| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 13.99% |
| Balance Transfer APR (Variable APR) | 13.99% |
| Credit Score Range | 680 - 840 |
| Annual Fee | $0 |
| Number of Reviews | 5 |
Fidelity Rewards Visa Signature Card Review
Fidelity Rewards Visa Signature Card is a cashback credit card issued by Fidelity. If you're wondering whether Fidelity Rewards Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Competitive APRs. Fidelity Rewards Visa Signature Card has a variable purchase APR of 13.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Fidelity Rewards Visa Signature Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 680.
Fidelity Rewards Visa Signature Card Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Fidelity Rewards Visa Signature Card cash back or rewards program?
Fidelity Rewards Visa Signature Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fidelity Rewards Visa Signature Card you receive 2% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $20 back in cash.
| Rewards rate (all purchases) | 2% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Fidelity Rewards Visa Signature Card have a signup bonus?
Fidelity Rewards Visa Signature Card doesn't offer a cash signup bonus.Does Fidelity Rewards Visa Signature Card offer an annual loyalty bonus?
Fidelity Rewards Visa Signature Card doesn't offer a cash loyalty bonus.What are the Fidelity Rewards Visa Signature Card benefits?
Fidelity Rewards Visa Signature Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Fidelity Rewards Visa Signature Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fidelity Rewards Visa Signature Card has lower than average purchase APRs.Fidelity Rewards Visa Signature Card has a variable purchase APR of 13.99%. The card has a variable balance transfer APR of 13.99% . It also has a variable cash advance APR of 23.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Fidelity Rewards Visa Signature Card have an introductory APR offer on balance transfers?
No, Fidelity Rewards Visa Signature Card does not come with an introductory APR offer for balance transfers.Does Fidelity Rewards Visa Signature Card have an introductory APR offer on new purchases?
Fidelity Rewards Visa Signature Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Fidelity Rewards Visa Signature Card?
The following fees apply to Fidelity Rewards Visa Signature Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $40 |
Does Fidelity Rewards Visa Signature Card have a foreign transaction fee?
Fidelity Rewards Visa Signature Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Fidelity Rewards Visa Signature Card report your account activity to credit bureaus?
Fidelity Rewards Visa Signature Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Fidelity Rewards Visa Signature Card
- Visit the Fidelity Rewards Visa Signature Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
FIDELITY REWARDS VISA SIGNATURE CARD Disclosure:
The APR may vary and as of 8/19/2019, the variable APR for Purchases and Balance Transfers is 15.99%. The variable APR for Cash Advances is 25.99%. Cash Advance fee: 3% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars. 1% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. We may change APRs, fees, and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
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Contact
- Headquarters
-
200 Seaport Boulevard
Boston, MA 02010 - (800) 343-3548
- Visit Site
Other Services by Fidelity
Message From Fidelity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Unlimited 2% cash back |
Fidelity Rewards Visa Signature Card Community Reviews
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