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Fidelity® Rewards Visa Signature® Card

in Personal Credit Cards from Fidelity

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Fidelity® Rewards Visa Signature® Card

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in Personal Credit Cards from Fidelity

SuperMoney Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

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Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $0
Purchase APR  (Variable APR) Starting at 15.99%
Balance Transfer APR  (Variable APR) 15.99%
Credit Score Range N/A

Fidelity® Rewards Visa Signature® Card Review

Fidelity® Rewards Visa Signature® Card is a cashback credit card issued by Fidelity. 

If you're wondering whether Fidelity® Rewards Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Fidelity® Rewards Visa Signature® Card
Pros Cons
  • No annual fee
  • No limit on total rewards points
  • Cardholders earn 2 points for every dollar spent, with no restrictive categories.
  • Must redeem points into a Fidelity account to earn 2% cash back.
  • 1% foreign transaction fee
  • Is there a Fidelity® Rewards Visa Signature® Card cash back or rewards program?

    Fidelity® Rewards Visa Signature® Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fidelity® Rewards Visa Signature® Card you receive 2% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.

    Fidelity® Rewards Visa Signature® Card Rewards
    Rewards rate (all purchases) 2%
    Max rewards rate 2%
    Annual rewards limit N/A
    Signup Bonus ($) $100
    Signup Bonus Spend Requirement $1000
    Signup Bonus Spend Period (months) 3 months

    What are the Fidelity® Rewards Visa Signature® Card benefits?

    Fidelity® Rewards Visa Signature® Card provides the following benefits:

    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Reports to major credit bureaus

    What are the relevant APRs for Fidelity® Rewards Visa Signature® Card?

    Fidelity® Rewards Visa Signature® Card has a variable purchase APR starting at 15.99% . The card has a variable balance transfer APR of 15.99% .

    It also has a variable cash advance APR of 25.99% .

    Does Fidelity® Rewards Visa Signature® Card have an introductory APR offer?

    No, Fidelity® Rewards Visa Signature® Card does not come with an introductory APR offer for balance transfers. Fidelity® Rewards Visa Signature® Card does not offer an introductory rate on new purchases.
    Fidelity® Rewards Visa Signature® Card Rates & Terms
    Purchase APR Starting at 15.99%
    Balance Transfer APR 15.99%
    Cash Advance APR 25.99%

    What are the Fidelity® Rewards Visa Signature® Card fees?

    The following fees apply to Fidelity® Rewards Visa Signature® Card:

    Fidelity® Rewards Visa Signature® Card Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 1%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $35
    Late Payment Fee up to $39

    Does Fidelity® Rewards Visa Signature® Card have a foreign transaction fee?

    Fidelity® Rewards Visa Signature® Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Fidelity® Rewards Visa Signature® Card report your account activity to credit bureaus?

    Fidelity® Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Fidelity® Rewards Visa Signature® Card

    • Visit the Fidelity website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    FIDELITY® REWARDS VISA SIGNATURE® CARD Disclosure: The APR may vary and as of 8/19/2019, the variable APR for Purchases and Balance Transfers is 15.99%. The variable APR for Cash Advances is 25.99%. Cash Advance fee: 3% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars. 1% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. We may change APRs, fees, and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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    Message from Fidelity

    Earn unlimited 2% cash back with no annual fee.* This just might be the only credit card you'll ever need

    Other Services by Fidelity

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 24
    Annual Fee $0
    Paper Statement Fee $0
    No Annual Fee  
    Returned Payment Fee Up to $35
    Minimum Interest Charge $2
    Late Fee Amount Up to $39
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Minimum Cash Advance Fee ($) Starting at $5
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $5
    Foreign Currency Transaction Fee 1%
    Minimum Age 18
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Payroll Check or Prepaid Card
    • Tax Returns
    Customer Type Personal
    Car Rental Insurance  
    Fraud Liability  
    Emergency Support  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    Rewards Categories
    • Every Purchase
    Bonus Rewards Receive 10,000 Bonus Points—which equals $100 cash back, when deposited into an eligible Fidelity account—after you make at least $1,000 in eligible purchases within the first 90 days of account opening.
    Every Purchase Unlimited 2% cash back
    No Reward Expiration Period  
    Signup Bonus $100
    Purchase APR (Variable APR) Starting at 15.99%
    Cash Advance APR (Variable APR) 25.99%
    Balance Computation average daily balance
    Balance Transfer APR (Variable APR) 15.99%

    Fidelity® Rewards Visa Signature® Card Community Reviews

     
     

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