 

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