Fidelity Rewards Visa Signature Card Review

Fidelity Rewards Visa Signature Card is a cashback credit card issued by Fidelity. 

If you're wondering whether Fidelity Rewards Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Fidelity Rewards Visa Signature Card

Pros	Cons
No annual fee No limit on total rewards points Cardholders earn 2 points for every dollar spent, with no restrictive categories.	Must redeem points in a Fidelity account to earn 2% cash back. 1% foreign transaction fee

Is there a Fidelity Rewards Visa Signature Card cash back or rewards program?

Fidelity Rewards Visa Signature Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fidelity Rewards Visa Signature Card you receive 2% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.

Fidelity Rewards Visa Signature Card Rewards

Rewards rate (all purchases)	2%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the Fidelity Rewards Visa Signature Card benefits?

Fidelity Rewards Visa Signature Card provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Reports to major credit bureaus

What are the relevant APRs for Fidelity Rewards Visa Signature Card?

Fidelity Rewards Visa Signature Card has a variable purchase APR starting at 16.24% . The card has a variable balance transfer APR starting at 16.24% .

It also has a variable cash advance APR starting at 26.24% .

What are the Fidelity Rewards Visa Signature Card fees?

No Annual Fee. Fidelity Rewards Visa Signature Card does not charge an annual fee.

1% Foreign transaction fees. Fidelity Rewards Visa Signature Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Fidelity Rewards Visa Signature Card:

Fidelity Rewards Visa Signature Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $35
Late Payment Fee	up to $38

Does Fidelity Rewards Visa Signature Card report your account activity to credit bureaus?

Fidelity Rewards Visa Signature Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Fidelity Rewards Visa Signature Card

• Visit the Fidelity website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.