
Fidelity Rewards Visa Signature Card
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Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 13.99% |
Balance Transfer APR (Variable APR) | 13.99% |
Credit Score Range | 680 - 840 |
Annual Fee | $0 |
Number of Reviews | 13 |
Fidelity Rewards Visa Signature Card Review
This is a cashback credit card issued by Fidelity. If you're wondering whether Fidelity credit card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Fidelity Rewards Visa Signature Card has a variable purchase APR of 13.99%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Fidelity Rewards Visa Signature Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Fidelity credit card
The Good | The Bad |
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Fidelity credit card FAQ
Does Fidelity credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 2% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.
Minimum rewards rate | 2x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Fidelity credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Fidelity credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Fidelity credit card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Fidelity credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Fidelity Rewards Visa Signature Card has a variable purchase APR of 13.99%. The card has a variable balance transfer APR of 13.99% . It also has a variable cash advance APR of 23.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Fidelity credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Fidelity credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Fidelity credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Fidelity credit card have a foreign transaction fee?
Fidelity credit card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Fidelity credit card?
The Fidelity credit card customer service number is (800) 343-3548.
What is the support contact email for Fidelity credit card?
The support contact email for Fidelity credit card is info@fidelity.com.
What is the Fidelity credit card login page?
You can access the Fidelity credit card login page here.
How do people rate the customer service and user experience of Fidelity credit card?
Overall, Fidelity credit card is strongly recommended based on community reviews that rate customer service and user experience.
Does Fidelity Rewards Visa Signature Card report your account activity to credit bureaus?
Yes, Fidelity Rewards Visa Signature Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Fidelity credit card
- Visit the Fidelity credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Fidelity credit card
Contact
- Headquarters
-
200 Seaport Boulevard
Boston, MA 02010 USA - (800) 343-3548
- Visit Site
- Email Support
Other Services by Fidelity
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $5 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $5 |
Foreign Currency Transaction Fee | 1% |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 24 days |
Returned Payment Fee | Up to $35 |
Paper Statement Fee | $0 |
Late Fee Amount | Up to $40 |
Fidelity Rewards Visa Signature Card Community Reviews
Would you recommend Fidelity Rewards Visa Signature Card to your friends?
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